Elmira Savings Bank Elmira NY Profit Margin

Elmira Savings Bank Elmira NY posts a profit margin of 16.59% as of September 2019. That compares with 22.53% in the prior-year period — down 26.4% year over year. That is below the Finance sector average of 17.46%. Comparing that reading with peers and prior periods is usually more useful than looking at the number in isolation.

In the prior comparable period, Elmira Savings Bank Elmira NY's profit margin was 22.53%. The latest reading is 16.59% — a 26.4% year-over-year decrease (period ending September 2019). Use the history and growth charts on this page for a longer lookback.

For Finance stocks, a profit margin near 17.46% is typical. Elmira Savings Bank Elmira NY's 16.59% is lower that level. That is roughly 5.0% below the sector mean. Whether that is a warning or an opportunity depends on growth outlook and other fundamentals shown elsewhere on Stockcircle.

Elmira Savings Bank Elmira NY's profit margin moves when the underlying profit, equity, or asset base changes. Cost cuts, pricing power, buybacks, write-downs, and cyclical swings can all shift the percentage. The latest reading is 16.59% as of September 2019; use YoY and peer views to separate noise from signal.

Context for ESBK's profit margin usually means three checks: (1) trend versus prior periods, (2) level versus peers (average 17.46%), and (3) consistency with growth and profitability. This page covers the first two; Elmira Savings Bank Elmira NY's other metric pages and overview cover the third.