BackOpen Lending Overview

Open Lending Long Term Debt

Latest long-term debt for LPRO: $4.3M.

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Long Term Debt
$4.27M
97.53% YoYΔ $-168.34M vs prior year quarter

Peer average

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Open Lending Long Term Debt History

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Open Lending vs. peers: Long Term Debt Comparison

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Open Lending Long Term Debt Growth (YoY per quarter)

Latest change versus the prior comparable period (same company).

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Open Lending (LPRO) FAQ

Open Lending's long-term debt stands at $4.3M as of March 2026. That compares with $170M in the prior-year period — down 97.5% year over year. Stockcircle updates this page with the newest filings so you can track how the metric evolves quarter by quarter.

Open Lending reported $4.3M in long-term debt versus $170M a year earlier — a 97.5% year-over-year decrease. The historical chart on this page makes it easier to see whether that move is part of a longer pattern.

That compares with $170M in the prior-year period — down 97.5% year over year. Sustained growth in long-term debt can support a stronger franchise, while sharp declines may reflect divestitures, weaker demand, or accounting changes. Always read YoY moves with the footnotes of recent filings in mind.

The history chart shows how Open Lending's long-term debt evolved across reporting periods, while the comparison chart places LPRO next to similar companies. Use both: a rising metric that still lags peers tells a different story than a rising metric that already leads the group. Growth charts, when available, highlight acceleration or slowdown.

Yes — within Finance, long-term debt is commonly used to spot outliers. Open Lending's reading of $4.3M is a starting point; confirm whether differences come from growth, margins, accounting choices, or one-time items before treating an outlier as a buy or sell signal.