Southern States Bancshares Inc

Southern States Bancshares Inc

SSBK

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Market Cap$361.07M
Close$

Compare to Similar Companies

P/E RatioDividendsReturn on EquityPrice-to-SalesDebt-to-Equity
Southern States Bancshares IncSouthern States Bancshares Inc16.8-13%2.30.4
$107.83

Current Fair Value

196.5% upside

Undervalued by 196.5% based on the discounted cash flow analysis.

Share Statistics

Market cap$361.07 Million
Enterprise Value$472.45 Million
Dividend Yield$0.36 (-)
Earnings per Share$3.72
Beta0.28
Outstanding Shares9,979,000

Return

Return on Equity12.78%ROE
Return on Assets1.30%
Return on Invested Capital0.84%

Valuation & Multiples

P/E Ratio16.84P/E Ratio
PEG61.26PEG
Price to Sales2.27Price to Sales
Price to Book Ratio1.25Price to Book Ratio
Enterprise Value to Revenue2.92
Enterprise Value to EBIT19.72
Enterprise Value to Net Income12
Total Debt to Enterprise0.24
Debt to Equity0.38Debt to Equity

Revenue Sources

No data

Insider Trades

Institutional Put/Call Ratio

Market sentiment based on institutional option activity.

Put/Call Ratio0.00000%
Total Calls-
Total Puts-

Institutional Ownership

Holdings and activity of institutional investors.

Ownership %54.83% 0.17%
Total Invested$199.02M 1.48%
Investors Holding91 2.00%

ESG Score

No data

About Southern States Bancshares Inc

2,021 employees

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Provides official revenue estimates and technical analysis for all tax legislation, directly influencing corporate tax structures and the overall tax burden on financial markets and banks.

Finance

Controls taxation (corporate tax rates directly impact bank profitability), trade, and entitlement spending, profoundly shaping the economic environment and regulatory landscape for commercial banking.

Appropriations

Allocates discretionary federal spending, directly determining cash flow for various programs and industries, which significantly impacts the economic activity and credit demand for commercial banks.

Agriculture, Nutrition, and Forestry

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Judiciary

Oversees antitrust laws and M&A, directly influencing financial sector consolidations and market structures, providing highly material non-public information on potential mergers or regulatory interventions.

Banking, Housing, and Urban Affairs

The primary regulator for the entire financial system, including banks (via the Fed, OCC, FDIC) and real estate, directly controlling the legal and operational environment for commercial banking.

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Budget

Drafts the budget resolution, directly influencing the macroeconomic environment, government spending, and sovereign debt levels, all critical factors for commercial banking.

Select Committee on Intelligence

Members receive classified briefings on global threats, cybersecurity, and economic stability, providing highly material non-public information relevant to a bank's risk management and strategic investments.

Joint Economic Committee

Though advisory, its economic reviews and influence on market sentiment regarding Federal Reserve interest rate decisions are critically important for commercial banking profitability and strategy.