Penns Woods Bancorp Profit Margin

The latest profit margin for PWOD is 20.03% as of March 2025. That compares with 18.02% in the prior-year period — up 11.2% year over year. That is above the Finance sector average of 17.18%. Investors often review this figure alongside Penns Woods Bancorp's historical trend and sector peers before judging valuation or financial health.

Over the past year, PWOD's profit margin moved from 18.02% to 20.03% — a 11.2% year-over-year increase. If the trend continues in the same direction for several quarters, it can signal a meaningful shift in Penns Woods Bancorp's valuation or profitability profile.

Against Finance companies, PWOD currently prints 20.03% for profit margin, while the sector average sits near 17.18%. That is roughly 16.6% above the sector mean. Large gaps often invite a closer look at Penns Woods Bancorp's growth, margins, and balance sheet.

Profit Margin shows how effectively Penns Woods Bancorp converts resources into returns. At 20.03%, PWOD may look efficient or underperforming depending on peer benchmarks and trend direction. That compares with 18.02% in the prior-year period — up 11.2% year over year. Pair the percentage with revenue growth and leverage for a fuller health check.

After noting PWOD's profit margin (20.03%), review year-over-year change from 18.02%, peer averages, and a few neighboring metrics such as revenue, margins, or valuation multiples. That combination usually beats staring at a single figure. The navigation links on this page jump you to those related views.