Sun Life Financial, Inc.
SLF - Insider Information
Get informed when a big investor buys or sells
+ FollowMarket Cap$45.43B
Close$
Earnings Call Q4 2024
February 13, 2025 - AI Summary
Strong Q4 Performance with Mixed Results: Sun Life reported Q4 underlying earnings of $965 million, down 2% year-over-year, primarily due to weaker U.S. results from adverse morbidity experience in the stop-loss health insurance segment. Full-year underlying net income increased 3% to $3.9 billion, marking solid growth despite challenges in certain areas.
U.S. Stop-Loss Claims and Pricing Actions: The U.S. medical stop-loss business saw a significant spike in claims severity, resulting in a full-year loss ratio of 74%, slightly above the target of 73%. The company has implemented price increases averaging 14% effective January 1, 2025, and additional underwriting actions to mitigate future risks, but some pressure from severity may persist.
Record Capital Raising and Asset Management Success: SLC Management raised a record $10 billion in Q4, bringing full-year total capital raising to $24 billion, highlighting strong fundamentals across its wealth management segments despite net outflows at MFS. This reflects an opportunity for future growth as investor sentiment may shift positively toward solid real estate and alternative investments.
Exclusive for Stockcircle Pro members
Sign up
$51.80
36.8% downside
Current Fair Value
36.8% downsideOvervalued by 36.8% based on the discounted cash flow analysis.
Insider Trades
Loading insider trades…
Congress Trades
Loading congress trades…
Share Statistics
| Market cap | $45.43 Billion |
|---|---|
| Enterprise Value | $45.66 Billion |
| Annual dividend | $2.71 |
| Dividend yield | 3.32% |
| Earnings per Share | $6.16 |
| Beta | 0.79 |
| Outstanding Shares | 554,000,000 |
Return
| Return on Equity | 13.32% |
|---|---|
| Return on Assets | 0.83% |
| Return on Invested Capital | 0.84% |
Valuation & Multiples
| P/E Ratio | 19.08 |
|---|---|
| PEG | 48.84 |
| Price to Sales | 1.12 |
| Price to Book Ratio | 1.71 |
| Enterprise Value to Revenue | 1.12 |
| Enterprise Value to EBIT | 12.88 |
| Enterprise Value to Net Income | 12 |
| Total Debt to Enterprise | 0.2 |
| Debt to Equity | 0.34 |
Revenue Sources
No data
Last Earnings Call
Report Date
November 4, 2026
EPS Estimate
$1.45
Consensus analyst estimateRevenue Estimate
$986.89 M
Consensus analyst estimateNext Earnings Call
Expected Date
February 10, 2027
EPS Estimate
$1.52
Consensus analyst estimateRevenue Estimate
$1.06 B
Consensus analyst estimateInstitutional Put/Call Ratio
Compares institutional put options with call options. At 0.00, the ratio is below 1, so institutions hold more calls than puts.
| Put/Call Ratio | 0.0000▼ 263.05% |
|---|---|
| Total Calls | -▼ 100.00% |
| Total Puts | -▼ 100.00% |
Institutional Ownership
Holdings and activity of institutional investors.
| Ownership % | 2.12%▼ 43.65% |
|---|---|
| Total Invested | $927.34M▼ 95.39% |
| Investors Holding | 145▼ 370.00% |
About Sun Life Financial, Inc.
40,600 employees
CEO: Dean Connor
Sun Life is a leading international financial services organization providing a diverse range of insurance, wealth and asset management solutions to individuals and corporate Clients. Sun Life Financial has operations in a number of mark...