Guidewire Software Inc
GWRE
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+ FollowMarket Cap$14.2B
Close$
Earnings Call Q4 2025
September 4, 2025 - AI Summary
Strong Financial Growth: Guidewire Software achieved a 19% year-over-year increase in Annual Recurring Revenue (ARR) for fiscal 2025, reaching $1.032 billion. Fully ramped ARR soared by 22% on a constant currency basis. This growth reflects high demand for the Guidewire Cloud Platform and successful modernization initiatives within the property and casualty insurance sector.
Record Low ARR Attrition: The company reported the lowest ARR attrition rate since disclosures began, attributed to increased focus on customer success, quality implementations, and a generally stable industry environment with minimal M&A activity impacting customers. This reflects a robust customer base and effective engagement strategies.
Strategic Partnerships and Long-term Contracts: A landmark 10-year deal with Liberty Mutual exemplifies strong customer commitment to the Guidewire Cloud Platform. While this deal may not signal a broader industry trend yet, ongoing conversations with Tier 1 insurers about strategic partnerships and longer-term commitments indicate positive momentum.
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$33.39
81.7% downside
Current Fair Value
81.7% downsideOvervalued by 81.7% based on the discounted cash flow analysis.
Share Statistics
| Market cap | $14.20 Billion |
|---|---|
| Enterprise Value | $14.91 Billion |
| Dividend Yield | $- (-) |
| Earnings per Share | $0.83 |
| Beta | 0.95 |
| Outstanding Shares | 84,630,718 |
Return
| Return on Equity | 12.14% |
|---|---|
| Return on Assets | 6.30% |
| Return on Invested Capital | 7.24% |
Valuation & Multiples
| P/E Ratio | 90.23 |
|---|---|
| PEG | -140.57 |
| Price to Sales | 11.41 |
| Price to Book Ratio | 12.17 |
| Enterprise Value to Revenue | 10.49 |
| Enterprise Value to EBIT | 101.05 |
| Enterprise Value to Net Income | 93 |
| Total Debt to Enterprise | 0.07 |
| Debt to Equity | 0.76 |
Revenue Sources
No data
Insider Trades
Last Earnings Call
Report Date
June 9, 2026
EPS Estimate
$0.74
Average shareholder expectationRevenue Estimate
$354.73 M
Average shareholder expectationNext Earnings Call
Expected Date
September 3, 2026
EPS Estimate
$0.93
Average shareholder expectationRevenue Estimate
$402.61 M
Average shareholder expectationInstitutional Put/Call Ratio
Market sentiment based on institutional option activity.
| Put/Call Ratio | 0.4228▼ 7.77% |
|---|---|
| Total Calls | 49,200▼ 88.70% |
| Total Puts | 20,800▼ 90.45% |
Institutional Ownership
Holdings and activity of institutional investors.
| Ownership % | 26.48%▼ 74.54% |
|---|---|
| Total Invested | $2.62B▼ 79.49% |
| Investors Holding | 249▼ 367.00% |
ESG Score
No data
About Guidewire Software Inc
CEO: Michael Rosenbaum Guidewire is the platform P&C insurers trust to engage, innovate, and grow efficiently. Guidewire combines digital, core, analytics, and AI to deliver our platform as a cloud service. More than 400 insurers, from new ventures to the larg...