Harbor Bankshares Profit Margin

Harbor Bankshares (HRBK) currently reports a profit margin of 23.1% as of September 2006. That compares with 28.28% in the prior-year period — down 18.3% year over year. That is above the sector sector average of 13.78%. Use the charts on this page to explore Harbor Bankshares's profit margin history and peer comparisons.

Harbor Bankshares's profit margin decreased from 28.28% to 23.1% — a 18.3% year-over-year decrease (period ending September 2006). Watching multi-year history on the chart below helps separate one-off swings from a lasting trend.

Harbor Bankshares's profit margin of 23.1% is higher than the its sector sector average of 13.78%. That is roughly 67.6% above the sector mean. A reading higher peers can reflect different growth expectations, capital structure, or profitability — so it is worth checking the peer comparison chart before drawing conclusions.

There is no universal 'good' profit margin, but Harbor Bankshares's current 23.1% should be judged against industry norms (sector average: 13.78%) and against HRBK's own history. Strong, stable readings often indicate durable competitive advantage; volatile or declining ones deserve a closer look at margins and capital efficiency.

Start with the current profit margin of 23.1%, then check the historical chart for trend and the peer comparison chart for relative positioning. The sector average is 13.78%. From there, open related valuation or income-statement pages for Harbor Bankshares, and consider following HRBK for alerts when major investors trade the stock.