Citizens & Northern Corp
CZNC - Insider Information
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+ FollowMarket Cap$502.71M
Close$
$15.80
44.5% downside
Current Fair Value
44.5% downsideOvervalued by 44.5% based on the discounted cash flow analysis.
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Share Statistics
| Market cap | $502.71 Million |
|---|---|
| Enterprise Value | $434.82 Million |
| Annual dividend | $1.12 |
| Dividend yield | 4.00% |
| Earnings per Share | $1.46 |
| Beta | 0.4 |
| Outstanding Shares | 17,793,424 |
Return
| Return on Equity | 10.13% |
|---|---|
| Return on Assets | 1.11% |
| Return on Invested Capital | 1.21% |
Valuation & Multiples
| P/E Ratio | 14.19 |
|---|---|
| PEG | 9.55 |
| Price to Sales | 3.16 |
| Price to Book Ratio | 1.5 |
| Enterprise Value to Revenue | 2.48 |
| Enterprise Value to EBIT | 11.48 |
| Enterprise Value to Net Income | 12 |
| Total Debt to Enterprise | 0.03 |
| Debt to Equity | 0.04 |
Revenue Sources
No data
Last Earnings Call
Report Date
October 22, 2026
EPS Estimate
$0.68
Consensus analyst estimateRevenue Estimate
$42.28 M
Consensus analyst estimateNext Earnings Call
Expected Date
January 21, 2027
EPS Estimate
$0.72
Consensus analyst estimateRevenue Estimate
$37.60 M
Consensus analyst estimateInstitutional Put/Call Ratio
Compares institutional put options with call options. At 0.00, the ratio is below 1, so institutions hold more calls than puts.
| Put/Call Ratio | 0.00000% |
|---|---|
| Total Calls | - |
| Total Puts | - |
Institutional Ownership
Holdings and activity of institutional investors.
| Ownership % | 1.04%▼ 33.08% |
|---|---|
| Total Invested | $4.60M▼ 96.73% |
| Investors Holding | 23▼ 72.00% |