Elmira Savings Bank Elmira NY Profit Margin

The latest profit margin for ESBK is 16.59% as of September 2019. That compares with 22.53% in the prior-year period — down 26.4% year over year. That is below the Finance sector average of 31.21%. Investors often review this figure alongside Elmira Savings Bank Elmira NY's historical trend and sector peers before judging valuation or financial health.

Over the past year, ESBK's profit margin moved from 22.53% to 16.59% — a 26.4% year-over-year decrease. If the trend continues in the same direction for several quarters, it can signal a meaningful shift in Elmira Savings Bank Elmira NY's valuation or profitability profile.

Against Finance companies, ESBK currently prints 16.59% for profit margin, while the sector average sits near 31.21%. That is roughly 46.9% below the sector mean. Large gaps often invite a closer look at Elmira Savings Bank Elmira NY's growth, margins, and balance sheet.

Profit Margin shows how effectively Elmira Savings Bank Elmira NY converts resources into returns. At 16.59%, ESBK may look efficient or underperforming depending on peer benchmarks and trend direction. That compares with 22.53% in the prior-year period — down 26.4% year over year. Pair the percentage with revenue growth and leverage for a fuller health check.

After noting ESBK's profit margin (16.59%), review year-over-year change from 22.53%, peer averages, and a few neighboring metrics such as revenue, margins, or valuation multiples. That combination usually beats staring at a single figure. The navigation links on this page jump you to those related views.