Valuation check: FCCY's profit margin is 28.04%, above the Finance sector average of 17.14%.
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+ FollowAs of Sep 2021
Trailing 12 months ending Sep 2021
The latest profit margin for FCCY is 28.04% as of September 2021. That compares with 22.59% in the prior-year period — up 24.1% year over year. That is above the Finance sector average of 17.14%. Investors often review this figure alongside 1st Constitution Bancorp's historical trend and sector peers before judging valuation or financial health.
Over the past year, FCCY's profit margin moved from 22.59% to 28.04% — a 24.1% year-over-year increase. If the trend continues in the same direction for several quarters, it can signal a meaningful shift in 1st Constitution Bancorp's valuation or profitability profile.
Against Finance companies, FCCY currently prints 28.04% for profit margin, while the sector average sits near 17.14%. That is roughly 63.6% above the sector mean. Large gaps often invite a closer look at 1st Constitution Bancorp's growth, margins, and balance sheet.
Profit Margin shows how effectively 1st Constitution Bancorp converts resources into returns. At 28.04%, FCCY may look efficient or underperforming depending on peer benchmarks and trend direction. That compares with 22.59% in the prior-year period — up 24.1% year over year. Pair the percentage with revenue growth and leverage for a fuller health check.
After noting FCCY's profit margin (28.04%), review year-over-year change from 22.59%, peer averages, and a few neighboring metrics such as revenue, margins, or valuation multiples. That combination usually beats staring at a single figure. The navigation links on this page jump you to those related views.