Heartland Financial USA Profit Margin

Heartland Financial USA posts a profit margin of 8.79% as of September 2024. That compares with 27.07% in the prior-year period — down 67.5% year over year. That is below the Finance sector average of 31.21%. Comparing that reading with peers and prior periods is usually more useful than looking at the number in isolation.

In the prior comparable period, Heartland Financial USA's profit margin was 27.07%. The latest reading is 8.79% — a 67.5% year-over-year decrease (period ending September 2024). Use the history and growth charts on this page for a longer lookback.

For Finance stocks, a profit margin near 31.21% is typical. Heartland Financial USA's 8.79% is lower that level. That is roughly 71.8% below the sector mean. Whether that is a warning or an opportunity depends on growth outlook and other fundamentals shown elsewhere on Stockcircle.

Heartland Financial USA's profit margin moves when the underlying profit, equity, or asset base changes. Cost cuts, pricing power, buybacks, write-downs, and cyclical swings can all shift the percentage. The latest reading is 8.79% as of September 2024; use YoY and peer views to separate noise from signal.

Context for HTLF's profit margin usually means three checks: (1) trend versus prior periods, (2) level versus peers (average 31.21%), and (3) consistency with growth and profitability. This page covers the first two; Heartland Financial USA's other metric pages and overview cover the third.