HDFC Bank Profit Margin

The latest profit margin for HDB is 15.95% as of June 2026. That compares with 20.97% in the prior-year period — down 23.9% year over year. That is below the Finance sector average of 17.14%. Investors often review this figure alongside HDFC Bank's historical trend and sector peers before judging valuation or financial health.

Over the past year, HDB's profit margin moved from 20.97% to 15.95% — a 23.9% year-over-year decrease. If the trend continues in the same direction for several quarters, it can signal a meaningful shift in HDFC Bank's valuation or profitability profile.

Against Finance companies, HDB currently prints 15.95% for profit margin, while the sector average sits near 17.14%. That is roughly 6.9% below the sector mean. Large gaps often invite a closer look at HDFC Bank's growth, margins, and balance sheet.

Profit Margin shows how effectively HDFC Bank converts resources into returns. At 15.95%, HDB may look efficient or underperforming depending on peer benchmarks and trend direction. That compares with 20.97% in the prior-year period — down 23.9% year over year. Pair the percentage with revenue growth and leverage for a fuller health check.

After noting HDB's profit margin (15.95%), review year-over-year change from 20.97%, peer averages, and a few neighboring metrics such as revenue, margins, or valuation multiples. That combination usually beats staring at a single figure. The navigation links on this page jump you to those related views.