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James Friedman Score: 37

Analyst at Susquehanna, Scotiabank
Avg Return (Buy)
? How much profit would you make?
Calculates the average return of all BUY recommendations after exactly 1 year (or today if newer).

Note: Sell ratings are ignored here to focus on investment potential.
-10.7%
1 Year Cap
Win Rate
? How often is the direction correct?
Percentage of trades that are currently profitable.
• Buy: Stock price went UP 📈
• Sell: Stock price went DOWN 📉
31%
17 W / 37 L
Target Met
? How often was the target reached?
Hits vs. Total.
74%
23 W / 8 L
Precision Hit
? How often precise (±3%)?
Hits vs. Total.
26%
8 W / 23 L
Bullseye Hit
? How often perfect (±1%)?
Hits vs. Total.
16%
5 W / 26 L
High Conviction
? The "Brave" Trades (>20% Upside)
Win Rate only for recommendations where the analyst predicted a massive move (>20%).
Shows if they are right when they bet big.
30%
8 W / 19 L
Long Wins
? Success rate for BUY ratings
How often is the analyst right when saying "Buy"?
(Price went UP).
28%
14 W / 36 L
Short Wins
? Success rate for SELL ratings
How often is the analyst right when saying "Sell"?
(Price went DOWN).
75%
3 W / 1 L

Coverage & Price Targets

Date Stock Signal Target Start Price Best Price (1Y) Accuracy Current Price
Jul 31, 2026
Western Union Company WU
BUY $8.00
Est. +19%
$6.70 $7.21
Pending
$6.55 -2.3%
Jul 29, 2026
PayPal Holdings Inc PYPL
BUY $67.00
Est. +15%
$58.32 $59.47
Pending
$57.87 -0.8%
Jul 24, 2026
International Business Machines Corp. IBM
BUY $225.00
Est. +6%
$211.99 $230.97
Precision Hit (±3%)
$226.31 +6.8%
Jul 10, 2026
Infosys Ltd - ADR INFY
BUY $12.00
Est. +8%
$11.13 $12.70
Target Met
$12.25 +10.1%
Jul 01, 2026
Circle Internet Group CRCL
BUY $69.00
Est. +10%
$62.63 $72.86
Target Met
$60.35 -3.6%
Jun 03, 2026
Nu Holdings Ltd - Ordinary Shares Class A NU
BUY $13.00
Est. +9%
$11.93 $14.85
Target Met
$14.44 +21.0%
May 04, 2026
Fiserv, Inc. FISV
BUY $91.00
Est. +46%
$62.14 $64.03
Pending
$54.35 -12.5%
May 04, 2026
EPAM Systems Inc EPAM
BUY $167.00
Est. +49%
$112.33 $113.85
Pending
$107.26 -4.5%
Mar 09, 2026
AGI Inc AGBK
BUY $17.00
Est. +61%
$10.58 $7.40
Pending
$7.17 -32.2%
Feb 13, 2026
Kyndryl Holdings Inc KD
BUY $16.00
Est. +41%
$11.34 $14.94
Pending
$13.92 +22.8%
Feb 06, 2026
Affirm Holdings Inc - Ordinary Shares - Class A AFRM
BUY $100.00
Est. +68%
$59.42 $86.80
Pending
$75.63 +27.3%
Jan 23, 2026
Cognizant Technology Solutions Corp. - Ordinary Shares - Class A CTSH
BUY $98.00
Est. +16%
$84.54 $85.93
Pending
$55.17 -34.7%
Nov 12, 2025
Fiserv, Inc. FISV
BUY $99.00
Est. +55%
$63.80 $70.41
Pending
$54.35 -14.8%
Nov 12, 2025
Fiserv, Inc. FI
BUY $99.00
Est. +55%
$63.80 - -
$63.80 0.0%
Nov 06, 2025
Fidelity National Information Services, Inc. FIS
BUY $69.00
Est. +8%
$63.90 $68.37
Bullseye Hit (±1%)
$44.78 -29.9%
Oct 31, 2025
DXC Technology Co DXC
BUY $14.00
Est. +0%
$13.94 $15.68
Target Met
$10.97 -21.3%
May 20, 2025
Evertec Inc EVTC
BUY $39.00
Est. +2%
$38.37 $38.56
Precision Hit (±3%)
$31.11 -18.9%
May 14, 2025
PagSeguro Digital Ltd - Ordinary Shares - Class A PAGS
BUY $14.00
Est. +44%
$9.73 $12.32
Miss
$9.60 -1.3%
Apr 24, 2025
Western Union Company WU
BUY $11.00
Est. +10%
$10.01 $10.37
Miss
$6.55 -34.6%
Apr 23, 2025
Kyndryl Holdings Inc KD
BUY $43.00
Est. +39%
$31.01 $44.20
