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Timothy Chiodo Score: 37

Analyst at UBS
Avg Return (Buy)
? How much profit would you make?
Calculates the average return of all BUY recommendations after exactly 1 year (or today if newer).

Note: Sell ratings are ignored here to focus on investment potential.
+0.3%
1 Year Cap
Win Rate
? How often is the direction correct?
Percentage of trades that are currently profitable.
• Buy: Stock price went UP 📈
• Sell: Stock price went DOWN 📉
42%
18 W / 25 L
Target Met
? How often was the target reached?
Hits vs. Total.
77%
20 W / 6 L
Precision Hit
? How often precise (±3%)?
Hits vs. Total.
23%
6 W / 20 L
Bullseye Hit
? How often perfect (±1%)?
Hits vs. Total.
8%
2 W / 24 L
High Conviction
? The "Brave" Trades (>20% Upside)
Win Rate only for recommendations where the analyst predicted a massive move (>20%).
Shows if they are right when they bet big.
29%
4 W / 10 L
Long Wins
? Success rate for BUY ratings
How often is the analyst right when saying "Buy"?
(Price went UP).
39%
16 W / 25 L
Short Wins
? Success rate for SELL ratings
How often is the analyst right when saying "Sell"?
(Price went DOWN).
100%
2 W / 0 L

