NBT Bancorp. Long Term Debt

NBT Bancorp. posts a long-term debt of $150M as of June 2026. That compares with $45M in the prior-year period — up 245.1% year over year. Comparing that reading with peers and prior periods is usually more useful than looking at the number in isolation.

In the prior comparable period, NBT Bancorp.'s long-term debt was $45M. The latest reading is $150M — a 245.1% year-over-year increase (period ending June 2026). Use the history and growth charts on this page for a longer lookback.

Long-Term Debt is one piece of NBT Bancorp.'s financial statement story. At $150M, it should be interpreted next to related metrics — for example revenue with costs, assets with liabilities, or income with margins. Stockcircle links those related pages so you can move from this number to the surrounding context quickly.

Context for NBTB's long-term debt usually means three checks: (1) trend versus prior periods, (2) level versus peers, and (3) consistency with growth and profitability. This page covers the first two; NBT Bancorp.'s other metric pages and overview cover the third.

Judging NBT Bancorp. against Finance peers is usually better than using a market-wide rule of thumb. Business models inside Finance are more comparable, which makes gaps in long-term debt easier to interpret. Start with $150M here, then scan peer and history charts to see if the gap is persistent.