Bank of America Corporation
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+ FollowMarket Cap$127.89B
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Earnings Call Q3 2026
October 14, 2026 - AI Summary
Solid underlying banking performance (good): Net income was $6.9B (EPS $0.91) for Q3; excluding a $1.2B regulatory settlement charge (non-tax deductible, ~$0.17/sh), adjusted net income was $8.1B (~$1.08/sh). Management emphasized continued client activity: consumer spending up ~5% YTD (vs 2025), healthy business activity, and strong wealth flows.
Core revenue mix: NII and wealth up, markets/IB down (mixed/bad): Total revenue was ~$30B (+3% YoY). NII rose 8% YoY to $16.6B (FTE); net interest yield improved to 2.16% (+15 bps YoY, +8 bps QoQ), moving closer to the 2.3% medium-term target. Asset management fees grew ~17%. Offsetting weakness: lower investment banking and sales & trading (FICC impacted by rate shifts; equities were a record Q3, but did not fully offset).
Credit quality stable and improving (good, surprising): Provision expense ~ $1.3B (lower than Q2) and net charge-off ratio improved to 44 bps. Consumer card loss rate improved to 3.22% and delinquencies declined for the 6th consecutive quarter YoY. Commercial criticized assets declined to the lowest rate basis since 4Q 2019; non-performing loans fell QoQ.
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$-3.86
121.6% downside
Current Fair Value
121.6% downsideOvervalued by 121.6% based on the discounted cash flow analysis.
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Share Statistics
| Market cap | $127.89 Billion |
|---|---|
| Enterprise Value | $481.90 Billion |
| Annual dividend | $1.21 |
| Dividend yield | 2.29% |
| Earnings per Share | $3.88 |
| Beta | 1.18 |
| Outstanding Shares | 7,152,700,000 |
Return
| Return on Equity | 10.86% |
|---|---|
| Return on Assets | 0.94% |
| Return on Invested Capital | 1.21% |
Valuation & Multiples
| P/E Ratio | 11.87 |
|---|---|
| PEG | -65.44 |
| Price to Sales | 0.75 |
| Price to Book Ratio | 0.44 |
| Enterprise Value to Revenue | 2.76 |
| Enterprise Value to EBIT | 11.81 |
| Enterprise Value to Net Income | 14 |
| Total Debt to Enterprise | 0.79 |
| Debt to Equity | 1.28 |
Revenue Sources
No data
Last Earnings Call
Report Date
October 14, 2026
EPS Estimate
$1.10
Consensus analyst estimateRevenue Estimate
$30.58 B
Consensus analyst estimateNext Earnings Call
Expected Date
January 15, 2027
EPS Estimate
$1.12
Consensus analyst estimateRevenue Estimate
$30.56 B
Consensus analyst estimateInstitutional Sentiment (Put/Call)
No data available for the latest quarter.
Institutional Ownership
No data available for the latest quarter.
About Bank Of America Corp.
213,000 employees
CEO: Brian Moynihan
Bank of America is one of the world’s leading financial institutions, serving individual consumers, small and middle-market businesses and large corporations with a full range of banking, investing, asset management and other financial a...