HDFC Bank Profit Margin

HDFC Bank (HDB) currently reports a profit margin of 15.82% as of September 2026. That compares with 18.92% in the prior-year period — down 16.4% year over year. That is below the Finance sector average of 18.68%. Use the charts on this page to explore HDFC Bank's profit margin history and peer comparisons.

HDFC Bank's profit margin decreased from 18.92% to 15.82% — a 16.4% year-over-year decrease (period ending September 2026). Watching multi-year history on the chart below helps separate one-off swings from a lasting trend.

HDFC Bank's profit margin of 15.82% is lower than the Finance sector average of 18.68%. That is roughly 15.3% below the sector mean. A reading lower peers can reflect different growth expectations, capital structure, or profitability — so it is worth checking the peer comparison chart before drawing conclusions.

There is no universal 'good' profit margin, but HDFC Bank's current 15.82% should be judged against Finance norms (sector average: 18.68%) and against HDB's own history. Strong, stable readings often indicate durable competitive advantage; volatile or declining ones deserve a closer look at margins and capital efficiency.

Start with the current profit margin of 15.82%, then check the historical chart for trend and the peer comparison chart for relative positioning. The Finance average is 18.68%. From there, open related valuation or income-statement pages for HDFC Bank, and consider following HDB for alerts when major investors trade the stock.