Precision Hit (±3%)
$13.92 -55.1%
Apr 23, 2025
Globant S.A. GLOB
BUY $160.00
Est. +43%
$112.24 $142.25
Miss
$37.14 -66.9%
Dec 11, 2024
Visa Inc - Ordinary Shares - Class A V
BUY $375.00
Est. +20%
$313.79 $375.51
Bullseye Hit (±1%)
$365.67 +16.5%
Nov 04, 2024
Shift4 Payments Inc - Ordinary Shares - Class A FOUR
BUY $105.00
Est. +16%
$90.18 $127.14
Target Met
$54.26 -39.8%
Nov 01, 2024
Mastercard Incorporated - Ordinary Shares - Class A MA
BUY $605.00
Est. +19%
$508.08 $601.77
Bullseye Hit (±1%)
$570.97 +12.4%
Oct 30, 2024
PayPal Holdings Inc PYPL
BUY $94.00
Est. +17%
$80.28 $93.64
Bullseye Hit (±1%)
$57.87 -27.9%
Sep 27, 2024
Accenture plc - Ordinary Shares - Class A ACN
BUY $360.00
Est. +1%
$355.81 $398.34
Target Met
$165.76 -53.4%
Sep 05, 2024
Evertec Inc EVTC
SELL $28.00
Est. +17%
$33.73 $31.11 (Low)
Miss
$31.11 +7.8%
Aug 28, 2024
MercadoLibre Inc MELI
BUY $2,350.00
Est. +18%
$2,000.00 $2,645.22
Target Met
$1,898.79 -5.1%
Aug 23, 2024
BILL Holdings Inc BILL
BUY $91.00
Est. +92%
$47.49 $100.19
Target Met
$47.22 -0.6%
Aug 15, 2024
DLocal Limited - Ordinary Shares Class A DLO
BUY $14.00
Est. +67%
$8.36 $16.44
Target Met
$15.31 +83.1%
Aug 15, 2024
Paysafe Limited - Ordinary Shares - Class A PSFE
BUY $23.00
Est. +12%
$20.55 $26.19
Target Met
$7.84 -61.8%
Aug 08, 2024
Global Payments, Inc. GPN
BUY $147.00
Est. +48%
$99.46 $120.00
Miss
$86.19 -13.3%
Aug 01, 2024
Mastercard Incorporated - Ordinary Shares - Class A MA
BUY $540.00
Est. +18%
$459.49 $594.71
Target Met
$570.97 +24.3%
Jul 16, 2024
Nu Holdings Ltd - Ordinary Shares Class A NU
BUY $16.00
Est. +20%
$13.34 $16.14
Bullseye Hit (±1%)
$14.44 +8.2%
Jul 02, 2024
PayPal Holdings Inc PYPL
BUY $71.00
Est. +23%
$57.81 $93.64
Target Met
$57.87 +0.1%
Jun 21, 2024
Accenture plc - Ordinary Shares - Class A ACN
SELL $293.00
Est. +5%
$308.98 $273.19 (Low)
Target Met
$165.76 +46.4%
Jun 12, 2024
DXC Technology Co DXC
BUY $19.00
Est. +4%
$18.34 $24.83
Target Met
$10.97 -40.2%
May 17, 2024
DXC Technology Co DXC
SELL $15.00
Est. +7%
$16.20 $13.44 (Low)
Target Met
$10.97 +32.3%
May 15, 2024
Nu Holdings Ltd - Ordinary Shares Class A NU
BUY $14.00
Est. +21%
$11.55 $16.14
Target Met
$14.44 +25.0%
May 14, 2024
Paysafe Limited - Ordinary Shares - Class A PSFE
BUY $16.00
Est. +2%
$15.67 $26.19
Target Met
$7.84 -50.0%
Apr 19, 2024
Infosys Ltd - ADR INFY
SELL $14.00
Est. +15%
$16.51 $15.83 (Low)
Miss
$12.25 +25.8%
Feb 12, 2024
Kyndryl Holdings Inc KD
BUY $27.00
Est. +27%
$21.34 $43.60
Target Met
$13.92 -34.8%
Aug 03, 2023
PayPal Holdings Inc PYPL
BUY $78.00
Est. +21%
$64.72 $67.30
Miss
$57.87 -10.6%
May 05, 2023
Block Inc - Ordinary Shares - Class A SQ
BUY $100.00
Est. +69%
$59.01 - -
$83.46 +41.4%
Sep 20, 2022
PayPal Holdings Inc PYPL
BUY $100.00
Est. +5%
$95.03 - -
$57.87 -39.1%
May 16, 2022
EPAM Systems Inc EPAM
BUY $370.00
Est. +16%
$319.25 - -
$107.26 -66.4%
May 13, 2022
Nu Holdings Ltd - Ordinary Shares Class A NU
BUY $10.00
Est. +117%
$4.60 - -
$14.44 +213.9%
Apr 28, 2022
Block Inc - Ordinary Shares - Class A SQ
BUY $160.00
Est. +60%
$99.93 - -
$83.46 -16.5%
Apr 28, 2022
PayPal Holdings Inc PYPL
BUY $115.00
Est. +25%
$92.09 - -
$57.87 -37.2%
Feb 18, 2022
EPAM Systems Inc EPAM
BUY $490.00
Est. +11%
$443.23 - -
$107.26 -75.8%
Feb 02, 2022
PayPal Holdings Inc PYPL
BUY $220.00
Est. +66%
$132.57 - -
$57.87 -56.3%
Jan 28, 2022
