Credit Agricole S.A. - ADR
CRARY
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+ FollowMarket Cap$50.1B
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Earnings Call Q1 2026
May 1, 2026 - AI Summary
Solid Q1 2026 Results: Credit Agricole reported a net income of EUR 1.7 billion for Q1 2026, reflecting an increase of 1.8% compared to the previous year. Key drivers included strong revenues of EUR 7 billion supported by enhanced operational efficiency and ongoing digital transformation.
Strong Performance in Regional Banks: The regional banks displayed impressive revenue growth of 7.8%, with net interest income climbing 34%. This performance was attributed to increased customer capture and digital acquisition, particularly in France and Italy, signaling robust business growth despite economic uncertainties.
Cautious Provisioning Amid Geopolitical Risks: The bank maintained a cautious stance with provisioning due to the geopolitical unrest in the Middle East, leading to a 32% year-over-year increase in cost of risk. However, coverage ratios remain high, suggesting effective risk management.
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$19.81
139.3% upside
Current Fair Value
139.3% upsideUndervalued by 139.3% based on the discounted cash flow analysis.
Share Statistics
| Market cap | $50.10 Billion |
|---|---|
| Enterprise Value | $585.60 Billion |
| Dividend Yield | $0.66 (11.39%) |
| Earnings per Share | $1.09 |
| Beta | 0.81 |
| Outstanding Shares | 6,050,000,000 |
Return
| Return on Equity | 14.96% |
|---|---|
| Return on Assets | 0.43% |
| Return on Invested Capital | -0.24% |
Valuation & Multiples
| P/E Ratio | 7.39 |
|---|---|
| PEG | 12.5 |
| Price to Sales | 0.92 |
| Price to Book Ratio | 0.64 |
| Enterprise Value to Revenue | 9.77 |
| Enterprise Value to EBIT | -109.86 |
| Enterprise Value to Net Income | 55 |
| Total Debt to Enterprise | 1.17 |
| Debt to Equity | 9.77 |
Revenue Sources
No data
Insider Trades
Last Earnings Call
Report Date
July 31, 2026
EPS Estimate
$0.35
Average shareholder expectationRevenue Estimate
$8.04 B
Average shareholder expectationNext Earnings Call
Expected Date
October 29, 2026
EPS Estimate
$0.30
Average shareholder expectationRevenue Estimate
$7.88 B
Average shareholder expectationInstitutional Put/Call Ratio
Market sentiment based on institutional option activity.
| Put/Call Ratio | 0.00000% |
|---|---|
| Total Calls | - |
| Total Puts | - |
Institutional Ownership
Holdings and activity of institutional investors.
| Ownership % | 0.00%▲ 0.00% |
|---|---|
| Total Invested | $2.63M▲ 10.48% |
| Investors Holding | 7▲ 1.00% |
ESG Score
No data
About Credit Agricole S.A.
79,848 employees
CEO: Philippe Brassac Crédit Agricole S.A. is a global financial institution offering a comprehensive suite of services, encompassing retail and corporate banking, insurance, and investment solutions. Its operations are structured across several key divisions...