Valuation check: HBNC's profit margin is -221.6%, below the Finance sector average of 16.99%.
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+ FollowAs of Jun 2026
Trailing 12 months ending Jun 2026
Horizon Bancorp(IN) posts a profit margin of -221.6% as of June 2026. That compares with 22.46% in the prior-year period — down 1086.4% year over year. That is below the Finance sector average of 16.99%. Comparing that reading with peers and prior periods is usually more useful than looking at the number in isolation.
In the prior comparable period, Horizon Bancorp(IN)'s profit margin was 22.46%. The latest reading is -221.6% — a 1086.4% year-over-year decrease (period ending June 2026). Use the history and growth charts on this page for a longer lookback.
For Finance stocks, a profit margin near 16.99% is typical. Horizon Bancorp(IN)'s -221.6% is lower that level. That is roughly 1404.5% below the sector mean. Whether that is a warning or an opportunity depends on growth outlook and other fundamentals shown elsewhere on Stockcircle.
Horizon Bancorp(IN)'s profit margin moves when the underlying profit, equity, or asset base changes. Cost cuts, pricing power, buybacks, write-downs, and cyclical swings can all shift the percentage. The latest reading is -221.6% as of June 2026; use YoY and peer views to separate noise from signal.
Context for HBNC's profit margin usually means three checks: (1) trend versus prior periods, (2) level versus peers (average 16.99%), and (3) consistency with growth and profitability. This page covers the first two; Horizon Bancorp(IN)'s other metric pages and overview cover the third.