Provident Financial Holdings Profit Margin

The latest profit margin for PROV is 14.23% as of June 2026. That compares with 10.55% in the prior-year period — up 34.9% year over year. That is below the Finance sector average of 17.27%. Investors often review this figure alongside Provident Financial Holdings's historical trend and sector peers before judging valuation or financial health.

Over the past year, PROV's profit margin moved from 10.55% to 14.23% — a 34.9% year-over-year increase. If the trend continues in the same direction for several quarters, it can signal a meaningful shift in Provident Financial Holdings's valuation or profitability profile.

Against Finance companies, PROV currently prints 14.23% for profit margin, while the sector average sits near 17.27%. That is roughly 17.6% below the sector mean. Large gaps often invite a closer look at Provident Financial Holdings's growth, margins, and balance sheet.

Profit Margin shows how effectively Provident Financial Holdings converts resources into returns. At 14.23%, PROV may look efficient or underperforming depending on peer benchmarks and trend direction. That compares with 10.55% in the prior-year period — up 34.9% year over year. Pair the percentage with revenue growth and leverage for a fuller health check.

After noting PROV's profit margin (14.23%), review year-over-year change from 10.55%, peer averages, and a few neighboring metrics such as revenue, margins, or valuation multiples. That combination usually beats staring at a single figure. The navigation links on this page jump you to those related views.