BackAffirm Holdings Overview

Affirm Holdings Profit Margin

Valuation check: AFRM's profit margin is 22.18%, below the Technology sector average of 36.35%.

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Quarterly Profit Margin

38.39%
10622.47% YoY

As of Mar 2026

Annual Profit Margin (TTM)

22.18%
401.26% YoY

Trailing 12 months ending Mar 2026

Average Profit Margin (Comparison Companies)

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Profit Margin History

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Profit Margin Comparison

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Annual Profit Margin Growth Rate (%)

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Affirm Holdings (AFRM) FAQ

Affirm Holdings (AFRM) currently reports a profit margin of 22.18% as of March 2026. That compares with -7.36% in the prior-year period — up 401.3% year over year. That is below the Technology sector average of 36.35%. Use the charts on this page to explore Affirm Holdings's profit margin history and peer comparisons.

Affirm Holdings's profit margin increased from -7.36% to 22.18% — a 401.3% year-over-year increase (period ending March 2026). Watching multi-year history on the chart below helps separate one-off swings from a lasting trend.

Affirm Holdings's profit margin of 22.18% is lower than the Technology sector average of 36.35%. That is roughly 39.0% below the sector mean. A reading lower peers can reflect different growth expectations, capital structure, or profitability — so it is worth checking the peer comparison chart before drawing conclusions.

There is no universal 'good' profit margin, but Affirm Holdings's current 22.18% should be judged against Technology norms (sector average: 36.35%) and against AFRM's own history. Strong, stable readings often indicate durable competitive advantage; volatile or declining ones deserve a closer look at margins and capital efficiency.

Start with the current profit margin of 22.18%, then check the historical chart for trend and the peer comparison chart for relative positioning. The Technology average is 36.35%. From there, open related valuation or income-statement pages for Affirm Holdings, and consider following AFRM for alerts when major investors trade the stock.