Community Financial System Inc.

Community Financial System Inc.

CBU

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Market Cap$3.34B
Close$

Compare to Similar Companies

P/E RatioDividendsReturn on EquityPrice-to-SalesDebt-to-Equity
Community Financial System Inc.Community Financial System Inc.14.72.96%11%3.50.4
$73.00

Target Price by Analysts

16% upsideCommunity Financial System Target Price DetailsTarget Price
$87.60

Current Fair Value

39.2% upside

Undervalued by 39.2% based on the discounted cash flow analysis.

Share Statistics

Market cap$3.34 Billion
Enterprise Value$3.85 Billion
Dividend Yield$1.88 (2.96%)
Earnings per Share$3.98
Beta0.79
Outstanding Shares52,874,000

Return

Return on Equity11.00%ROE
Return on Assets1.28%
Return on Invested Capital1.80%

Valuation & Multiples

P/E Ratio14.75P/E Ratio
PEG75.68PEG
Price to Sales3.5Price to Sales
Price to Book Ratio1.61Price to Book Ratio
Enterprise Value to Revenue3.99
Enterprise Value to EBIT12.14
Enterprise Value to Net Income16
Total Debt to Enterprise0.2
Debt to Equity0.37Debt to Equity

Revenue Sources

No data

Insider Trades

Last Earnings Call

Report Date
July 28, 2026
EPS Estimate
$1.18
Average shareholder expectation
Revenue Estimate
$221.77 M
Average shareholder expectation

Next Earnings Call

Expected Date
October 20, 2026
EPS Estimate
$1.23
Average shareholder expectation
Revenue Estimate
$227.95 M
Average shareholder expectation

Institutional Put/Call Ratio

Market sentiment based on institutional option activity.

Put/Call Ratio0.7345 886.27%
Total Calls11,300 56.94%
Total Puts8,300 87.99%

Institutional Ownership

Holdings and activity of institutional investors.

Ownership %86.20% 14.91%
Total Invested$2.85B 21.62%
Investors Holding280 12.00%

ESG Score

No data

About Community Bank System, Inc.

CEO: Mark Tryniski

Community Bank System, Inc. operates more than 230 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont, and Western Massachusetts through its banking subsidiary, Community Bank, N.A. With assets of over $13.8 ...