Banco Santander S.A. - ADR
SAN
Get informed when a big investor buys or sells
+ FollowMarket Cap$197.56B
Close$
Earnings Call Q1 2025
April 30, 2025 - AI Summary
Strong Q1 2025 Performance: Santander reported a record profit of €3.4 billion for Q1 2025, marking a 19% increase from Q1 2024. All business segments exhibited growth, underscoring the strength of the group's diversified business model.
Net Interest Income (NII) Outlook: The bank anticipates stable NII even with lower interest rate expectations, projecting a slight increase in constant euros year-on-year. Guidance remains at a normalized end rate of around 1.5% by the end of 2025, with retail NII expected to be resilient despite potential declines in net interest margin (NIM).
Cost Efficiency and Transformation: Santander is committed to reducing costs in current euros for 2025, with Q1 expenses growing below revenue and inflation rates. The efficiency ratio improved to 14.8%, demonstrating effective management and operational leverage, which is key to maintaining profitability in a challenging environment.
Exclusive for Stockcircle Pro members
Sign up
$-12.53
193.1% downside
Current Fair Value
193.1% downsideOvervalued by 193.1% based on the discounted cash flow analysis.
Share Statistics
| Market cap | $197.56 Billion |
|---|---|
| Enterprise Value | $510.28 Billion |
| Dividend Yield | $0.30 (2.00%) |
| Earnings per Share | $0.88 |
| Beta | 0.93 |
| Outstanding Shares | 14,677,923,000 |
Return
| Return on Equity | 12.31% |
|---|---|
| Return on Assets | 0.69% |
| Return on Invested Capital | 0.67% |
Valuation & Multiples
| P/E Ratio | 10.83 |
|---|---|
| PEG | 149.7 |
| Price to Sales | 2.24 |
| Price to Book Ratio | 1.92 |
| Enterprise Value to Revenue | 5.53 |
| Enterprise Value to EBIT | 38.85 |
| Enterprise Value to Net Income | 37 |
| Total Debt to Enterprise | 0.88 |
| Debt to Equity | 4.12 |
Revenue Sources
No data
Insider Trades
Last Earnings Call
Report Date
July 29, 2026
EPS Estimate
$0.30
Average shareholder expectationRevenue Estimate
$17.78 B
Average shareholder expectationNext Earnings Call
Expected Date
October 28, 2026
EPS Estimate
$0.26
Average shareholder expectationRevenue Estimate
$18.14 B
Average shareholder expectationInstitutional Put/Call Ratio
Market sentiment based on institutional option activity.
| Put/Call Ratio | 0.0000▼ 70.67% |
|---|---|
| Total Calls | -▼ 100.00% |
| Total Puts | -▼ 100.00% |
Institutional Ownership
Holdings and activity of institutional investors.
| Ownership % | 0.01%▼ 3.44% |
|---|---|
| Total Invested | $12.84M▼ 99.82% |
| Investors Holding | 37▼ 636.00% |
ESG Score
No data
About Banco Santander S.A.
198,403 employees
CEO: Hector Blas Grisi Checa Banco Santander, S.A. operates as a prominent global financial institution, delivering an extensive suite of retail and commercial banking solutions. Its services cater to a diverse range of clients, from individual customers and small t...