Bank Of America Corp.
BAC
Market Cap$368.53B
Close$
Earnings Call Q1 2025
April 15, 2025 - AI Summary
Strong Financial Performance: Bank of America reported net income of $7.4 billion and EPS of $0.90 for Q1 2025, reflecting an 18% YOY increase in EPS and an 11% increase in net income. Revenue grew 6% YOY to $27.5 billion, largely due to increased net interest income (NII), which grew 3% from the previous year.
Consistent Organic Growth: The bank achieved consistent organic growth, characterized by a stable increase in deposits, which reached nearly $2 trillion—up 8% from mid-2023 lows. This marks the seventh consecutive quarter of deposit growth, complemented by strong commercial loan growth across various sectors.
Capital Management and Buybacks: Bank of America returned $6.5 billion to shareholders, consisting of $2 billion in common dividends and a $4.5 billion share repurchase, showcasing a strong commitment to shareholder returns. The CET1 ratio stands strong at 11.8%, providing more than 100 basis points of cushion above regulatory requirements.
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$6.56
86.6% downside
Current Fair Value
86.6% downsideOvervalued by 86.6% based on the discounted cash flow analysis.
Share Statistics
| Market cap | $368.53 Billion |
|---|---|
| Enterprise Value | $816.86 Billion |
| Dividend Yield | $1.04 (2.12548538728796%) |
| Earnings per Share | $3.25 |
| Beta | 1.31 |
| Outstanding Shares | 7,677,900,000 |
Return
| Return on Equity | - |
|---|---|
| Return on Assets | - |
| Return on Invested Capital | - |
Valuation & Multiples
| P/E Ratio | 13.49 |
|---|---|
| PEG | 124.67 |
| Price to Sales | 2.33 |
| Price to Book Ratio | 1.29 |
| Enterprise Value to Revenue | 4.91 |
| Enterprise Value to EBIT | 18.61 |
| Enterprise Value to Net Income | 29 |
| Total Debt to Enterprise | 0.88 |
| Debt to Equity | 2.44 |
Revenue Sources
No data
Insider Trades
ESG Score
No data
About Bank Of America Corp.
213,000 employees
CEO: Brian Moynihan Bank of America is one of the world’s leading financial institutions, serving individual consumers, small and middle-market businesses and large corporations with a full range of banking, investing, asset management and other financial a...