Bank Of America Corp.

Bank Of America Corp.

BAC

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Market Cap$439.63B
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Compare to Similar Companies

P/E RatioDividendsReturn on EquityPrice-to-SalesDebt-to-Equity
Bank Of America Corp.Bank Of America Corp.141.81%11%2.62.4

Earnings Call Q2 2026

July 14, 2026 - AI Summary

Strong overall Q2 performance; operating leverage & ROE improved - Revenue +15% YoY to $31.6B; net income $9.1B (+27% YoY); EPS $1.21 (+34% YoY). - Operating leverage 6.6% and efficiency ratio improved to 59%; return on tangible common equity (RTCE) 17%. - Management emphasized *broad-based growth*—every business segment contributed to YoY revenue/net income growth with operating leverage and efficiency improvement.
NII (net interest income) remains a key driver; guidance raised to upper end - Q2 FTE NII ~$16.2B (+9% YoY); net interest yield 2.08% (up 1 bp QoQ and 14 bps YoY). - Management explained NII strength as coming from loan/deposit growth, fixed-rate repricing, and higher Global Markets-related activity, partially offset by lower short-term rates. - Full-year 2026 NII outlook raised: prior 6–8% range was reiterated as now expected at the upper end, supported by continued loan/deposit growth, repricing, and balance sheet optimization (assumes modest 2H growth and one 25bp rate hike in September per the forward curve).
Deposit franchise: continued growth, but mix/pricing optimized - Average deposits $2.02T (+2.5% YoY) with 12th consecutive quarter of average deposit growth. - Non-interest-bearing deposits +4% YoY (up $19B)—a central factor in deposit strategy. - Rate paid was modestly lower (noted -48 bps for consumer deposits), attributed mainly to balance and mix dynamics, while management emphasized they “compete tooth and nail” for deposits but prioritize relationship value (checking accounts, operating accounts, digital/security/rewards).

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$65.43

Target Price by Analysts

5.6% upsideBank Of America Target Price DetailsTarget Price
$-2.73

Current Fair Value

104.4% downside

Overvalued by 104.4% based on the discounted cash flow analysis.

Share Statistics

Market cap$439.63 Billion
Enterprise Value$1.14 Trillion
Dividend Yield$1.12 (1.81%)
Earnings per Share$3.88
Beta1.18
Outstanding Shares7,151,200,000

Return

Return on Equity11.22%ROE
Return on Assets0.97%
Return on Invested Capital1.32%

Valuation & Multiples

P/E Ratio14.05P/E Ratio
PEG51.05PEG
Price to Sales2.58Price to Sales
Price to Book Ratio1.48Price to Book Ratio
Enterprise Value to Revenue6.54
Enterprise Value to EBIT27.85
Enterprise Value to Net Income33
Total Debt to Enterprise0.64
Debt to Equity2.43Debt to Equity

Revenue Sources

No data

Insider Trades

Last Earnings Call

Report Date
July 15, 2026
EPS Estimate
$1.09
Average shareholder expectation
Revenue Estimate
$29.97 B
Average shareholder expectation

Next Earnings Call

Expected Date
October 14, 2026
EPS Estimate
$1.19
Average shareholder expectation
Revenue Estimate
$31.25 B
Average shareholder expectation

Institutional Put/Call Ratio

Market sentiment based on institutional option activity.

Put/Call Ratio0.8414 57.31%
Total Calls789,200 98.84%
Total Puts664,062 99.31%

Institutional Ownership

Holdings and activity of institutional investors.

Ownership %3.91% 68.52%
Total Invested$16.08B 93.80%
Investors Holding1,744 1851.00%

ESG Score

No data

About Bank Of America Corp.

213,000 employees
CEO: Brian Moynihan

Bank of America is one of the world’s leading financial institutions, serving individual consumers, small and middle-market businesses and large corporations with a full range of banking, investing, asset management and other financial a...

Relevant Senate Committees

Joint Committee on Taxation

This non-partisan committee provides the official revenue estimates (scoring) for all tax bills and assists tax-writing committees. Its expertise and reports directly influence corporate tax structures, capital investment credits, and the overall tax burden on financial markets and industries, making it critically important for Bank of America's financial planning and profitability.

Finance

As the most powerful economic committee, it controls taxation, trade, and entitlement spending. Its decisions on corporate tax policy directly impact Bank of America's profitability, capital allocation, and dividend policies. Trade policy affects global clients and markets, and entitlement spending influences major sectors like healthcare which BAC finances, making this committee critically relevant.

Appropriations

This committee allocates discretionary federal spending across all government functions and programs. Its subcommittees determine the precise cash flow for defense, scientific research, and infrastructure projects, directly affecting economic activity, government contracts, and the liquidity in various sectors. This directly impacts Bank of America's lending opportunities, client revenues, and the overall economic environment.

Agriculture, Nutrition, and Forestry

This committee oversees the CFTC and the Farm Bill, and is a key player in defining cryptocurrencies as digital commodities. The CFTC's regulation of the massive derivatives/futures market and emerging cryptocurrency asset classes directly impacts Bank of America's trading operations, capital markets division, and its strategies for new financial products and services.

Banking, Housing, and Urban Affairs

This is the primary regulatory body for Bank of America. It directly regulates the entire financial system, including the Federal Reserve and the SEC. Decisions on bank capital requirements, cryptocurrency regulation, mortgage markets, and housing policies have a direct and profound impact on BAC's operations, risk profile, and profitability.

Budget

This committee drafts the budget resolution, influencing the macroeconomic environment, sovereign debt levels, and the passage of major spending packages. These factors directly impact interest rates, inflation, government borrowing costs, and overall economic growth, which are fundamental drivers of Bank of America's profitability, lending demand, and investment strategies.

Foreign Relations

As a global financial institution, Bank of America is significantly impacted by U.S. foreign policy, sanctions (e.g., Russia, Iran), and international trade agreements. These policies directly affect global markets, sovereign credit risk, international banking access, and the stability of the global financial system, all of which are critical to BAC's international operations, trading, and asset management.