KB Financial Group Inc - ADR
KB
Market Cap$20.66B
Close$
Earnings Call Q4 2024
February 7, 2025 - AI Summary
Strong Financial Performance: KB Financial Group reported a net profit of KRW 5,078.2 billion for FY 2024, which marks a 10.5% year-over-year (YOY) increase. This indicates sustained profitability despite economic headwinds, showing robust earnings capacity supported by diversified business portfolios.
Improved Returns: The Group's Return on Equity (ROE) for 2024 improved to 9.72%, up 0.59 percentage points YOY. Earnings Per Share (EPS) also rose by 12.2% to KRW 12,881, positioning the company within the industry's top tier for profitability metrics.
Conservative Provisioning for Credit Losses: Credit loss provisioning for the year was KRW 2,044.3 billion, a decrease of KRW 1,102.1 billion YOY, reflecting proactive measures taken in previous years. However, despite improvements, the fourth-quarter provisioning increased by 13.5% sequentially, indicating cautious management in light of potential economic uncertainties.
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$77850.87
132887.5% upside
Current Fair Value
132887.5% upsideUndervalued by 132887.5% based on the discounted cash flow analysis.
Share Statistics
| Market cap | $20.66 Billion |
|---|---|
| Enterprise Value | $112.25 Trillion |
| Dividend Yield | $2.26 (2.33954852470672%) |
| Earnings per Share | $12225 |
| Beta | 0.5 |
| Outstanding Shares | 408,935,814 |
Return
| Return on Equity | - |
|---|---|
| Return on Assets | - |
| Return on Invested Capital | - |
Valuation & Multiples
| P/E Ratio | 6.43 |
|---|---|
| PEG | 36.75 |
| Price to Sales | 0.0 |
| Price to Book Ratio | 0.0 |
| Enterprise Value to Revenue | 2.26 |
| Enterprise Value to EBIT | -50.63 |
| Enterprise Value to Net Income | 24 |
| Total Debt to Enterprise | 1.22 |
| Debt to Equity | 2.36 |
Revenue Sources
No data
Insider Trades
ESG Score
No data