Toronto Dominion Bank
TD
Market Cap$112.65B
Close$
Earnings Call Q2 2025
May 22, 2025 - AI Summary
Strong Financial Performance: TD Bank Group reported Q2 2025 earnings of $3.6 billion, with an earnings per share (EPS) of $1.97, reflecting a robust 5% year-over-year increase in pre-tax pre-provision profits (PTPP) after accounting for adjustments. Revenue grew by 9%, driven mainly by higher trading and fee income, as well as growth in Canadian Personal and Commercial Banking.
Strategic Business Adjustments: The bank has decided to exit its US point-of-sale financing business, a move aimed at reallocating capital to its proprietary card operations, which are viewed as more scalable and profitable. This decision is part of a broader strategic review intended to sharpen focus on core operations and enhance return on equity.
Restructuring Efforts: TD is implementing a restructuring program expected to incur $600 million to $700 million in charges, with anticipated annual run rate savings of $550 million to $650 million. This may result in a 2% reduction in workforce, emphasizing a shift towards automation and efficiency improvements across operations.
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$58.40
12.8% downside
Current Fair Value
12.8% downsideOvervalued by 12.8% based on the discounted cash flow analysis.
Share Statistics
| Market cap | $112.65 Billion |
|---|---|
| Enterprise Value | $22.47 Billion |
| Dividend Yield | $2.946 (4.60870533229433%) |
| Earnings per Share | $4.73 |
| Beta | 0.98 |
| Outstanding Shares | 1,749,900,000 |
Return
| Return on Equity | - |
|---|---|
| Return on Assets | - |
| Return on Invested Capital | - |
Valuation & Multiples
| P/E Ratio | 17.84 |
|---|---|
| PEG | 68.74 |
| Price to Sales | 1.13 |
| Price to Book Ratio | 0.98 |
| Enterprise Value to Revenue | 0.22 |
| Enterprise Value to EBIT | -1182.89 |
| Enterprise Value to Net Income | 2 |
| Total Debt to Enterprise | 2.35 |
| Debt to Equity | 0.44 |
Revenue Sources
No data
Insider Trades
ESG Score
No data
About Toronto Dominion Bank
89,031 employees
CEO: Bharat Masrani The Toronto-Dominion Bank and its subsidiaries are collectively known as TD Bank Group ('TD' or the 'Bank'). TD is the sixth largest bank in North Americaby branches and serves over 26 million customers in three key businesses operating ...