ICICI Bank Ltd. - ADR

ICICI Bank Ltd. - ADR

IBN

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Market Cap$107.26B
Close$

Compare to Similar Companies

P/E RatioDividendsReturn on EquityPrice-to-SalesDebt-to-Equity
ICICI Bank Ltd. - ADRICICI Bank Ltd. - ADR18.30.77%15%-0.6

Earnings Call Q1 2027

July 18, 2026 - AI Summary

Earnings & profitability strong (growth > peers on core): - PBT (ex-treasury): INR 189.75bn, +20.9% YoY (core operating profit INR 202.35bn, +15.6% YoY). - PAT: INR 148.05bn, +15.9% YoY; consolidated PAT: INR 154.4bn, +13.9% YoY. - Net interest income: INR 243.84bn, +12.7% YoY; NIM 4.36% (vs 4.32% QoQ, 4.34% YoY). Management said NIM is range-bound barring major systemic rate/liquidity changes.
Balance sheet momentum: deposits strong + loan growth strong into “seasonally weak” quarter: - Deposits +14% YoY, +2.2% QoQ; CASA deposits +12.1% YoY, +4.7% QoQ (supports funding franchise). - Loans +19.6% YoY, +5% QoQ; retail +12% YoY and rural +35.4% YoY; business banking +28.2% YoY; domestic corporate +18.5% YoY. - CEO/management indicated this momentum is linked to broader system recovery and expects opportunities to continue, though not promising a specific “high-teens” growth target for the full year.
Asset quality: net NPA broadly stable but watch NPA build + provisioning buffers: - Net NPA: 0.35% (Jun-26) vs 0.33% (Mar-26) and 0.41% (Jun-25)—slightly up QoQ, still low. - Gross NPA additions (excluding write-offs/sale): INR 27.07bn net addition this quarter; gross additions INR 55.52bn. - Provisions INR 12.60bn (6.2% of core O P, 0.32% of avg advances) and PCR on NPAs 74.7%. - Contingency provision: INR 131bn (~0.8% of advances) held in addition to standard buffers (investor positive for resilience).

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$46.69

Current Fair Value

55.7% upside

Undervalued by 55.7% based on the discounted cash flow analysis.

Share Statistics

Market cap$107.26 Billion
Enterprise Value$405.50 Billion
Dividend Yield$0.25 (0.77%)
Earnings per Share$151.78
Beta0.24
Outstanding Shares3,584,043,500

Return

Return on Equity14.77%ROE
Return on Assets1.87%
Return on Invested Capital7.00%

Valuation & Multiples

P/E Ratio18.31P/E Ratio
PEG131.84PEG
Price to Sales0.04Price to Sales
Price to Book Ratio0.03Price to Book Ratio
Enterprise Value to Revenue0.14
Enterprise Value to EBIT0.51
Enterprise Value to Net Income0
Total Debt to Enterprise5.58
Debt to Equity0.59Debt to Equity

Revenue Sources

No data

Insider Trades

Last Earnings Call

Report Date
July 20, 2026
EPS Estimate
$0.41
Average shareholder expectation
Revenue Estimate
$3.40 B
Average shareholder expectation

Next Earnings Call

Expected Date
October 16, 2026
EPS Estimate
$0.40
Average shareholder expectation
Revenue Estimate
$3.50 B
Average shareholder expectation

Institutional Put/Call Ratio

Market sentiment based on institutional option activity.

Put/Call Ratio0.0000 176.95%
Total Calls- 100.00%
Total Puts- 100.00%

Institutional Ownership

Holdings and activity of institutional investors.

Ownership %1.77% 14.78%
Total Invested$1.84B 87.99%
Investors Holding169 389.00%

ESG Score

No data

About ICICI Bank Ltd.

CEO: Sandeep Bakhshi

Relevant Senate Committees

Joint Committee on Taxation

This committee's analysis and 'scoring' of tax legislation directly influence corporate tax structures, capital investment credits, and the overall tax burden, which are critical factors for the financial performance and operational planning of ICICI Bank Ltd.

Finance

As a powerful economic committee, it controls taxation and trade policy, which directly impact corporate valuations, profitability, and global financial flows for a multinational bank like ICICI Bank Ltd.

Agriculture, Nutrition, and Forestry

This committee oversees the CFTC and the derivatives/futures market, which is highly relevant for a commercial bank engaged in capital markets. Its role in defining cryptocurrencies as digital commodities also directly impacts banks' digital asset strategies.

Banking, Housing, and Urban Affairs

This is the primary committee regulating the financial system, including banks, the SEC, and setting capital requirements. As a US-listed foreign commercial bank with potential US operations, ICICI Bank Ltd. is directly subject to its regulatory oversight and policy decisions.

Foreign Relations

As a multinational bank, ICICI Bank Ltd. is directly impacted by US foreign policy, sanctions legislation, and international banking access, which this committee guides. These policies can significantly alter the bank's operational environment and global transactions.