Regions Financial Corp.

Regions Financial Corp.

RF

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Market Cap$23.89B
Close$

Compare to Similar Companies

P/E RatioDividendsReturn on EquityPrice-to-SalesDebt-to-Equity
Regions Financial Corp.Regions Financial Corp.10.93.73%12%2.70.1

Earnings Call Q1 2026

April 17, 2026 - AI Summary

Strong Quarterly Earnings: Regions Financial reported Q1 2026 earnings of $539 million ($0.62 per share), reflecting an 11% and 15% increase year-over-year in earnings and earnings per share, respectively. Adjusted pretax pre-provision income also saw a 4% year-over-year increase, reflecting operational strength.
Loan and Deposit Growth: The bank experienced a 2% growth in ending loans, driven mainly by corporate and middle-market lending. Average loans saw a 1% uptick. Deposits increased modestly, with the average balances reflecting typical seasonal patterns. Regions expects full year average loans and deposits to grow by low single digits versus 2025.
Net Interest Income (NII) Outlook: While net interest margin decreased to 3.67% due to tighter asset spreads and the absence of nonrecurring items, Regions anticipates NII growth of 2.5% to 4% for the full year 2026. The bank is focused on reducing deposit costs and capitalizing on loan growth and fixed asset turnover to support margin expansion moving forward.

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$30.75

Target Price by Analysts

12.2% upsideRegions Financial Target Price DetailsTarget Price
$34.11

Current Fair Value

24.5% upside

Undervalued by 24.5% based on the discounted cash flow analysis.

Share Statistics

Market cap$23.89 Billion
Enterprise Value$22.45 Billion
Dividend Yield$1.04 (3.73%)
Earnings per Share$2.31
Beta1.03
Outstanding Shares863,000,000

Return

Return on Equity12.24%ROE
Return on Assets1.43%
Return on Invested Capital2.18%

Valuation & Multiples

P/E Ratio10.86P/E Ratio
PEG-PEG
Price to Sales2.74Price to Sales
Price to Book Ratio1.3Price to Book Ratio
Enterprise Value to Revenue2.51
Enterprise Value to EBIT6.48
Enterprise Value to Net Income9
Total Debt to Enterprise0.09
Debt to Equity0.11Debt to Equity

Revenue Sources

No data

Insider Trades

Last Earnings Call

Report Date
April 17, 2026
EPS Estimate
$0.61
Average shareholder expectation
Revenue Estimate
$1.91 B
Average shareholder expectation

Next Earnings Call

Expected Date
July 17, 2026
EPS Estimate
$0.64
Average shareholder expectation
Revenue Estimate
$1.94 B
Average shareholder expectation

Institutional Put/Call Ratio

Market sentiment based on institutional option activity.

Put/Call Ratio0.8651 2.03%
Total Calls1,991,044 35.99%
Total Puts1,722,549 34.45%

Institutional Ownership

Holdings and activity of institutional investors.

Ownership %80.36% 5.59%
Total Invested$18.35B 9.99%
Investors Holding1,101 5.00%

ESG Score

No data

About Regions Financial Corp.

19,406 employees
CEO: John Turner

Relevant Senate Committees

Joint Committee on Taxation

This committee provides the official revenue estimates and technical expertise for all tax legislation, acting as a gatekeeper for fiscal policy. Its analyses directly inform tax-writing committees and influence corporate tax structures, capital investment credits, and the overall tax burden, which are critical for Regions Financial's profitability and strategic planning.

Finance

This powerful committee controls taxation, trade, and entitlement spending. Its tax policy decisions directly impact a commercial bank's profitability and capital structure, as well as the financial health of its customers and the broader economy, making its influence highly direct and material.

Banking, Housing, and Urban Affairs

This is the primary committee regulating the financial system, including the Fed, SEC, and HUD. It directly impacts bank capital requirements, financial regulations, and real estate markets, which are core to Regions Financial's commercial banking business. Members would possess highly material non-public information.