Upstart Holdings Target Price

See Upstart Holdings's analyst price targets ($40) vs the current share price.

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Share Price

$30.97

Average Target Price

$40.33

30.2% upside

9 analysts in the last 4 months

High: $51 | Low: $30

Analyst Recommendations

No recommendations in the last 4 months.

Revenue & Income Forecast

Analysts' Target Prices

Date	Analyst	Price Target	Current Upside/Downside
2026-08-05	Piper Sandler	$51	64.7% upside
2026-07-09	Goldman SachsWill Nance	$39	25.9% upside
2026-07-07	Needham	$40	29.2% upside
2026-06-09	JefferiesJohn Hecht	$30	3.1% downside
2026-05-08	Mizuho SecuritiesDan Dolev	$45	45.3% upside
2026-05-07	Morgan Stanley	$35	13% upside
2026-05-06	NeedhamKyle Peterson	$37	19.5% upside
2026-05-06	Truist Financial	$40	29.2% upside
2026-05-06	Piper Sandler	$46	48.5% upside
2026-02-17	Compass PointGiuliano Bologna	$30	3.1% downside
2026-02-13	Goldman SachsWill Nance	$35	13% upside
2026-02-11	Truist FinancialArvind Ramnani	$49	58.2% upside
2026-01-06	Truist FinancialArvind Ramnani	$59	90.5% upside
2025-11-06	Goldman SachsWill Nance	$40	29.2% upside
2025-11-05	Piper Sandler	$56	80.8% upside
2025-11-05	Morgan StanleyJames Faucette	$45	45.3% upside
2025-11-05	NeedhamKyle Peterson	$56	80.8% upside
2025-10-20	Piper Sandler	$80	158.3% upside
2025-08-06	Morgan StanleyJames Faucette	$70	126% upside
2025-07-14	Goldman SachsWill Nance	$71	129.3% upside
2025-06-11	StephensKyle Joseph	$55	77.6% upside
2024-11-08	Piper SandlerArvind Ramnani	$85	174.5% upside
2024-10-14	WedbushDavid Chiaverini	$45	45.3% upside
2024-09-20	Mizuho SecuritiesDan Dolev	$48	55% upside
2024-08-12	BarclaysRamsey El-Assal	$35	13% upside
2024-08-07	Piper SandlerArvind Ramnani	$31	0.1% upside
2024-08-07	CitigroupPeter Christiansen	$33	6.6% upside
2024-07-31	Mizuho SecuritiesDan Dolev	$31	0.1% upside
2024-05-09	Mizuho SecuritiesDan Dolev	$17	45.1% downside
2024-02-14	Piper SandlerArvind Ramnani	$24	22.5% downside
2024-02-14	Goldman SachsMichael Ng	$12	61.3% downside
2023-05-10	WedbushDavid Chiaverini	$10	67.7% downside
2023-02-15	Piper SandlerArvind Ramnani	$16	48.3% downside
2023-02-15	Mizuho SecuritiesDan Dolev	$16	48.3% downside
2023-02-15	Loop Capital MarketsHal Goestch	$24	22.5% downside
2022-10-25	BOCOM International Holdings CompanyDan Dolev	$17	45.1% downside
2022-08-11	BOCOM International Holdings CompanySam Boughedda	$22	29% downside
2022-08-09	Raymond JamesJames Faucette	$15	51.6% downside
2022-07-26	Morgan StanleyJames Faucette	$15.5	50% downside
2022-07-17	BarclaysRamsey El-Assal	$25	19.3% downside
2022-07-16	FBN SecuritiesShebly Seyrafi	$40	29.2% upside
2022-07-10	Goldman SachsMichael Ng	$14	54.8% downside
2022-06-29	Morgan StanleyJames Faucette	$19	38.7% downside
2022-05-13	Atlantic EquitiesSimon Clinch	$45	45.3% upside
2022-05-13	WedbushDavid Chiaverini	$20	35.4% downside
2022-05-10	FBN SecuritiesShebly Seyrafi	$80	158.3% upside
2022-05-10	JMP SecuritiesRonald Josey	$70	126% upside
2022-05-04	Morgan StanleyJames Faucette	$88	184.1% upside
2022-04-22	CitigroupPeter Christiansen	$180	481.2% upside
2022-04-19	JefferiesJohn Hecht	$85	174.5% upside

Upstart Holdings (UPST) FAQ

Upstart Holdings posts a target price of $40. Comparing that reading with peers and prior periods is usually more useful than looking at the number in isolation.

A target price of $40 for UPST means covering analysts, on average, see the stock 30.2% upside of $30.97 over about 12 months. Dig into who set the high and low targets and how recently they updated — freshness matters as much as the average itself.

Context for UPST's target price usually means three checks: (1) trend versus prior periods, (2) level versus peers, and (3) consistency with growth and profitability. This page covers the first two; Upstart Holdings's other metric pages and overview cover the third.

Judging Upstart Holdings against Finance peers is usually better than using a market-wide rule of thumb. Business models inside Finance are more comparable, which makes gaps in target price easier to interpret. Start with $40 here, then scan peer and history charts to see if the gap is persistent.