Equifax, Inc.

Equifax, Inc.

EFX

Get informed when a big investor buys or sells

+ Follow
Market Cap$20.27B
Close$

Compare to Similar Companies

P/E RatioDividendsReturn on EquityPrice-to-SalesDebt-to-Equity
Equifax, Inc.Equifax, Inc.30.11.23%16%3.21.3

Earnings Call Q2 2026

July 21, 2026 - AI Summary

Strong 2Q performance & margin expansion (beat guidance) - Revenue: $1.7B, +11% reported / +10% constant currency, $5M above April guidance midpoint. - EPS: $2.25, +13% YoY, $0.05 above midpoint guidance. - EBITDA: $552M (+10.5% YoY); EBITDA margin ex-FICO ~35%, +120 bps YoY, 40 bps above April midpoint; operating leverage + AI-driven cost productivity cited as key drivers. - Good: Diversified Markets strength (especially Workforce Solutions and USIS diversified markets) drove results; U.S. mortgage performance was stronger than expected vs a weaker market environment.
Shareholder returns: dividends + buybacks, strong cash generation - Returned $366M in 2Q: $300M buybacks (~1.8M shares, >1% of shares outstanding) + $66M dividends (dividend up 12% in Feb). - Cash conversion: management reiterates >100% expected; expects free cash flow > $1B in 2026. - Good/surprising: Over last 12 months ended June 30, returned $1.6B (~100% of operating cash flow), highlighting unusually strong cash return pace.
Acquisition update: Círculo de Crédito (Mexico) - Signed definitive agreement to acquire Círculo de Crédito for EV $750M (announced as completed in 4Q 2026, subject to regulatory approvals). - Valuation: 9.4x EBITDA multiple including expected run-rate synergies; described as attractive and below Equifax’s multiple. - Accretive in year one expected; Mexico market position includes 2B trade lines / 80M validated identities and alternative data (gig/utility payments). - Opportunity: Expands Equifax’s alternative-data and cloud-native/EFX.AI capabilities in a fast-growing, underpenetrated credit market. - Risk/negative note (implied): Integration + regulatory/approval timing could affect deal execution; management must balance acquisition with buybacks while keeping debt leverage <3x EBITDA.

Exclusive for Stockcircle Pro members

Sign upSign Up
$211.29

Target Price by Analysts

22.5% upsideEquifax Target Price DetailsTarget Price
$91.83

Current Fair Value

46.8% downside

Overvalued by 46.8% based on the discounted cash flow analysis.

Share Statistics

Market cap$20.27 Billion
Enterprise Value$25.67 Billion
Dividend Yield$2.12 (1.23%)
Earnings per Share$5.36
Beta1.32
Outstanding Shares118,400,000

Return

Return on Equity15.78%ROE
Return on Assets5.77%
Return on Invested Capital12.36%

Valuation & Multiples

P/E Ratio30.11P/E Ratio
PEG-778.43PEG
Price to Sales3.2Price to Sales
Price to Book Ratio4.54Price to Book Ratio
Enterprise Value to Revenue3.98
Enterprise Value to EBIT22.2
Enterprise Value to Net Income37
Total Debt to Enterprise0.22
Debt to Equity1.27Debt to Equity

Revenue Sources

No data

Insider Trades

Last Earnings Call

Report Date
July 21, 2026
EPS Estimate
$2.20
Average shareholder expectation
Revenue Estimate
$1.70 B
Average shareholder expectation

Next Earnings Call

Expected Date
July 28, 2026
EPS Estimate
$2.26
Average shareholder expectation
Revenue Estimate
$1.70 B
Average shareholder expectation

Institutional Put/Call Ratio

Market sentiment based on institutional option activity.

Put/Call Ratio0.0000 70.35%
Total Calls- 100.00%
Total Puts- 100.00%

Institutional Ownership

Holdings and activity of institutional investors.

Ownership %2.69% 97.46%
Total Invested$496.19M 97.71%
Investors Holding129 762.00%

ESG Score

No data

About Equifax, Inc.

CEO: Mark Begor

Relevant Senate Committees

Joint Committee on Taxation

This committee's role in developing and analyzing tax legislation and providing revenue estimates directly influences corporate tax structures and the overall tax burden, which has a significant financial impact on Equifax and its profitability.

Finance

As the most powerful economic committee, it controls taxation and trade policy. Changes to corporate tax rates directly impact Equifax's profitability. Trade policies could affect its global operations and data flows. Overall economic policy significantly influences consumer credit behavior and the demand for Equifax's services.

Judiciary

This committee oversees antitrust laws and intellectual property, both highly relevant to a major information services company like Equifax. Antitrust investigations or intellectual property disputes could significantly impact Equifax's market position and operations.

Banking, Housing, and Urban Affairs

This committee directly regulates the financial system, including the Fed and SEC, which are critical for Equifax's clients and data sources in credit reporting and financial services. Decisions on bank capital, consumer financial protection, and data security in finance would directly and profoundly impact Equifax's business model and compliance requirements.

Select Committee on Intelligence

Given Equifax handles highly sensitive personal data, cybersecurity is paramount. Members receive classified briefings on global threats, including cyber warfare, which could provide critical non-public information regarding systemic risks or government directives impacting data security and the IT infrastructure that Equifax relies upon.

Commerce, Science, and Transportation

This committee has vast jurisdiction over interstate commerce, including the FTC, which is a key regulator for consumer protection, data privacy, and unfair business practices directly relevant to Equifax's credit reporting and data services. Regulations impacting 'Big Tech' or data privacy would directly affect Equifax.

Homeland Security and Governmental Affairs

This committee's oversight of government procurement and emerging AI risks in financial markets directly impacts Equifax, a provider of data and identity services to government agencies, and whose data analytics could fall under AI regulation. Members could possess non-public information regarding federal contracts, cybersecurity threats, or regulatory shifts.