Hartford Financial Services Group Inc.

Hartford Financial Services Group Inc.

HIG

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Market Cap$34.85B
Close$

Compare to Similar Companies

P/E RatioDividendsReturn on EquityPrice-to-SalesDebt-to-Equity
Hartford Financial Services Group Inc.Hartford Financial Services Group Inc.8.71.76%22%1.20.2

Earnings Call Q1 2026

April 24, 2026 - AI Summary

Strong Financial Performance: The Hartford reported core earnings of $866 million for Q1 2026, translating to $3.09 per diluted share, with a trailing 12-month core earnings return on equity (ROE) at a robust 20.3%. This showcases the company's continued profitability and effective operational execution.
Business Insurance Growth and Underwriting Discipline: Written premium growth in Business Insurance was 6%, with a strong underlying combined ratio of 89.2%. Small Business premiums grew by 8%, indicating resilience in the segment despite competitive pressures. The company is focusing on disciplined underwriting, which is critical for navigating the current competitive landscape.
Challenges in Workers’ Compensation and Pricing Environment: The workers' compensation market remains competitive, with flat pricing observed in Q1. The company does not anticipate significant improvement in margins for comp in the near term as competitors continue to implement negative rates in various states.

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$415.04

Current Fair Value

229.6% upside

Undervalued by 229.6% based on the discounted cash flow analysis.

Share Statistics

Market cap$34.85 Billion
Enterprise Value$39.06 Billion
Dividend Yield$2.40 (1.76%)
Earnings per Share$13.51
Beta0.5
Outstanding Shares278,300,000

Return

Return on Equity21.50%ROE
Return on Assets4.71%
Return on Invested Capital4.76%

Valuation & Multiples

P/E Ratio8.71P/E Ratio
PEG24.28PEG
Price to Sales1.22Price to Sales
Price to Book Ratio1.88Price to Book Ratio
Enterprise Value to Revenue1.36
Enterprise Value to EBIT9.58
Enterprise Value to Net Income9
Total Debt to Enterprise0.11
Debt to Equity0.23Debt to Equity

Revenue Sources

No data

Insider Trades

Last Earnings Call

Report Date
April 23, 2026
EPS Estimate
$3.39
Average shareholder expectation
Revenue Estimate
$7.35 B
Average shareholder expectation

Next Earnings Call

Expected Date
July 27, 2026
EPS Estimate
$3.30
Average shareholder expectation
Revenue Estimate
$7.39 B
Average shareholder expectation

Institutional Put/Call Ratio

Market sentiment based on institutional option activity.

Put/Call Ratio0.2359 22.77%
Total Calls493,500 37.81%
Total Puts116,400 29.88%

Institutional Ownership

Holdings and activity of institutional investors.

Ownership %89.83% 2.55%
Total Invested$33.81B 4.53%
Investors Holding1,193 5.00%

ESG Score

No data

About Hartford Financial Services Group Inc.

18,500 employees
CEO: Christopher Swift

Relevant Senate Committees

Joint Committee on Taxation

This committee provides the official analysis and 'scoring' for all tax legislation, which is critical for a financial services company like HIG, impacting its operational costs, investment returns, and product offerings.

Finance

This powerful committee controls taxation, trade, and entitlement spending. Tax policy directly impacts HIG's profitability, investment strategies, and the attractiveness of its financial products. Entitlement spending also significantly affects the financial planning landscape for its clients.

Health, Education, Labor, and Pensions

The committee's explicit jurisdiction over 'Pensions' is highly relevant. It influences labor laws that impact employer-sponsored plans and health policies that affect insurance products and healthcare costs for beneficiaries.

Banking, Housing, and Urban Affairs

This committee directly regulates the broader financial system, including financial stability and oversight of entities like the SEC and HUD. While insurance is state-regulated, federal financial oversight influences the entire sector, including pension funds and insurance companies.