Guidewire Software Inc
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+ FollowMarket Cap$13.33B
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Earnings Call Q4 2025
September 4, 2025 - AI Summary
Strong Financial Growth: Guidewire Software achieved a 19% year-over-year increase in Annual Recurring Revenue (ARR) for fiscal 2025, reaching $1.032 billion. Fully ramped ARR soared by 22% on a constant currency basis. This growth reflects high demand for the Guidewire Cloud Platform and successful modernization initiatives within the property and casualty insurance sector.
Record Low ARR Attrition: The company reported the lowest ARR attrition rate since disclosures began, attributed to increased focus on customer success, quality implementations, and a generally stable industry environment with minimal M&A activity impacting customers. This reflects a robust customer base and effective engagement strategies.
Strategic Partnerships and Long-term Contracts: A landmark 10-year deal with Liberty Mutual exemplifies strong customer commitment to the Guidewire Cloud Platform. While this deal may not signal a broader industry trend yet, ongoing conversations with Tier 1 insurers about strategic partnerships and longer-term commitments indicate positive momentum.
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$52.31
69.3% downside
Current Fair Value
69.3% downsideOvervalued by 69.3% based on the discounted cash flow analysis.
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Share Statistics
| Market cap | $13.33 Billion |
|---|---|
| Enterprise Value | $14.10 Billion |
| Earnings per Share | $1.65 |
| Beta | 1.03 |
| Outstanding Shares | 82,870,116 |
Return
| Return on Equity | 11.67% |
|---|---|
| Return on Assets | 5.41% |
| Return on Invested Capital | 7.94% |
Valuation & Multiples
| P/E Ratio | 98.54 |
|---|---|
| PEG | -249.04 |
| Price to Sales | 10.04 |
| Price to Book Ratio | 12.19 |
| Enterprise Value to Revenue | 9.56 |
| Enterprise Value to EBIT | 92.81 |
| Enterprise Value to Net Income | 101 |
| Total Debt to Enterprise | 0.08 |
| Debt to Equity | 0.96 |
Revenue Sources
No data
Last Earnings Call
Report Date
September 3, 2026
EPS Estimate
$0.93
Consensus analyst estimateRevenue Estimate
$402.61 M
Consensus analyst estimateNext Earnings Call
Expected Date
December 2, 2026
EPS Estimate
$0.83
Consensus analyst estimateRevenue Estimate
$383.22 M
Consensus analyst estimateInstitutional Put/Call Ratio
Compares institutional put options with call options. At 0.00, the ratio is below 1, so institutions hold more calls than puts.
| Put/Call Ratio | 0.0000▼ 55.11% |
|---|---|
| Total Calls | -▼ 100.00% |
| Total Puts | -▼ 100.00% |
Institutional Ownership
Holdings and activity of institutional investors.
| Ownership % | 3.04%▼ 101.19% |
|---|---|
| Total Invested | $360.89M▼ 96.56% |
| Investors Holding | 161▼ 420.00% |
About Guidewire Software Inc
4,174 employees
CEO: Michael Rosenbaum
Guidewire is the platform P&C insurers trust to engage, innovate, and grow efficiently. Guidewire combines digital, core, analytics, and AI to deliver our platform as a cloud service. More than 400 insurers, from new ventures to the larg...