Banco de Chile - ADR
BCH - Insider Information
Get informed when a big investor buys or sells
+ FollowMarket Cap$19.79B
Close$
Earnings Call Q4 2025
February 5, 2026 - AI Summary
Strong Financial Performance: Banco de Chile reported a net income of CLP 1.2 trillion for 2025, achieving a return on average assets (ROAA) of 2.2%, significantly above the industry average of 1.3%. The bank ranks #1 in net income and return on average assets compared to its peers, underscoring its robust operational efficiency despite a competitive market.
Economic Growth and Loan Performance: The bank forecasts Chile’s GDP growth to be around 2.4% in 2026, driven by strong domestic demand, particularly in investment and consumption. While total loans increased by 0.8% year-on-year, there are varied segment performances: residential mortgage loans grew by 5.3%, consumer loans by 3.9%, but commercial loans decreased by 3%, highlighting slower corporate lending and investment sentiment.
Capital Allocation and Dividends: The bank's capital position remains strong, with a CET1 ratio of 14.5% and a dividend payout ratio of 85%. This high capital ratio allows Banco de Chile to consider increasing market share in a more favorable lending environment while still returning value to shareholders through dividends.
Exclusive for Stockcircle Pro members
Sign up
$48.30
23.3% upside
Current Fair Value
23.3% upsideUndervalued by 23.3% based on the discounted cash flow analysis.
Insider Trades
Loading insider trades…
Congress Trades
Loading congress trades…
Share Statistics
| Market cap | $19.79 Billion |
|---|---|
| Enterprise Value | $11.46 Trillion |
| Annual dividend | $2.19 |
| Dividend yield | 5.13% |
| Earnings per Share | $2360 |
| Beta | 0.12 |
| Outstanding Shares | 505,085,405 |
Return
| Return on Equity | 21.09% |
|---|---|
| Return on Assets | 2.20% |
| Return on Invested Capital | 2.74% |
Valuation & Multiples
| P/E Ratio | 16.24 |
|---|---|
| PEG | -917.95 |
| Price to Sales | 0.01 |
| Price to Book Ratio | 0.0 |
| Enterprise Value to Revenue | 3.03 |
| Enterprise Value to EBIT | 8.04 |
| Enterprise Value to Net Income | 9 |
| Total Debt to Enterprise | 1.22 |
| Debt to Equity | 2.41 |
Revenue Sources
No data
Last Earnings Call
Report Date
November 3, 2026
EPS Estimate
$0.72
Consensus analyst estimateRevenue Estimate
$916.98 M
Consensus analyst estimateNext Earnings Call
Expected Date
February 2, 2027
EPS Estimate
$0.71
Consensus analyst estimateRevenue Estimate
$860.42 M
Consensus analyst estimateInstitutional Put/Call Ratio
Compares institutional put options with call options. At 0.00, the ratio is below 1, so institutions hold more calls than puts.
| Put/Call Ratio | 0.00000% |
|---|---|
| Total Calls | -▼ 100.00% |
| Total Puts | - |
Institutional Ownership
Holdings and activity of institutional investors.
| Ownership % | 0.49%▼ 1.65% |
|---|---|
| Total Invested | $98.89M▼ 76.94% |
| Investors Holding | 67▼ 89.00% |
About Banco de Chile
11,221 employees
CEO: Eduardo Ebensperger Orrego
Banco de Chile is a leading financial institution based in Chile, offering a broad spectrum of banking and financial services. The company's operations are strategically divided into Retail Banking, Wholesale Banking, and Treasury and Mo...