Allstate Corp (The)
ALL
Market Cap$55.58B
Close$
Earnings Call Q1 2025
May 1, 2025 - AI Summary
Strong Q1 2025 Performance: Allstate reported Q1 revenues of $16.5 billion, a 7.8% increase year-over-year (YOY). Net income was $566 million, with adjusted net income of $949 million or $3.53 per diluted share, achieving an adjusted net income return on equity of 23.7%.
Growing Policies in Force: Total Property-Liability policies in force showed a slight increase of 0.1% quarter-over-quarter (QQ), with personalized new business applications up 27% from Q1 2024. However, auto policies in force decreased by 0.4% YOY, indicating challenges in retention despite new customer acquisitions.
Cost Management and Expense Ratio: The adjusted expense ratio improved by 6.7 points, driven by efforts such as digitizing processes and reducing outsourcing. There's ongoing potential to further decrease costs through technology, which may positively impact long-term profitability.
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$341.91
61.8% upside
Current Fair Value
61.8% upsideUndervalued by 61.8% based on the discounted cash flow analysis.
Share Statistics
| Market cap | $55.58 Billion |
|---|---|
| Enterprise Value | $54.74 Billion |
| Dividend Yield | $3.76 (1.79158526707009%) |
| Earnings per Share | $17.22 |
| Beta | 0.32 |
| Outstanding Shares | 264,300,000 |
Return
| Return on Equity | - |
|---|---|
| Return on Assets | - |
| Return on Invested Capital | - |
Valuation & Multiples
| P/E Ratio | 13.72 |
|---|---|
| PEG | -26.82 |
| Price to Sales | 0.86 |
| Price to Book Ratio | 2.55 |
| Enterprise Value to Revenue | 0.84 |
| Enterprise Value to EBIT | 12.79 |
| Enterprise Value to Net Income | 13 |
| Total Debt to Enterprise | 0 |
| Debt to Equity | 0 |
Revenue Sources
No data
Insider Trades
ESG Score
No data
About Allstate Corp (The)
2,020 employees
CEO: Thomas Wilson The Allstate Corporation protects people from life's uncertainties with a wide array of protection for autos, homes, electronic devices and identity theft with more than 172 million policies in force. Products are available through a br...