Pagaya Technologies Long Term Debt

The latest long-term debt for PGY is $470M as of June 2026. That compares with $570M in the prior-year period — down 17.7% year over year. Investors often review this figure alongside Pagaya Technologies's historical trend and sector peers before judging valuation or financial health.

Over the past year, PGY's long-term debt moved from $570M to $470M — a 17.7% year-over-year decrease. If the trend continues in the same direction for several quarters, it can signal a meaningful shift in Pagaya Technologies's operating scale or balance-sheet position.

A long-term debt figure of $470M for PGY is a snapshot of scale on that line item. On its own it does not say whether the business is healthy — you also want growth rate, margins, and how the number compares with similar companies. Explore the charts below for those layers of context.

After noting PGY's long-term debt ($470M), review year-over-year change from $570M, peer averages, and a few neighboring metrics such as revenue, margins, or valuation multiples. That combination usually beats staring at a single figure. The navigation links on this page jump you to those related views.