BackProvident Financial Holdings Overview

Provident Financial Holdings Profit Margin

Valuation check: PROV's profit margin is 14.23%, below the Finance sector average of 17.05%.

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Quarterly Profit Margin

68.96%
497.96% YoY

As of Jun 2026

Annual Profit Margin (TTM)

14.23%
34.89% YoY

Trailing 12 months ending Jun 2026

Average Profit Margin (Comparison Companies)

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Profit Margin History

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Profit Margin Comparison

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Annual Profit Margin Growth Rate (%)

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Provident Financial Holdings (PROV) FAQ

Provident Financial Holdings (PROV) currently reports a profit margin of 14.23% as of June 2026. That compares with 10.55% in the prior-year period — up 34.9% year over year. That is below the Finance sector average of 17.05%. Use the charts on this page to explore Provident Financial Holdings's profit margin history and peer comparisons.

Provident Financial Holdings's profit margin increased from 10.55% to 14.23% — a 34.9% year-over-year increase (period ending June 2026). Watching multi-year history on the chart below helps separate one-off swings from a lasting trend.

Provident Financial Holdings's profit margin of 14.23% is lower than the Finance sector average of 17.05%. That is roughly 16.5% below the sector mean. A reading lower peers can reflect different growth expectations, capital structure, or profitability — so it is worth checking the peer comparison chart before drawing conclusions.

There is no universal 'good' profit margin, but Provident Financial Holdings's current 14.23% should be judged against Finance norms (sector average: 17.05%) and against PROV's own history. Strong, stable readings often indicate durable competitive advantage; volatile or declining ones deserve a closer look at margins and capital efficiency.

Start with the current profit margin of 14.23%, then check the historical chart for trend and the peer comparison chart for relative positioning. The Finance average is 17.05%. From there, open related valuation or income-statement pages for Provident Financial Holdings, and consider following PROV for alerts when major investors trade the stock.