Coverage & Price Targets

Date Stock Signal Target Start Price Best Price (1Y) Accuracy Current Price
Aug 20, 2026
Jack Henry & Associates, Inc. JKHY
BUY $170.00
Est. +4%
$163.06 $174.78
Precision Hit (±3%)
$147.75 -9.4%
Aug 07, 2026
Shift4 Payments Inc - Ordinary Shares - Class A FOUR
BUY $52.00
Est. +25%
$41.74 $51.05
Precision Hit (±3%)
$38.16 -8.6%
Aug 06, 2026
Block Inc - Ordinary Shares - Class A SQ
BUY $98.00
Est. +17%
$83.46 - -
$83.46 0.0%
May 22, 2026
Lightspeed Commerce Inc - Ordinary Shares (Sub Voting) LSPD
BUY $10.00
Est. +16%
$8.59 $11.08
Target Met
$9.67 +12.6%
May 14, 2026
Paysafe Limited - Ordinary Shares - Class A PSFE
SELL $7.50
Est. +12%
$8.55 $6.13 (Low)
Target Met
$6.38 +25.4%
May 08, 2026
Toast Inc - Ordinary Shares - Class A TOST
BUY $34.00
Est. +16%
$29.38 $37.20
Target Met
$30.11 +2.5%
May 07, 2026
Global Payments, Inc. GPN
BUY $80.00
Est. +13%
$70.85 $95.88
Target Met
$85.31 +20.4%
May 07, 2026
Repay Holdings Corporation - Ordinary Shares - Class A RPAY
BUY $3.75
Est. +9%
$3.45 $4.55
Target Met
$3.93 +13.9%
May 06, 2026
Marqeta Inc - Ordinary Shares - Class A MQ
BUY $4.75
Est. +15%
$4.14 $18.69
Target Met
$16.44 +297.1%
Feb 19, 2026
Global Payments, Inc. GPN
BUY $87.00
Est. +7%
$81.26 $95.88
Target Met
$85.31 +5.0%
Feb 06, 2026
Lightspeed Commerce Inc - Ordinary Shares (Sub Voting) LSPD
BUY $11.00
Est. +17%
$9.40 $11.08
Bullseye Hit (±1%)
$9.67 +2.9%
Feb 04, 2026
PayPal Holdings Inc PYPL
BUY $44.00
Est. +6%
$41.70 $62.39
Target Met
$52.60 +26.1%
Nov 05, 2025
Flywire Corp FLYW
BUY $15.50
Est. +7%
$14.43 $19.73
Target Met
$17.09 +18.4%
Oct 30, 2025
Fiserv, Inc. FISV
BUY $75.00
Est. +10%
$68.29 $70.41
Pending
$45.98 -32.7%
Oct 30, 2025
Fiserv, Inc. FI
BUY $75.00
Est. +10%
$68.29 $70.10
Pending
$63.80 -6.6%
Aug 08, 2025
Chime Financial, Inc. Class A Common Stock CHYM
BUY $37.00
Est. +23%
$30.11 $33.40
Miss
$27.07 -10.1%
Jul 29, 2025
Western Union Company WU
BUY $8.50
Est. +5%
$8.09 $10.35
Target Met
$6.03 -25.5%
May 07, 2025
Fidelity National Information Services, Inc. FIS
BUY $84.00
Est. +11%
$75.89 $82.74
Precision Hit (±3%)
$35.01 -53.9%
Apr 30, 2025
PayPal Holdings Inc PYPL
BUY $75.00
Est. +14%
$65.84 $79.50
Target Met
$52.60 -20.1%
Apr 25, 2025
Fiserv, Inc. FI
BUY $255.00
Est. +42%
$179.42 $191.91
Miss
$63.80 -64.4%
Apr 25, 2025
Fiserv, Inc. FISV
BUY $255.00
Est. +42%
$179.42 $70.41
Miss
$45.98 -74.4%
Apr 24, 2025
Western Union Company WU
BUY $10.50
Est. +5%
$10.01 $10.37
Precision Hit (±3%)
$6.03 -39.8%
Jan 31, 2025
Mastercard Incorporated - Ordinary Shares - Class A MA
BUY $660.00
Est. +19%
$555.43 $601.77
Miss
$566.08 +1.9%
Aug 01, 2024
AvidXchange Holdings Inc AVDX
BUY $10.00
Est. +12%
$8.94 $11.68
Target Met
$10.00 +11.9%
Apr 03, 2024
Nuvei Corporation - Ordinary Shares (Sub Voting) NVEI
BUY $34.00
Est. +5%
$32.26 $34.00
Bullseye Hit (±1%)
$33.99 +5.4%
Oct 25, 2023
Western Union Company WU
BUY $14.00
Est. +5%
$13.28 $13.12
Miss
$6.03 -54.6%
Signal & Target
BUY $170.00
Start Price $163.06
Best Price (1Y)
$174.78
Current Price $147.75
Return -9.4%
Signal & Target
BUY $52.00
Start Price $41.74
Best Price (1Y)
$51.05
Current Price $38.16
Return -8.6%
Signal & Target
BUY $98.00
Start Price $83.46
Best Price (1Y)
-
Current Price $83.46
Return 0.0%
Signal & Target
BUY $10.00
Start Price $8.59
Best Price (1Y)
$11.08
Current Price $9.67
Return +12.6%
Signal & Target
SELL $7.50
Start Price $8.55
Best Price (1Y)
$6.13
Current Price $6.38
Return +25.4%
Signal & Target
BUY $34.00
Start Price $29.38
Best Price (1Y)
$37.20
Current Price $30.11
Return +2.5%
Signal & Target
BUY $80.00
Start Price $70.85
Best Price (1Y)
$95.88
Current Price $85.31
Return +20.4%
Signal & Target
BUY $3.75
Start Price $3.45
Best Price (1Y)
$4.55
Current Price $3.93
Return +13.9%
Signal & Target
BUY $4.75
Start Price $4.14
Best Price (1Y)
$18.69
Current Price $16.44
Return +297.1%
Signal & Target
BUY $87.00
Start Price $81.26
Best Price (1Y)
$95.88
Current Price $85.31
Return +5.0%
Signal & Target
BUY $11.00
Start Price $9.40
Best Price (1Y)
$11.08
Current Price $9.67
Return +2.9%
Signal & Target
BUY $44.00
Start Price $41.70
Best Price (1Y)
$62.39
Current Price $52.60
Return +26.1%
Flywire Corp
FLYW
Nov 05, 2025
Signal & Target
BUY $15.50
Start Price $14.43
Best Price (1Y)
$19.73
Current Price $17.09
Return +18.4%
Fiserv, Inc.
FISV
Oct 30, 2025
Signal & Target
BUY $75.00
Start Price $68.29
Best Price (1Y)
$70.41
Current Price $45.98
Return -32.7%
Fiserv, Inc.
FI
Oct 30, 2025
Signal & Target
BUY $75.00
Start Price $68.29
Best Price (1Y)
$70.10
Current Price $63.80
Return -6.6%
Signal & Target
BUY $37.00
Start Price $30.11
Best Price (1Y)
$33.40
Current Price $27.07
Return -10.1%
Signal & Target
BUY $8.50
Start Price $8.09
Best Price (1Y)
$10.35
Current Price $6.03
Return -25.5%
Signal & Target
BUY $84.00
Start Price $75.89
Best Price (1Y)
$82.74
Current Price $35.01
Return -53.9%
Signal & Target
BUY $75.00
Start Price $65.84
Best Price (1Y)
$79.50
Current Price $52.60
Return -20.1%
Fiserv, Inc.
FI
Apr 25, 2025
Signal & Target
BUY $255.00
Start Price $179.42
Best Price (1Y)
$191.91
Current Price $63.80
Return -64.4%
Fiserv, Inc.
FISV
Apr 25, 2025
Signal & Target
BUY $255.00
Start Price $179.42
Best Price (1Y)
$70.41
Current Price $45.98
Return -74.4%
Signal & Target
BUY $10.50
Start Price $10.01
Best Price (1Y)
$10.37
Current Price $6.03
Return -39.8%
Signal & Target
BUY $660.00
Start Price $555.43
Best Price (1Y)
$601.77
Current Price $566.08
Return +1.9%
Signal & Target
BUY $10.00
Start Price $8.94
Best Price (1Y)
$11.68
Current Price $10.00
Return +11.9%
Signal & Target
BUY $34.00
Start Price $32.26
Best Price (1Y)
$34.00
Current Price $33.99
Return +5.4%
Signal & Target
BUY $14.00
Start Price $13.28
Best Price (1Y)
$13.12
Current Price $6.03
Return -54.6%