Banco Santander S.A. - ADR

Banco Santander S.A. - ADR

SAN

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Market Cap$188.91B
Close$

Compare to Similar Companies

P/E RatioDividendsReturn on EquityPrice-to-SalesDebt-to-Equity
Banco Santander S.A. - ADRBanco Santander S.A. - ADR101.96%12%2.64.1

Earnings Call Q1 2025

April 30, 2025 - AI Summary

Strong Q1 2025 Performance: Santander reported a record profit of €3.4 billion for Q1 2025, marking a 19% increase from Q1 2024. All business segments exhibited growth, underscoring the strength of the group's diversified business model.
Net Interest Income (NII) Outlook: The bank anticipates stable NII even with lower interest rate expectations, projecting a slight increase in constant euros year-on-year. Guidance remains at a normalized end rate of around 1.5% by the end of 2025, with retail NII expected to be resilient despite potential declines in net interest margin (NIM).
Cost Efficiency and Transformation: Santander is committed to reducing costs in current euros for 2025, with Q1 expenses growing below revenue and inflation rates. The efficiency ratio improved to 14.8%, demonstrating effective management and operational leverage, which is key to maintaining profitability in a challenging environment.

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$-7.89

Current Fair Value

161.3% downside

Overvalued by 161.3% based on the discounted cash flow analysis.

Share Statistics

Market cap$188.91 Billion
Enterprise Value$485.70 Billion
Dividend Yield$0.28 (1.96%)
Earnings per Share$0.88
Beta0.95
Outstanding Shares15,152,778,000

Return

Return on Equity12.45%ROE
Return on Assets0.71%
Return on Invested Capital0.94%

Valuation & Multiples

P/E Ratio10.02P/E Ratio
PEG16.6PEG
Price to Sales2.57Price to Sales
Price to Book Ratio1.84Price to Book Ratio
Enterprise Value to Revenue5.42
Enterprise Value to EBIT27.67
Enterprise Value to Net Income36
Total Debt to Enterprise0.89
Debt to Equity4.09Debt to Equity

Revenue Sources

No data

Insider Trades

Last Earnings Call

Report Date
April 29, 2026
EPS Estimate
$0.29
Average shareholder expectation
Revenue Estimate
$17.66 B
Average shareholder expectation

Next Earnings Call

Expected Date
July 22, 2026
EPS Estimate
$0.30
Average shareholder expectation
Revenue Estimate
$18.28 B
Average shareholder expectation

Institutional Put/Call Ratio

Market sentiment based on institutional option activity.

Put/Call Ratio0.6138 31.11%
Total Calls1,688,700 149.96%
Total Puts1,036,500 406.85%

Institutional Ownership

Holdings and activity of institutional investors.

Ownership %3.29% 0.25%
Total Invested$5.51B 3.57%
Investors Holding646 53.00%

ESG Score

No data

About Banco Santander S.A.

Relevant Senate Committees

Joint Committee on Taxation

Provides critical analysis and 'revenue estimates' for all tax legislation, directly influencing corporate tax structures, capital investment credits, and the overall tax burden and fiscal policies impacting commercial banks.

Finance

Controls taxation, trade, and entitlement spending, all of which directly impact a commercial bank's profitability (corporate tax rates), international operations (trade policy), and the overall macroeconomic environment.

Agriculture, Nutrition, and Forestry

Oversees the CFTC, which regulates the derivatives market crucial for banks, and is defining the regulatory landscape for cryptocurrencies as digital commodities, directly impacting bank offerings and compliance in this space.

Banking, Housing, and Urban Affairs

This committee is the primary regulator for the entire financial system, including commercial banks, and directly influences bank capital requirements, financial regulations, and oversight bodies like the Fed and SEC.

Foreign Relations

Sanctions legislation and foreign policy directly impact international banks' ability to operate globally, manage compliance, and facilitate cross-border transactions, which is crucial for Banco Santander.