Timothy Chiodo Score: 34
Analyst at
UBS
Avg Return (Buy)
How much profit would you make?
Calculates the average return of all BUY recommendations after exactly 1 year (or today if newer).
Note: Sell ratings are ignored here to focus on investment potential.
Calculates the average return of all BUY recommendations after exactly 1 year (or today if newer).
Note: Sell ratings are ignored here to focus on investment potential.
+2.3%
1 Year Cap
Win Rate
How often is the direction correct?
Percentage of trades that are currently profitable.
• Buy: Stock price went UP 📈
• Sell: Stock price went DOWN 📉
Percentage of trades that are currently profitable.
• Buy: Stock price went UP 📈
• Sell: Stock price went DOWN 📉
40%
19 W / 28 L
Target Met
How often was the target reached?
Hits vs. Total.
Hits vs. Total.
71%
20 W / 8 L
Precision Hit
How often precise (±3%)?
Hits vs. Total.
Hits vs. Total.
21%
6 W / 22 L
Bullseye Hit
How often perfect (±1%)?
Hits vs. Total.
Hits vs. Total.
4%
1 W / 27 L
High Conviction
The "Brave" Trades (>20% Upside)
Win Rate only for recommendations where the analyst predicted a massive move (>20%).
Shows if they are right when they bet big.
Win Rate only for recommendations where the analyst predicted a massive move (>20%).
Shows if they are right when they bet big.
25%
4 W / 12 L
Long Wins
Success rate for BUY ratings
How often is the analyst right when saying "Buy"?
(Price went UP).
How often is the analyst right when saying "Buy"?
(Price went UP).
38%
17 W / 28 L
Short Wins
Success rate for SELL ratings
How often is the analyst right when saying "Sell"?
(Price went DOWN).
How often is the analyst right when saying "Sell"?
(Price went DOWN).
100%
2 W / 0 L
Coverage & Price Targets
| Date | Stock | Signal | Target | Start Price | Best Price (1Y) | Accuracy | Current Price |
|---|---|---|---|---|---|---|---|
| Oct 28, 2026 |
PayPal Holdings Inc
PYPL
|
BUY |
$60.00
Est. +7%
|
$56.09 | $60.87 |
Precision Hit (±3%)
|
$60.20
+7.3%
|
| Aug 20, 2026 |
Jack Henry & Associates, Inc.
JKHY
|
BUY |
$170.00
Est. +4%
|
$163.06 | $179.36 |
Target Met
|
$179.16
+9.9%
|
| Aug 07, 2026 |
Shift4 Payments Inc - Ordinary Shares - Class A
FOUR
|
BUY |
$52.00
Est. +25%
|
$41.74 | $51.05 |
Precision Hit (±3%)
|
$44.77
+7.3%
|
| Aug 06, 2026 |
Block Inc - Ordinary Shares - Class A
SQ
|
BUY |
$98.00
Est. +17%
|
$83.46 | - | - |
$83.46
0.0%
|
| Aug 06, 2026 |
Block, Inc.
XYZ
|
BUY |
$98.00
Est. +16%
|
$84.20 | $88.43 |
Pending
|
$87.61
+4.0%
|
| Jul 08, 2026 |
Klarna Group plc
KLAR
|
BUY |
$23.00
Est. +23%
|
$18.66 | $14.15 |
Pending
|
$13.89
-25.6%
|
| May 22, 2026 |
Lightspeed Commerce Inc - Ordinary Shares (Sub Voting)
LSPD
|
BUY |
$10.00
Est. +16%
|
$8.59 | $11.64 |
Target Met
|
$11.55
+34.5%
|
| May 14, 2026 |
Paysafe Limited - Ordinary Shares - Class A
PSFE
|
SELL |
$7.50
Est. +12%
|
$8.55 | $5.29 (Low) |
Target Met
|
$6.55
+23.4%
|
| May 08, 2026 |
Toast Inc - Ordinary Shares - Class A
TOST
|
BUY |
$34.00
Est. +16%
|
$29.38 | $37.20 |
Target Met
|
$35.37
+20.4%
|
| May 07, 2026 |
Global Payments, Inc.
GPN
|
BUY |
$80.00
Est. +13%
|
$70.85 | $101.13 |
Target Met
|
$96.08
+35.6%
|
| May 07, 2026 |
Repay Holdings Corporation - Ordinary Shares - Class A
RPAY
|
BUY |
$3.75
Est. +9%
|
$3.45 | $4.79 |
Target Met
|
$4.75
+37.7%
|
| May 06, 2026 |
Marqeta Inc - Ordinary Shares - Class A
MQ
|
BUY |
$4.75
Est. +15%
|
$4.14 | $19.40 |
Target Met
|
$18.60
+349.3%
|
| Feb 19, 2026 |
Global Payments, Inc.
