Chubb Limited

Chubb Limited

CB

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Market Cap$136.59B
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Compare to Similar Companies

P/E RatioDividendsReturn on EquityPrice-to-SalesDebt-to-Equity
Chubb LimitedChubb Limited12.41.12%16%6.4-

Earnings Call Q2 2026

July 22, 2026 - AI Summary

Strong quarter / earnings & capital strength (good): Core operating earnings were $2.8B (+14.6% YoY) and EPS $7.26 (+18.2% YoY). Tangible book value per share rose +17.1% YoY; annualized core ROTE 21.2%. P&C underwriting income >$1.9B with combined ratio 83.8% (and 82.2% on an accident-year basis excluding CATs). Adjusted net investment income hit a record $1.88B (+11% YoY), helped by fixed income yield (5.1%) and new money rate ~5.5%; invested assets $175B ($161B a year ago).
Growth is diversified; U.S. property is the main “shed/pull back” (good + negative): Most businesses grew; some were flat or intentionally shrinking due to inadequate pricing/terms. U.S. large account & E&S property volume was again shed. Broader P&C premium growth was +3% globally (+6.3% ex large account & E&S property). Overseas general grew +10.2% (+4.8% constant currency). North America was roughly +0.5%, with commercial -2.3% but personal lines +6% and A&H +6%. International consumer/A&H/personal lines were strong (A&H +12%+, etc.).
Market outlook: underwriting discipline amid “softening spreading” and rising loss costs (challenge/risks): Management repeatedly emphasized loss costs haven’t abated and pricing is failing to keep pace with loss costs across many casualty areas. U.S. casualty loss costs were cited as roughly +6–7% (primary) and +9.5–12% (excess) per year (varying by class). They described soft financial lines pricing and noted competitive pressure from less disciplined players (including some MGAs/younger underwriters). The call’s “risk” theme is that profitability depends on selective underwriting and mix, not on broad market tailwinds.

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$355.27

Target Price by Analysts

0.6% upsideChubb Limited Target Price DetailsTarget Price
$601.93

Current Fair Value

70.4% upside

Undervalued by 70.4% based on the discounted cash flow analysis.

Share Statistics

Market cap$136.59 Billion
Enterprise Value$133.95 Billion
Dividend Yield$3.93 (1.12%)
Earnings per Share$25.91
Beta0.41
Outstanding Shares394,600,000

Return

Return on Equity15.82%ROE
Return on Assets4.24%
Return on Invested Capital3.83%

Valuation & Multiples

P/E Ratio12.37P/E Ratio
PEG16.2PEG
Price to Sales6.42Price to Sales
Price to Book Ratio1.75Price to Book Ratio
Enterprise Value to Revenue6.13
Enterprise Value to EBIT12.69
Enterprise Value to Net Income11
Total Debt to Enterprise0
Debt to Equity0Debt to Equity

Revenue Sources

No data

Insider Trades

Last Earnings Call

Report Date
July 21, 2026
EPS Estimate
$6.77
Average shareholder expectation
Revenue Estimate
$15.07 B
Average shareholder expectation

Next Earnings Call

Expected Date
July 28, 2026
EPS Estimate
$6.68
Average shareholder expectation
Revenue Estimate
$15.07 B
Average shareholder expectation

Institutional Put/Call Ratio

Market sentiment based on institutional option activity.

Put/Call Ratio0.0000 55.67%
Total Calls- 100.00%
Total Puts- 100.00%

Institutional Ownership

Holdings and activity of institutional investors.

Ownership %1.77% 86.81%
Total Invested$2.34B 97.96%
Investors Holding475 1688.00%

ESG Score

No data

About Chubb Limited

31,000 employees
CEO: Evan Greenberg

Chubb is the world's largest publicly traded property and casualty insurance company. With operations in 54 countries and territories, Chubb provides commercial and personal property and casualty insurance, personal accident and suppleme...

Relevant Senate Committees

Joint Committee on Taxation

By providing official revenue estimates and technical analysis for all tax legislation, this committee directly influences the corporate tax structures and overall tax burden on Chubb, impacting its financial planning.

Finance

This powerful committee's control over taxation directly impacts Chubb's profitability and capital. Its influence on trade and healthcare entitlements also affects global operations and market segments.

Health, Education, Labor, and Pensions

This committee's oversight of health policy directly impacts Chubb's supplemental health insurance, while labor laws influence commercial casualty lines like workers' compensation and employment practices liability.

Judiciary

Its oversight of antitrust laws, intellectual property, and the overall legal framework directly impacts corporate liability insurance (e.g., D&O, E&O) and the competitive environment for all industries, including insurance.

Banking, Housing, and Urban Affairs

As a financial institution, Chubb is directly impacted by this committee's regulation of the financial system, including capital requirements, investment rules, and real estate markets, which are core to property insurance.

Select Committee on Intelligence

Members receive classified briefings on global threats, which directly bear on Chubb's underwriting of geopolitical risks, terrorism, and cybersecurity insurance, creating significant informational asymmetry potential.

Commerce, Science, and Transportation

Its broad jurisdiction over interstate commerce, privacy laws (affecting cyber insurance), and transportation regulations directly impacts many of Chubb's commercial insurance lines and liabilities.

Foreign Relations

With operations in 54 countries, Chubb's global underwriting and risk exposure are directly impacted by U.S. foreign policy, sanctions, and geopolitical stability, all under this committee's purview.