Valuation check: HBNC's profit margin is 29.31%, above the Finance sector average of 18.68%.
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+ FollowAs of Sep 2026
Trailing 12 months ending Sep 2026
Horizon Bancorp(IN) posts a profit margin of 29.31% as of September 2026. That compares with 279.45% in the prior-year period — down 89.5% year over year. That is above the Finance sector average of 18.68%. Comparing that reading with peers and prior periods is usually more useful than looking at the number in isolation.
In the prior comparable period, Horizon Bancorp(IN)'s profit margin was 279.45%. The latest reading is 29.31% — a 89.5% year-over-year decrease (period ending September 2026). Use the history and growth charts on this page for a longer lookback.
For Finance stocks, a profit margin near 18.68% is typical. Horizon Bancorp(IN)'s 29.31% is higher that level. That is roughly 56.9% above the sector mean. Whether that is a warning or an opportunity depends on growth outlook and other fundamentals shown elsewhere on Stockcircle.
Horizon Bancorp(IN)'s profit margin moves when the underlying profit, equity, or asset base changes. Cost cuts, pricing power, buybacks, write-downs, and cyclical swings can all shift the percentage. The latest reading is 29.31% as of September 2026; use YoY and peer views to separate noise from signal.
Context for HBNC's profit margin usually means three checks: (1) trend versus prior periods, (2) level versus peers (average 18.68%), and (3) consistency with growth and profitability. This page covers the first two; Horizon Bancorp(IN)'s other metric pages and overview cover the third.