Umpqua Holdings Profit Margin

Umpqua Holdings posts a profit margin of 24.86% as of December 2022. That compares with 31.84% in the prior-year period — down 21.9% year over year. That is below the Finance sector average of 31.21%. Comparing that reading with peers and prior periods is usually more useful than looking at the number in isolation.

In the prior comparable period, Umpqua Holdings's profit margin was 31.84%. The latest reading is 24.86% — a 21.9% year-over-year decrease (period ending December 2022). Use the history and growth charts on this page for a longer lookback.

For Finance stocks, a profit margin near 31.21% is typical. Umpqua Holdings's 24.86% is lower that level. That is roughly 20.4% below the sector mean. Whether that is a warning or an opportunity depends on growth outlook and other fundamentals shown elsewhere on Stockcircle.

Umpqua Holdings's profit margin moves when the underlying profit, equity, or asset base changes. Cost cuts, pricing power, buybacks, write-downs, and cyclical swings can all shift the percentage. The latest reading is 24.86% as of December 2022; use YoY and peer views to separate noise from signal.

Context for UMPQ's profit margin usually means three checks: (1) trend versus prior periods, (2) level versus peers (average 31.21%), and (3) consistency with growth and profitability. This page covers the first two; Umpqua Holdings's other metric pages and overview cover the third.