Equifax, Inc.

Equifax, Inc.

EFX

Get informed when a big investor buys or sells

+ Follow
Market Cap$21.45B
Close$

Compare to Similar Companies

P/E RatioDividendsReturn on EquityPrice-to-SalesDebt-to-Equity
Equifax, Inc.Equifax, Inc.31.91.16%16%3.41.3

Earnings Call Q2 2026

July 21, 2026 - AI Summary

Strong 2Q performance & margin expansion (beat guidance) - Revenue: $1.7B, +11% reported / +10% constant currency, $5M above April guidance midpoint. - EPS: $2.25, +13% YoY, $0.05 above midpoint guidance. - EBITDA: $552M (+10.5% YoY); EBITDA margin ex-FICO ~35%, +120 bps YoY, 40 bps above April midpoint; operating leverage + AI-driven cost productivity cited as key drivers. - Good: Diversified Markets strength (especially Workforce Solutions and USIS diversified markets) drove results; U.S. mortgage performance was stronger than expected vs a weaker market environment.
Shareholder returns: dividends + buybacks, strong cash generation - Returned $366M in 2Q: $300M buybacks (~1.8M shares, >1% of shares outstanding) + $66M dividends (dividend up 12% in Feb). - Cash conversion: management reiterates >100% expected; expects free cash flow > $1B in 2026. - Good/surprising: Over last 12 months ended June 30, returned $1.6B (~100% of operating cash flow), highlighting unusually strong cash return pace.
Acquisition update: Círculo de Crédito (Mexico) - Signed definitive agreement to acquire Círculo de Crédito for EV $750M (announced as completed in 4Q 2026, subject to regulatory approvals). - Valuation: 9.4x EBITDA multiple including expected run-rate synergies; described as attractive and below Equifax’s multiple. - Accretive in year one expected; Mexico market position includes 2B trade lines / 80M validated identities and alternative data (gig/utility payments). - Opportunity: Expands Equifax’s alternative-data and cloud-native/EFX.AI capabilities in a fast-growing, underpenetrated credit market. - Risk/negative note (implied): Integration + regulatory/approval timing could affect deal execution; management must balance acquisition with buybacks while keeping debt leverage <3x EBITDA.

Exclusive for Stockcircle Pro members

Sign upSign Up
$211.29

Target Price by Analysts

13.9% upsideEquifax Target Price DetailsTarget Price
$90.81

Current Fair Value

51.1% downside

Overvalued by 51.1% based on the discounted cash flow analysis.

Share Statistics

Market cap$21.45 Billion
Enterprise Value$26.85 Billion
Dividend Yield$2.12 (1.16%)
Earnings per Share$5.36
Beta1.32
Outstanding Shares118,400,000

Return

Return on Equity15.78%ROE
Return on Assets5.77%
Return on Invested Capital12.36%

Valuation & Multiples

P/E Ratio31.86P/E Ratio
PEG-823.63PEG
Price to Sales3.44Price to Sales
Price to Book Ratio4.88Price to Book Ratio
Enterprise Value to Revenue4.17
Enterprise Value to EBIT23.22
Enterprise Value to Net Income38
Total Debt to Enterprise0.21
Debt to Equity1.27Debt to Equity

Revenue Sources

No data

Insider Trades

Last Earnings Call

Report Date
July 28, 2026
EPS Estimate
$2.26
Average shareholder expectation
Revenue Estimate
$1.70 B
Average shareholder expectation

Next Earnings Call

Expected Date
October 20, 2026
EPS Estimate
$2.25
Average shareholder expectation
Revenue Estimate
$1.70 B
Average shareholder expectation

Institutional Put/Call Ratio

Market sentiment based on institutional option activity.

Put/Call Ratio1.2500 54.65%
Total Calls6,400 95.06%
Total Puts8,000 91.22%

Institutional Ownership

Holdings and activity of institutional investors.

Ownership %25.35% 73.66%
Total Invested$4.82B 77.74%
Investors Holding421 472.00%

ESG Score

No data

About Equifax, Inc.

CEO: Mark Begor