Valuation check: FMAO's profit margin is 28.24%, below the Finance sector average of 31.21%.
Get informed when a big investor buys or sells
+ FollowAs of Sep 2026
Trailing 12 months ending Sep 2026
Farmers & Merchants Bancorp (FMAO) currently reports a profit margin of 28.24% as of September 2026. That compares with 33.84% in the prior-year period — down 16.5% year over year. That is below the Finance sector average of 31.21%. Use the charts on this page to explore Farmers & Merchants Bancorp's profit margin history and peer comparisons.
Farmers & Merchants Bancorp's profit margin decreased from 33.84% to 28.24% — a 16.5% year-over-year decrease (period ending September 2026). Watching multi-year history on the chart below helps separate one-off swings from a lasting trend.
Farmers & Merchants Bancorp's profit margin of 28.24% is lower than the Finance sector average of 31.21%. That is roughly 9.5% below the sector mean. A reading lower peers can reflect different growth expectations, capital structure, or profitability — so it is worth checking the peer comparison chart before drawing conclusions.
There is no universal 'good' profit margin, but Farmers & Merchants Bancorp's current 28.24% should be judged against Finance norms (sector average: 31.21%) and against FMAO's own history. Strong, stable readings often indicate durable competitive advantage; volatile or declining ones deserve a closer look at margins and capital efficiency.
Start with the current profit margin of 28.24%, then check the historical chart for trend and the peer comparison chart for relative positioning. The Finance average is 31.21%. From there, open related valuation or income-statement pages for Farmers & Merchants Bancorp, and consider following FMAO for alerts when major investors trade the stock.