Consumer Portfolio Service Profit Margin

The latest profit margin for CPSS is 4.58% as of March 2026. That compares with 4.86% in the prior-year period — down 5.6% year over year. That is below the Finance sector average of 17.46%. Investors often review this figure alongside Consumer Portfolio Service's historical trend and sector peers before judging valuation or financial health.

Over the past year, CPSS's profit margin moved from 4.86% to 4.58% — a 5.6% year-over-year decrease. If the trend continues in the same direction for several quarters, it can signal a meaningful shift in Consumer Portfolio Service's valuation or profitability profile.

Against Finance companies, CPSS currently prints 4.58% for profit margin, while the sector average sits near 17.46%. That is roughly 73.7% below the sector mean. Large gaps often invite a closer look at Consumer Portfolio Service's growth, margins, and balance sheet.

Profit Margin shows how effectively Consumer Portfolio Service converts resources into returns. At 4.58%, CPSS may look efficient or underperforming depending on peer benchmarks and trend direction. That compares with 4.86% in the prior-year period — down 5.6% year over year. Pair the percentage with revenue growth and leverage for a fuller health check.

After noting CPSS's profit margin (4.58%), review year-over-year change from 4.86%, peer averages, and a few neighboring metrics such as revenue, margins, or valuation multiples. That combination usually beats staring at a single figure. The navigation links on this page jump you to those related views.