Nu Holdings Profit Margin

The latest profit margin for NU is 18.48% as of March 2026. That compares with 21.33% in the prior-year period — down 13.4% year over year. That is below the sector sector average of 19.69%. Investors often review this figure alongside Nu Holdings's historical trend and sector peers before judging valuation or financial health.

Over the past year, NU's profit margin moved from 21.33% to 18.48% — a 13.4% year-over-year decrease. If the trend continues in the same direction for several quarters, it can signal a meaningful shift in Nu Holdings's valuation or profitability profile.

Against its sector companies, NU currently prints 18.48% for profit margin, while the sector average sits near 19.69%. That is roughly 6.2% below the sector mean. Large gaps often invite a closer look at Nu Holdings's growth, margins, and balance sheet.

Profit Margin shows how effectively Nu Holdings converts resources into returns. At 18.48%, NU may look efficient or underperforming depending on peer benchmarks and trend direction. That compares with 21.33% in the prior-year period — down 13.4% year over year. Pair the percentage with revenue growth and leverage for a fuller health check.

After noting NU's profit margin (18.48%), review year-over-year change from 21.33%, peer averages, and a few neighboring metrics such as revenue, margins, or valuation multiples. That combination usually beats staring at a single figure. The navigation links on this page jump you to those related views.