Valuation check: PVBC's profit margin is 14.47%, below the Finance sector average of 17.31%.
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+ FollowAs of Sep 2025
Trailing 12 months ending Sep 2025
The latest profit margin for PVBC is 14.47% as of September 2025. That compares with 5.62% in the prior-year period — up 157.7% year over year. That is below the Finance sector average of 17.31%. Investors often review this figure alongside Provident Bancorp's historical trend and sector peers before judging valuation or financial health.
Over the past year, PVBC's profit margin moved from 5.62% to 14.47% — a 157.7% year-over-year increase. If the trend continues in the same direction for several quarters, it can signal a meaningful shift in Provident Bancorp's valuation or profitability profile.
Against Finance companies, PVBC currently prints 14.47% for profit margin, while the sector average sits near 17.31%. That is roughly 16.4% below the sector mean. Large gaps often invite a closer look at Provident Bancorp's growth, margins, and balance sheet.
Profit Margin shows how effectively Provident Bancorp converts resources into returns. At 14.47%, PVBC may look efficient or underperforming depending on peer benchmarks and trend direction. That compares with 5.62% in the prior-year period — up 157.7% year over year. Pair the percentage with revenue growth and leverage for a fuller health check.
After noting PVBC's profit margin (14.47%), review year-over-year change from 5.62%, peer averages, and a few neighboring metrics such as revenue, margins, or valuation multiples. That combination usually beats staring at a single figure. The navigation links on this page jump you to those related views.