GPN
|
BUY |
$87.00
Est. +7%
|
$81.26 | $101.13 |
Target Met
|
$96.08
+18.2%
|
| Feb 06, 2026 |
Lightspeed Commerce Inc - Ordinary Shares (Sub Voting)
LSPD
|
BUY |
$11.00
Est. +17%
|
$9.40 | $11.64 |
Target Met
|
$11.55
+22.9%
|
| Feb 04, 2026 |
PayPal Holdings Inc
PYPL
|
BUY |
$44.00
Est. +6%
|
$41.70 | $62.39 |
Target Met
|
$60.20
+44.4%
|
| Nov 20, 2025 |
Klarna Group plc
KLAR
|
BUY |
$46.00
Est. +51%
|
$30.43 | $14.15 |
Pending
|
$13.89
-54.4%
|
| Nov 05, 2025 |
Flywire Corp
FLYW
|
BUY |
$15.50
Est. +7%
|
$14.43 | $22.16 |
Target Met
|
$21.81
+51.1%
|
| Oct 30, 2025 |
Fiserv, Inc.
FISV
|
BUY |
$75.00
Est. +10%
|
$68.29 | $70.41 |
Miss
|
$62.05
-9.1%
|
| Oct 30, 2025 |
Fiserv, Inc.
FI
|
BUY |
$75.00
Est. +10%
|
$68.29 | $70.10 |
Miss
|
$63.80
-6.6%
|
| Aug 08, 2025 |
Chime Financial, Inc. Class A Common Stock
CHYM
|
BUY |
$37.00
Est. +23%
|
$30.11 | $33.40 |
Miss
|
$29.87
-0.8%
|
| Jul 29, 2025 |
Western Union Company
WU
|
BUY |
$8.50
Est. +5%
|
$8.09 | $10.35 |
Target Met
|
$6.59
-18.5%
|
| May 07, 2025 |
Fidelity National Information Services, Inc.
FIS
|
BUY |
$84.00
Est. +11%
|
$75.89 | $82.74 |
Precision Hit (±3%)
|
$29.77
-60.8%
|
| Apr 30, 2025 |
PayPal Holdings Inc
PYPL
|
BUY |
$75.00
Est. +14%
|
$65.84 | $79.50 |
Target Met
|
$60.20
-8.6%
|
| Apr 25, 2025 |
Fiserv, Inc.
FI
|
BUY |
$255.00
Est. +42%
|
$179.42 | $191.91 |
Miss
|
$63.80
-64.4%
|
| Apr 25, 2025 |
Fiserv, Inc.
FISV
|
BUY |
$255.00
Est. +42%
|
$179.42 | $70.41 |
Miss
|
$62.05
-65.4%
|
| Apr 24, 2025 |
Western Union Company
WU
|
BUY |
$10.50
Est. +5%
|
$10.01 | $10.37 |
Precision Hit (±3%)
|
$6.59
-34.2%
|
| Jan 31, 2025 |
Mastercard Incorporated - Ordinary Shares - Class A
MA
|
BUY |
$660.00
Est. +19%
|
$555.43 | $601.77 |
Miss
|
$672.58
+21.1%
|
| Aug 01, 2024 |
AvidXchange Holdings Inc
AVDX
|
BUY |
$10.00
Est. +12%
|
$8.94 | $11.68 |
Target Met
|
$10.00
+11.9%
|
| Apr 03, 2024 |
Nuvei Corporation - Ordinary Shares (Sub Voting)
NVEI
|
BUY |
$34.00
Est. +5%
|
$32.26 | $34.00 |
Bullseye Hit (±1%)
|
$33.99
+5.4%
|
| Oct 25, 2023 |
Western Union Company
WU
|
BUY |
$14.00
Est. +5%
|
$13.28 | $13.12 |
Miss
|
$6.59
-50.4%
|
PayPal Holdings Inc
PYPL
Oct 28, 2026
Signal & Target
BUY
$60.00
Start Price
$56.09
Best Price (1Y)
$60.87
Current Price
$60.20
Return
+7.3%
Jack Henry & Associates, Inc.
JKHY
Aug 20, 2026
Signal & Target
BUY
$170.00
Start Price
$163.06
Best Price (1Y)
$179.36
Current Price
$179.16
Return
+9.9%
Shift4 Payments Inc - Ordinary Shares - Class A
FOUR
Aug 07, 2026
Signal & Target
BUY
$52.00
Start Price
$41.74
Best Price (1Y)
$51.05
Current Price
$44.77
Return
+7.3%
Block Inc - Ordinary Shares - Class A
SQ
Aug 06, 2026
Signal & Target
BUY
$98.00
Start Price
$83.46
Best Price (1Y)
-
Current Price
$83.46
Return
0.0%
Block, Inc.
