United Community Banks Inc

United Community Banks Inc

UCB

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Market Cap$3.94B
Close$

Compare to Similar Companies

P/E RatioDividendsReturn on EquityPrice-to-SalesDebt-to-Equity
United Community Banks IncUnited Community Banks Inc11.63%9%3.6-
$40.00

Target Price by Analysts

24% upsideUnited Community Banks Target Price DetailsTarget Price
$29.00

Current Fair Value

10.1% downside

Overvalued by 10.1% based on the discounted cash flow analysis.

Share Statistics

Market cap$3.94 Billion
Enterprise Value$3.89 Billion
Dividend Yield$0.99 (3.00%)
Earnings per Share$2.63
Beta0.85
Outstanding Shares120,498,000

Return

Return on Equity9.33%ROE
Return on Assets1.21%
Return on Invested Capital2.13%

Valuation & Multiples

P/E Ratio11.64P/E Ratio
PEG64.57PEG
Price to Sales3.58Price to Sales
Price to Book Ratio1.08Price to Book Ratio
Enterprise Value to Revenue3.26
Enterprise Value to EBIT6.47
Enterprise Value to Net Income11
Total Debt to Enterprise0.03
Debt to Equity0.03Debt to Equity

Revenue Sources

No data

Insider Trades

Last Earnings Call

Report Date
April 28, 2026
EPS Estimate
$0.71
Average shareholder expectation
Revenue Estimate
$273.72 M
Average shareholder expectation

Next Earnings Call

Expected Date
July 22, 2026
EPS Estimate
$0.73
Average shareholder expectation
Revenue Estimate
$280.41 M
Average shareholder expectation

Institutional Put/Call Ratio

Market sentiment based on institutional option activity.

Put/Call Ratio0.00000%
Total Calls-
Total Puts-

Institutional Ownership

Holdings and activity of institutional investors.

Ownership %83.34% 0.89%
Total Invested$3.19B 0.23%
Investors Holding351 15.00%

ESG Score

No data

About United Community Banks Inc

1,888 employees
CEO: H. Lynn Harton

the bank that service built since 1950, united community bank has been dedicated to providing platinum-level service to our customers as the foundation of every relationship. known as the bank that service built℠, we are committed to i...

Relevant Senate Committees

Joint Committee on Taxation

This committee's role in developing and scoring tax legislation, including revenue estimates and analysis, directly influences corporate tax structures and the financial operating environment for banks like United Community Banks.

Finance

As the primary tax-writing committee, it drives corporate valuations through tax policy, which directly impacts the profitability, capital requirements, and overall financial health of United Community Banks.

Banking, Housing, and Urban Affairs

This is the primary regulatory committee for the financial system, including banks, the Fed, and SEC. It directly impacts bank capital requirements, lending practices, and real estate markets, which are core to United Community Banks' business.

Small Business and Entrepreneurship

United Community Banks explicitly offers Small Business Administration (SBA) loans. This committee directly oversees the SBA, making it highly relevant to a specific and important product line for the bank.