ICICI Bank Ltd. - ADR

ICICI Bank Ltd. - ADR

IBN

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Market Cap$100.19B
Close$

Compare to Similar Companies

P/E RatioDividendsReturn on EquityPrice-to-SalesDebt-to-Equity
ICICI Bank Ltd. - ADRICICI Bank Ltd. - ADR17.80.82%15%-0.6

Earnings Call Q4 2026

April 18, 2026 - AI Summary

Strong Profit Growth: ICICI Bank reported a profit before tax (PBT) excluding treasury that grew by 10.1% year-on-year (YOY) to INR 182.09 billion in Q4 FY 2026. The profit after tax also increased by 8.5% YOY to INR 137.02 billion for the quarter, illustrating solid profitability underpinned by operational efficiency and robust performance across business segments.
Loan and Deposit Growth: The bank's total loan portfolio grew by 15.8% YOY and 6% sequentially, with the retail loan portfolio increasing by 9.5% YOY. However, deposit growth was slower at 11.4% YOY. This poses a challenge as the bank seeks to maintain an adequate liquidity profile amid increasing loan growth, but average deposit growth was noted to be more aligned with loan growth, indicating a healthy liquidity stance on average.
Credit Quality Remains Strong: The net non-performing asset (NPA) ratio improved to 0.33% from 0.39% a year ago, indicating effective credit risk management. The provisioning coverage ratio is stable at 75.8%, and total provisions during the quarter were relatively low, with INR 0.96 billion, showcasing underlying strength in asset quality as gross NPA additions decreased.

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$46.17

Current Fair Value

61.8% upside

Undervalued by 61.8% based on the discounted cash flow analysis.

Share Statistics

Market cap$100.19 Billion
Enterprise Value$-346,975,122,378.00
Dividend Yield$0.25 (0.82%)
Earnings per Share$151.78
Beta0.25
Outstanding Shares3,577,851,500

Return

Return on Equity14.96%ROE
Return on Assets1.86%
Return on Invested Capital7.14%

Valuation & Multiples

P/E Ratio17.77P/E Ratio
PEG191.56PEG
Price to Sales0.03Price to Sales
Price to Book Ratio0.03Price to Book Ratio
Enterprise Value to Revenue-0.11
Enterprise Value to EBIT-0.45
Enterprise Value to Net Income-1
Total Debt to Enterprise-6.35
Debt to Equity0.61Debt to Equity

Revenue Sources

No data

Insider Trades

Last Earnings Call

Report Date
April 18, 2026
EPS Estimate
$0.39
Average shareholder expectation
Revenue Estimate
$3.27 B
Average shareholder expectation

Next Earnings Call

Expected Date
July 17, 2026
EPS Estimate
$0.40
Average shareholder expectation
Revenue Estimate
$3.40 B
Average shareholder expectation

Institutional Put/Call Ratio

Market sentiment based on institutional option activity.

Put/Call Ratio1.7695 68.83%
Total Calls443,900 26.69%
Total Puts785,500 19.98%

Institutional Ownership

Holdings and activity of institutional investors.

Ownership %16.56% 0.87%
Total Invested$15.29B 17.64%
Investors Holding556 48.00%

ESG Score

No data

About ICICI Bank Ltd.

CEO: Sandeep Bakhshi

Relevant Senate Committees

Joint Committee on Taxation

This committee's analysis and 'scoring' of tax legislation directly influence corporate tax structures, capital investment credits, and the overall tax burden, which are critical factors for the financial performance and operational planning of ICICI Bank Ltd.

Finance

As a powerful economic committee, it controls taxation and trade policy, which directly impact corporate valuations, profitability, and global financial flows for a multinational bank like ICICI Bank Ltd.

Agriculture, Nutrition, and Forestry

This committee oversees the CFTC and the derivatives/futures market, which is highly relevant for a commercial bank engaged in capital markets. Its role in defining cryptocurrencies as digital commodities also directly impacts banks' digital asset strategies.

Banking, Housing, and Urban Affairs

This is the primary committee regulating the financial system, including banks, the SEC, and setting capital requirements. As a US-listed foreign commercial bank with potential US operations, ICICI Bank Ltd. is directly subject to its regulatory oversight and policy decisions.

Foreign Relations

As a multinational bank, ICICI Bank Ltd. is directly impacted by US foreign policy, sanctions legislation, and international banking access, which this committee guides. These policies can significantly alter the bank's operational environment and global transactions.