Open Lending Long Term Debt

Open Lending posts a long-term debt of $4.3M as of March 2026. That compares with $170M in the prior-year period — down 97.5% year over year. Comparing that reading with peers and prior periods is usually more useful than looking at the number in isolation.

In the prior comparable period, Open Lending's long-term debt was $170M. The latest reading is $4.3M — a 97.5% year-over-year decrease (period ending March 2026). Use the history and growth charts on this page for a longer lookback.

Long-Term Debt is one piece of Open Lending's financial statement story. At $4.3M, it should be interpreted next to related metrics — for example revenue with costs, assets with liabilities, or income with margins. Stockcircle links those related pages so you can move from this number to the surrounding context quickly.

Context for LPRO's long-term debt usually means three checks: (1) trend versus prior periods, (2) level versus peers, and (3) consistency with growth and profitability. This page covers the first two; Open Lending's other metric pages and overview cover the third.

Judging Open Lending against Finance peers is usually better than using a market-wide rule of thumb. Business models inside Finance are more comparable, which makes gaps in long-term debt easier to interpret. Start with $4.3M here, then scan peer and history charts to see if the gap is persistent.