Citizens & Northern Corp

Citizens & Northern Corp

CZNC

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Market Cap$377.32M
Close$

Compare to Similar Companies

P/E RatioDividendsReturn on EquityPrice-to-SalesDebt-to-Equity
Citizens & Northern CorpCitizens & Northern Corp21.45.32%5%70.6
$14.22

Current Fair Value

31.9% downside

Overvalued by 31.9% based on the discounted cash flow analysis.

Share Statistics

Market cap$377.32 Million
Enterprise Value$544.87 Million
Dividend Yield$1.12 (5.32%)
Earnings per Share$1.46
Beta0.44
Outstanding Shares17,665,099

Return

Return on Equity5.19%ROE
Return on Assets0.59%
Return on Invested Capital0.80%

Valuation & Multiples

P/E Ratio21.37P/E Ratio
PEG-22.34PEG
Price to Sales6.97Price to Sales
Price to Book Ratio4.18Price to Book Ratio
Enterprise Value to Revenue9.06
Enterprise Value to EBIT23.25
Enterprise Value to Net Income31
Total Debt to Enterprise0.35
Debt to Equity0.58Debt to Equity

Revenue Sources

No data

Insider Trades

Last Earnings Call

Report Date
May 13, 2026
EPS Estimate
$0.58
Average shareholder expectation
Revenue Estimate
$35.60 M
Average shareholder expectation

Next Earnings Call

Expected Date
July 16, 2026
EPS Estimate
$0.62
Average shareholder expectation
Revenue Estimate
$36.50 M
Average shareholder expectation

Institutional Put/Call Ratio

Market sentiment based on institutional option activity.

Put/Call Ratio0.00000%
Total Calls-
Total Puts60,260 Infinity%

Institutional Ownership

Holdings and activity of institutional investors.

Ownership %34.63% 0.56%
Total Invested$123.27M 12.47%
Investors Holding96 3.00%

ESG Score

No data

About Citizens & Northern Corp