Ameriprise Financial Inc

Ameriprise Financial Inc

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Market Cap$49.95B
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Compare to Similar Companies

P/E RatioDividendsReturn on EquityPrice-to-SalesDebt-to-Equity
Ameriprise Financial IncAmeriprise Financial Inc13.21.19%16%5.45.9

Earnings Call Q2 2026

July 23, 2026 - AI Summary

Strong quarter delivered; continued top-line and EPS growth - Revenues +13% YoY to ~$4.9B driven by asset growth and client adviser engagement, with a good mix of fee, transaction and spread-based businesses. - Adjusted operating earnings +14% YoY to ~$1.0B; pretax adjusted operating margin ~27%. - Adjusted EPS +22% YoY to $11.07. - ROE remains best-in-class at 55% (up from 51.5% a year ago).
Assets and productivity strong, with record wrap and adviser efficiency (good) - AUA/AUM/AUA+advisement (assets under management & administration & advisement): +$14% to ~$1.8T. - Total client assets +15% YoY to ~$1.2T; wrap assets +19% to ~$732B (new record). - Adviser productivity +12% YoY to ~$1.2M (new record), supported by platform + service + tech. - AI deployment is gaining traction: ~6,000 advisers already using AI insights/capabilities, and management cited time savings (e-meeting automation 10–20 hrs/week, summarization 5–10 hrs/week, copilotpremium ~2.5 hrs/week), supporting improved engagement/productivity.
Cash flow and client flows: robust wrap growth but weaker “total flows” explained (mixed/bad) - In 2Q, total client flows were impacted by: - Comerica adviser transitions (inorganic activity headwind), and - higher seasonal tax payments. - Despite that, management says organic/normalized flows improved sequentially, but remain below historic normal range due to market recruiting intensity and these one-off/transition impacts. - Wrap flows were described as robust, while total flows were softer—investors should focus on the distinction.

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$513.33

Target Price by Analysts

8.7% downsideAmeriprise Financial Target Price DetailsTarget Price
$861.39

Current Fair Value

53.2% upside

Undervalued by 53.2% based on the discounted cash flow analysis.

Share Statistics

Market cap$49.95 Billion
Enterprise Value$77.57 Billion
Dividend Yield$6.60 (1.19%)
Earnings per Share$36.9
Beta1.14
Outstanding Shares91,800,000

Return

Return on Equity15.85%ROE
Return on Assets0.51%
Return on Invested Capital2.29%

Valuation & Multiples

P/E Ratio13.22P/E Ratio
PEG-PEG
Price to Sales5.41Price to Sales
Price to Book Ratio8.15Price to Book Ratio
Enterprise Value to Revenue8.07
Enterprise Value to EBIT20.68
Enterprise Value to Net Income76
Total Debt to Enterprise0.49
Debt to Equity5.93Debt to Equity

Revenue Sources

No data

Insider Trades

Last Earnings Call

Report Date
July 23, 2026
EPS Estimate
$10.81
Average shareholder expectation
Revenue Estimate
$4.87 B
Average shareholder expectation

Next Earnings Call

Expected Date
October 29, 2026
EPS Estimate
$11.78
Average shareholder expectation
Revenue Estimate
$5.08 B
Average shareholder expectation

Institutional Put/Call Ratio

Market sentiment based on institutional option activity.

Put/Call Ratio0.7482 31.82%
Total Calls83,400 0.72%
Total Puts62,400 29.33%

Institutional Ownership

Holdings and activity of institutional investors.

Ownership %84.68% 0.55%
Total Invested$36.05B 3.41%
Investors Holding1,373 30.00%

ESG Score

No data

About Ameriprise Financial Inc

CEO: James Cracchiolo