Synchrony Financial Profit Margin

Synchrony Financial posts a profit margin of 16.86% as of June 2026. That compares with 17.03% in the prior-year period — down 1.0% year over year. That is below the Finance sector average of 17.31%. Comparing that reading with peers and prior periods is usually more useful than looking at the number in isolation.

In the prior comparable period, Synchrony Financial's profit margin was 17.03%. The latest reading is 16.86% — a 1.0% year-over-year decrease (period ending June 2026). Use the history and growth charts on this page for a longer lookback.

For Finance stocks, a profit margin near 17.31% is typical. Synchrony Financial's 16.86% is lower that level. That is roughly 2.6% below the sector mean. Whether that is a warning or an opportunity depends on growth outlook and other fundamentals shown elsewhere on Stockcircle.

Synchrony Financial's profit margin moves when the underlying profit, equity, or asset base changes. Cost cuts, pricing power, buybacks, write-downs, and cyclical swings can all shift the percentage. The latest reading is 16.86% as of June 2026; use YoY and peer views to separate noise from signal.

Context for SYF's profit margin usually means three checks: (1) trend versus prior periods, (2) level versus peers (average 17.31%), and (3) consistency with growth and profitability. This page covers the first two; Synchrony Financial's other metric pages and overview cover the third.