XYZ
Aug 06, 2026
Signal & Target
BUY
$98.00
Start Price
$84.20
Best Price (1Y)
$88.43
Current Price
$87.61
Return
+4.0%
Klarna Group plc
KLAR
Jul 08, 2026
Signal & Target
BUY
$23.00
Start Price
$18.66
Best Price (1Y)
$14.15
Current Price
$13.89
Return
-25.6%
Signal & Target
BUY
$10.00
Start Price
$8.59
Best Price (1Y)
$11.64
Current Price
$11.55
Return
+34.5%
Paysafe Limited - Ordinary Shares - Class A
PSFE
May 14, 2026
Signal & Target
SELL
$7.50
Start Price
$8.55
Best Price (1Y)
$5.29
Current Price
$6.55
Return
+23.4%
Toast Inc - Ordinary Shares - Class A
TOST
May 08, 2026
Signal & Target
BUY
$34.00
Start Price
$29.38
Best Price (1Y)
$37.20
Current Price
$35.37
Return
+20.4%
Global Payments, Inc.
GPN
May 07, 2026
Signal & Target
BUY
$80.00
Start Price
$70.85
Best Price (1Y)
$101.13
Current Price
$96.08
Return
+35.6%
Signal & Target
BUY
$3.75
Start Price
$3.45
Best Price (1Y)
$4.79
Current Price
$4.75
Return
+37.7%
Marqeta Inc - Ordinary Shares - Class A
MQ
May 06, 2026
Signal & Target
BUY
$4.75
Start Price
$4.14
Best Price (1Y)
$19.40
Current Price
$18.60
Return
+349.3%
Global Payments, Inc.
GPN
Feb 19, 2026
Signal & Target
BUY
$87.00
Start Price
$81.26
Best Price (1Y)
$101.13
Current Price
$96.08
Return
+18.2%
Signal & Target
BUY
$11.00
Start Price
$9.40
Best Price (1Y)
$11.64
Current Price
$11.55
Return
+22.9%
PayPal Holdings Inc
PYPL
Feb 04, 2026
Signal & Target
BUY
$44.00
Start Price
$41.70
Best Price (1Y)
$62.39
Current Price
$60.20
Return
+44.4%
Klarna Group plc
KLAR
Nov 20, 2025
Signal & Target
BUY
$46.00
Start Price
$30.43
Best Price (1Y)
$14.15
Current Price
$13.89
Return
-54.4%
Flywire Corp
FLYW
Nov 05, 2025
Signal & Target
BUY
$15.50
Start Price
$14.43
Best Price (1Y)
$22.16
Current Price
$21.81
Return
+51.1%
Fiserv, Inc.
FISV
Oct 30, 2025
Signal & Target
BUY
$75.00
Start Price
$68.29
Best Price (1Y)
$70.41
Current Price
$62.05
Return
-9.1%
Fiserv, Inc.
FI
Oct 30, 2025
Signal & Target
BUY
$75.00
Start Price
$68.29
Best Price (1Y)
$70.10
Current Price
$63.80
Return
-6.6%
Chime Financial, Inc. Class A Common Stock
CHYM
Aug 08, 2025
Signal & Target
BUY
$37.00
Start Price
$30.11
Best Price (1Y)
$33.40
Current Price
$29.87
Return
-0.8%
Western Union Company
WU
Jul 29, 2025
Signal & Target
BUY
$8.50
Start Price
$8.09
Best Price (1Y)
$10.35
Current Price
$6.59
Return
-18.5%
Fidelity National Information Services, Inc.
FIS
May 07, 2025
Signal & Target
BUY
$84.00
Start Price
$75.89
Best Price (1Y)
$82.74
Current Price
$29.77
Return
-60.8%
PayPal Holdings Inc
PYPL
Apr 30, 2025
Signal & Target
BUY
$75.00
Start Price
$65.84
Best Price (1Y)
$79.50
Current Price
$60.20
Return
-8.6%
Fiserv, Inc.
FI
Apr 25, 2025
Signal & Target
BUY
$255.00
Start Price
$179.42
Best Price (1Y)
$191.91
Current Price
$63.80
Return
-64.4%
Fiserv, Inc.
FISV
Apr 25, 2025
Signal & Target
BUY
$255.00
Start Price
$179.42
Best Price (1Y)
$70.41
Current Price
$62.05
Return
-65.4%
Western Union Company
WU
Apr 24, 2025
Signal & Target
BUY
$10.50
Start Price
$10.01
Best Price (1Y)
$10.37
Current Price
$6.59
Return
-34.2%
Signal & Target
BUY
$660.00
Start Price
$555.43
Best Price (1Y)
$601.77
Current Price
$672.58
Return
+21.1%
AvidXchange Holdings Inc
AVDX
Aug 01, 2024
Signal & Target
BUY
$10.00
Start Price
$8.94
Best Price (1Y)
$11.68
Current Price
$10.00
Return
+11.9%
Signal & Target
BUY
$34.00
Start Price
$32.26
Best Price (1Y)
$34.00
Current Price
$33.99
Return
+5.4%
Western Union Company
WU
Oct 25, 2023
Signal & Target
BUY
$14.00
Start Price
$13.28
Best Price (1Y)
$13.12
Current Price
$6.59
Return
-50.4%