Bank of America Corporation
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+ FollowMarket Cap$126.07B
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Earnings Call Q3 2026
October 14, 2026 - AI Summary
Strong “core banking” momentum; markets/I-banking softer: Net income was $6.9B (EPS $0.91) in Q3. Revenue ~ $30B (+3% YoY), driven by Consumer + Wealth + Commercial. NII grew: $16.6B (+8% YoY) and up ~$450M QoQ; Equities produced a record Q3, but FICC micro businesses (credit mortgages, municipals) declined due to reduced client activity and major rate-market shifts. Investment banking & sales/trading were lower.
Regulatory settlement drag (key negative/adjusted results): Reported earnings included a non-tax-deductible $1.2B regulatory settlement charge (~-$0.17 EPS). Excluding the charge: net income $8.1B (~$1.08 EPS), up vs. prior year. Management emphasized seriousness of compliance and ongoing remediation, including billions in technology spend and thousands of employees focused on financial crime controls.
Credit quality improved; provisioning lower: Provision expense ~$1.3B (lower than Q2). Net charge-off ratio improved to 44 bps. Consumer credit improved: card loss rate 3.22% (improved QoQ; delinquency improvements noted, down YoY for six straight quarters). Commercial criticized assets fell to the lowest rate-based level since 4Q 2019, with non-performing loans down QoQ—investor “good news” on asset quality.
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$-3.86
121.9% downside
Current Fair Value
121.9% downsideOvervalued by 121.9% based on the discounted cash flow analysis.
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Share Statistics
| Market cap | $126.07 Billion |
|---|---|
| Enterprise Value | $480.08 Billion |
| Annual dividend | $1.20 |
| Dividend yield | 2.29% |
| Earnings per Share | $3.88 |
| Beta | 1.18 |
| Outstanding Shares | 7,152,700,000 |
Return
| Return on Equity | 10.86% |
|---|---|
| Return on Assets | 0.94% |
| Return on Invested Capital | 1.21% |
Valuation & Multiples
| P/E Ratio | 11.87 |
|---|---|
| PEG | -65.44 |
| Price to Sales | 0.73 |
| Price to Book Ratio | 0.43 |
| Enterprise Value to Revenue | 2.75 |
| Enterprise Value to EBIT | 11.77 |
| Enterprise Value to Net Income | 14 |
| Total Debt to Enterprise | 0.79 |
| Debt to Equity | 1.28 |
Revenue Sources
No data
Last Earnings Call
Report Date
October 14, 2026
EPS Estimate
$1.10
Consensus analyst estimateRevenue Estimate
$30.58 B
Consensus analyst estimateNext Earnings Call
Expected Date
January 15, 2027
EPS Estimate
$1.12
Consensus analyst estimateRevenue Estimate
$30.56 B
Consensus analyst estimateInstitutional Put/Call Ratio
Compares institutional put options with call options. At 0.00, the ratio is below 1, so institutions hold more calls than puts.
| Put/Call Ratio | 0.00000% |
|---|---|
| Total Calls | - |
| Total Puts | - |
Institutional Ownership
Holdings and activity of institutional investors.
| Ownership % | 0.00%▼ 0.01% |
|---|---|
| Total Invested | $1.87M▼ 85.80% |
| Investors Holding | 2▼ 1.00% |
About Bank Of America Corp.
213,000 employees
CEO: Brian Moynihan
Bank of America is one of the world’s leading financial institutions, serving individual consumers, small and middle-market businesses and large corporations with a full range of banking, investing, asset management and other financial a...