Valuation check: FCCY's profit margin is 28.04%, above the Finance sector average of 18.68%.
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+ FollowAs of Sep 2021
Trailing 12 months ending Sep 2021
1st Constitution Bancorp (FCCY) currently reports a profit margin of 28.04% as of September 2021. That compares with 22.59% in the prior-year period — up 24.1% year over year. That is above the Finance sector average of 18.68%. Use the charts on this page to explore 1st Constitution Bancorp's profit margin history and peer comparisons.
1st Constitution Bancorp's profit margin increased from 22.59% to 28.04% — a 24.1% year-over-year increase (period ending September 2021). Watching multi-year history on the chart below helps separate one-off swings from a lasting trend.
1st Constitution Bancorp's profit margin of 28.04% is higher than the Finance sector average of 18.68%. That is roughly 50.1% above the sector mean. A reading higher peers can reflect different growth expectations, capital structure, or profitability — so it is worth checking the peer comparison chart before drawing conclusions.
There is no universal 'good' profit margin, but 1st Constitution Bancorp's current 28.04% should be judged against Finance norms (sector average: 18.68%) and against FCCY's own history. Strong, stable readings often indicate durable competitive advantage; volatile or declining ones deserve a closer look at margins and capital efficiency.
Start with the current profit margin of 28.04%, then check the historical chart for trend and the peer comparison chart for relative positioning. The Finance average is 18.68%. From there, open related valuation or income-statement pages for 1st Constitution Bancorp, and consider following FCCY for alerts when major investors trade the stock.