Corpay Inc.
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+ FollowMarket Cap$29.57B
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Earnings Call Q3 2026
November 4, 2026 - AI Summary
Q3 performance exceeded expectations (strong financial momentum): Revenue $1.38B (+18% YoY); cash EPS $7.54 (+32%); organic revenue +11% for the 6th consecutive quarter of double-digit growth. Corporate Payments accelerated to ~20% organic ex-float (vs prior year), supported by sales/new bookings +24% YoY, retention 92.2%, and same-store sales +2%. Sales strength and deal accretion (Alpha + Avid) were key drivers.
Q4 guidance raised; full-year looks exceptional: Company raised Q4 to revenue midpoint $1.37B and cash EPS midpoint $7.65, implying ~10% organic growth at midpoint and Corporate Payments staying in the high teens. If achieved, FY 2026: revenue +18% YoY; cash EPS +30%+, to $28 (notable: $2 above the initial $26 guide from February).
2027 outlook: double-digit growth expected with embedded ramp from prior sales + major capital deployment: Organic revenue expected 9%–11% in 2027; Corporate Payments expected mid-teens+. Management emphasized visibility from prior-year sales bookings (e.g., Corporate Payments new sales expected to top ~$0.5B in 2026), supporting an expected revenue ramp into 2027. Company plans to deploy ~$2B of free cash flow in 2027 (spend management acquisitions and/or buybacks).
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$454.91
1.6% downside
Current Fair Value
1.6% downsideOvervalued by 1.6% based on the discounted cash flow analysis.
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Share Statistics
| Market cap | $29.57 Billion |
|---|---|
| Enterprise Value | $37.73 Billion |
| Earnings per Share | $15.25 |
| Beta | 0.92 |
| Outstanding Shares | 65,592,000 |
Return
| Return on Equity | 37.65% |
|---|---|
| Return on Assets | 4.42% |
| Return on Invested Capital | 19.81% |
Valuation & Multiples
| P/E Ratio | 25.08 |
|---|---|
| PEG | 69.37 |
| Price to Sales | 5.85 |
| Price to Book Ratio | 8.4 |
| Enterprise Value to Revenue | 7.21 |
| Enterprise Value to EBIT | 17.2 |
| Enterprise Value to Net Income | 30 |
| Total Debt to Enterprise | 0.3 |
| Debt to Equity | 3.41 |
Revenue Sources
No data
Last Earnings Call
Report Date
November 4, 2026
EPS
$7.54
Est. $7.20Revenue
$1.38 B
Est. $1.36 BNext Earnings Call
Expected Date
February 3, 2027
EPS Estimate
$7.64
Consensus analyst estimateRevenue Estimate
$1.37 B
Consensus analyst estimateInstitutional Put/Call Ratio
Compares institutional put options with call options. At 0.33, the ratio is below 1, so institutions hold more calls than puts.
| Put/Call Ratio | 0.3333▲ 2.69% |
|---|---|
| Total Calls | 1,800▼ 99.80% |
| Total Puts | 600▼ 99.78% |
Institutional Ownership
Holdings and activity of institutional investors.
| Ownership % | 11.37%▼ 84.07% |
|---|---|
| Total Invested | $2.91B▼ 86.47% |
| Investors Holding | 395▼ 359.00% |
About Corpay Inc.
2,773 employees
CEO: Ronald Clarke
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