Equifax, Inc.

Strong Q1 Performance: Equifax reported Q1 2025 revenue of $1.442 billion, a 4% increase year-over-year, surpassing February guidance by $37 million. Adjusted EPS came in at $1.53, $0.15 above expectations, driven by broad-based growth notably in non-mortgage verticals and improved mortgage products.

Economic Outlook & Guidance: Despite a strong Q1, Equifax is maintaining its 2025 guidance due to economic uncertainties, particularly regarding consumer and corporate confidence. The company is forecasting a downtrend of 12% in the US mortgage market for the rest of 2025, with challenges stemming from higher interest rates and market volatility.

Capital Allocation Strategy: Equifax's new capital allocation framework includes a 28% increase in the quarterly dividend to $0.50 per share and a new $3 billion share repurchase program to be executed over four years. This reflects the company’s commitment to returning capital to shareholders while maintaining a robust balance sheet.