Unitedhealth Group Inc

Unitedhealth Group Inc

UNH

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Market Cap$345.38B
Close$

Compare to Similar Companies

P/E RatioDividendsReturn on EquityPrice-to-SalesDebt-to-Equity
Unitedhealth Group IncUnitedhealth Group Inc28.72.32%14%0.80.7

Earnings Call Q1 2026

April 21, 2026 - AI Summary

Strong Q1 Performance: UnitedHealth Group reported adjusted earnings per share of $7.23 for Q1 2026, exceeding expectations and reflecting strong operational performance across all business segments. Total revenues grew to $111.7 billion, representing a 2% year-over-year increase driven by disciplined pricing actions.
Medicare Advantage Trends: The company sees medical cost trends in Medicare Advantage stabilizing, consistent with prior expectations of high levels around 7-8%. Pricing assumptions remain around 10%. However, elevated medical trends persist, and the company is focused on managing acuity and provider billing patterns to avoid further aggravation of costs.
Optum Health Growth: Adjusted earnings for Optum Health reached $1.3 billion, driven by operational improvements and favorable prior period developments. The company has focused on enhancing clinical management which has shown signs of success, including reduced unnecessary patient admissions. However, future growth is dependent on the continuation of these improved operational metrics.

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$445.86

Target Price by Analysts

18.3% upsideUnitedhealth Group Target Price DetailsTarget Price
$309.46

Current Fair Value

17.9% downside

Overvalued by 17.9% based on the discounted cash flow analysis.

Share Statistics

Market cap$345.38 Billion
Enterprise Value$395.29 Billion
Dividend Yield$8.84 (2.32%)
Earnings per Share$13.23
Beta0.65
Outstanding Shares910,000,000

Return

Return on Equity13.68%ROE
Return on Assets4.55%
Return on Invested Capital9.99%

Valuation & Multiples

P/E Ratio28.73P/E Ratio
PEG-15066.62PEG
Price to Sales0.76Price to Sales
Price to Book Ratio3.28Price to Book Ratio
Enterprise Value to Revenue0.88
Enterprise Value to EBIT19.94
Enterprise Value to Net Income27
Total Debt to Enterprise0.2
Debt to Equity0.75Debt to Equity

Revenue Sources

No data

Insider Trades

Last Earnings Call

Report Date
April 21, 2026
EPS Estimate
$6.58
Average shareholder expectation
Revenue Estimate
$109.43 B
Average shareholder expectation

Next Earnings Call

Expected Date
August 4, 2026
EPS Estimate
$4.84
Average shareholder expectation
Revenue Estimate
$110.76 B
Average shareholder expectation

Institutional Put/Call Ratio

Market sentiment based on institutional option activity.

Put/Call Ratio0.9722 13.04%
Total Calls45,500,263 8.64%
Total Puts44,234,331 5.52%

Institutional Ownership

Holdings and activity of institutional investors.

Ownership %82.16% 0.59%
Total Invested$202.21B 18.87%
Investors Holding3,159 269.00%

ESG Score

No data

About Unitedhealth Group Inc

CEO: David Wichmann

Relevant Senate Committees

Joint Committee on Taxation

This committee provides the official revenue estimates and technical analysis for all tax legislation. Its reports and expertise directly influence corporate tax structures and the overall tax burden, which significantly impacts UnitedHealth Group's financial performance.

Finance

This is one of the most powerful committees, with jurisdiction over taxation, trade, and entitlement spending, including Medicare and Medicaid. Its decisions on tax policy and the structure/funding of major healthcare entitlement programs directly and profoundly impact UnitedHealth Group's profitability and business model.

Appropriations

This committee directly allocates discretionary federal spending. Its subcommittees determine the precise funding levels for Medicare and Medicaid programs, which are essential revenue streams for UnitedHealth Group, making it a critical source of 'insider information' regarding government payments.

Health, Education, Labor, and Pensions

This committee has direct jurisdiction over healthcare policy, including health insurance regulation, drug pricing (impacting Optum's PBM services), and broader reforms to the healthcare system. These directly influence UNH's operations, profitability, and strategic direction.

Judiciary

This committee's oversight of antitrust laws and the DOJ is critically important for UnitedHealth Group, a large company that has engaged in significant mergers and acquisitions. Antitrust enforcement and regulations directly impact UNH's growth strategy and market power.

Special Committee on Aging

UnitedHealth Group is a major provider of Medicare Advantage plans for older Americans, and its Optum division is involved in pharmacy benefit management and long-term care services. Hearings on drug pricing, Medicare policy, and long-term care quality directly impact UNH's core business segments.