Valuation check: HTLFP's profit margin is 8.79%, below the Finance sector average of 31.21%.
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+ FollowAs of Sep 2024
Trailing 12 months ending Sep 2024
Heartland Financial USA - FXDFR PRF PERPETUAL USD 25 - Sr E Dp Rp 1/400 INT posts a profit margin of 8.79% as of September 2024. That compares with 27.07% in the prior-year period — down 67.5% year over year. That is below the Finance sector average of 31.21%. Comparing that reading with peers and prior periods is usually more useful than looking at the number in isolation.
In the prior comparable period, Heartland Financial USA - FXDFR PRF PERPETUAL USD 25 - Sr E Dp Rp 1/400 INT's profit margin was 27.07%. The latest reading is 8.79% — a 67.5% year-over-year decrease (period ending September 2024). Use the history and growth charts on this page for a longer lookback.
For Finance stocks, a profit margin near 31.21% is typical. Heartland Financial USA - FXDFR PRF PERPETUAL USD 25 - Sr E Dp Rp 1/400 INT's 8.79% is lower that level. That is roughly 71.8% below the sector mean. Whether that is a warning or an opportunity depends on growth outlook and other fundamentals shown elsewhere on Stockcircle.
Heartland Financial USA - FXDFR PRF PERPETUAL USD 25 - Sr E Dp Rp 1/400 INT's profit margin moves when the underlying profit, equity, or asset base changes. Cost cuts, pricing power, buybacks, write-downs, and cyclical swings can all shift the percentage. The latest reading is 8.79% as of September 2024; use YoY and peer views to separate noise from signal.
Context for HTLFP's profit margin usually means three checks: (1) trend versus prior periods, (2) level versus peers (average 31.21%), and (3) consistency with growth and profitability. This page covers the first two; Heartland Financial USA - FXDFR PRF PERPETUAL USD 25 - Sr E Dp Rp 1/400 INT's other metric pages and overview cover the third.