Visa Inc - Ordinary Shares - Class A V
BUY $290.00
Est. +27%
$227.63 - -
$365.67 +60.6%
Jan 06, 2022
Global Payments, Inc. GPN
BUY $240.00
Est. +59%
$150.96 - -
$86.19 -42.9%
Dec 17, 2021
Accenture plc - Ordinary Shares - Class A ACN
BUY $460.00
Est. +16%
$395.22 - -
$165.76 -58.1%
Dec 14, 2021
Fiserv, Inc. FISV
BUY $135.00
Est. +30%
$104.23 - -
$54.35 -47.9%
Dec 06, 2021
Fidelity National Information Services, Inc. FIS
BUY $176.00
Est. +66%
$106.09 - -
$44.78 -57.8%
Nov 19, 2021
Cognizant Technology Solutions Corp. - Ordinary Shares - Class A CTSH
BUY $100.00
Est. +22%
$81.74 - -
$55.17 -32.5%
Nov 03, 2021
Western Union Company WU
BUY $21.00
Est. +16%
$18.03 - -
$6.55 -63.7%
Apr 30, 2021
Mastercard Incorporated - Ordinary Shares - Class A MA
BUY $450.00
Est. +18%
$380.10 $399.92
Miss
$570.97 +50.2%
Signal & Target
BUY $8.00
Start Price $6.70
Best Price (1Y)
$7.21
Current Price $6.55
Return -2.3%
Signal & Target
BUY $67.00
Start Price $58.32
Best Price (1Y)
$59.47
Current Price $57.87
Return -0.8%
Signal & Target
BUY $225.00
Start Price $211.99
Best Price (1Y)
$230.97
Current Price $226.31
Return +6.8%
Signal & Target
BUY $12.00
Start Price $11.13
Best Price (1Y)
$12.70
Current Price $12.25
Return +10.1%
Signal & Target
BUY $69.00
Start Price $62.63
Best Price (1Y)
$72.86
Current Price $60.35
Return -3.6%
Signal & Target
BUY $13.00
Start Price $11.93
Best Price (1Y)
$14.85
Current Price $14.44
Return +21.0%
Fiserv, Inc.
FISV
May 04, 2026
Signal & Target
BUY $91.00
Start Price $62.14
Best Price (1Y)
$64.03
Current Price $54.35
Return -12.5%
Signal & Target
BUY $167.00
Start Price $112.33
Best Price (1Y)
$113.85
Current Price $107.26
Return -4.5%
AGI Inc
AGBK
Mar 09, 2026
Signal & Target
BUY $17.00
Start Price $10.58
Best Price (1Y)
$7.40
Current Price $7.17
Return -32.2%
Signal & Target
BUY $16.00
Start Price $11.34
Best Price (1Y)
$14.94
Current Price $13.92
Return +22.8%
Signal & Target
BUY $100.00
Start Price $59.42
Best Price (1Y)
$86.80
Current Price $75.63
Return +27.3%
Signal & Target
BUY $98.00
Start Price $84.54
Best Price (1Y)
$85.93
Current Price $55.17
Return -34.7%
Fiserv, Inc.
FISV
Nov 12, 2025
Signal & Target
BUY $99.00
Start Price $63.80
Best Price (1Y)
$70.41
Current Price $54.35
Return -14.8%
Fiserv, Inc.
FI
Nov 12, 2025
Signal & Target
BUY $99.00
Start Price $63.80
Best Price (1Y)
-
Current Price $63.80
Return 0.0%
Signal & Target
BUY $69.00
Start Price $63.90
Best Price (1Y)
$68.37
Current Price $44.78
Return -29.9%
Signal & Target
BUY $14.00
Start Price $13.94
Best Price (1Y)
$15.68
Current Price $10.97
Return -21.3%
Evertec Inc
EVTC
May 20, 2025
Signal & Target
BUY $39.00
Start Price $38.37
Best Price (1Y)
$38.56
Current Price $31.11
Return -18.9%
Signal & Target
BUY $14.00
Start Price $9.73
Best Price (1Y)
$12.32
Current Price $9.60
Return -1.3%
Signal & Target
BUY $11.00
Start Price $10.01
Best Price (1Y)
$10.37
Current Price $6.55
Return -34.6%
Signal & Target
BUY $43.00
Start Price $31.01
Best Price (1Y)
$44.20
Current Price $13.92
Return -55.1%
Globant S.A.
GLOB
Apr 23, 2025
Signal & Target
BUY $160.00
Start Price $112.24
Best Price (1Y)
$142.25
Current Price $37.14
Return -66.9%
Signal & Target
BUY $375.00
Start Price $313.79
Best Price (1Y)
$375.51
Current Price $365.67
Return +16.5%
Signal & Target
BUY $105.00
Start Price $90.18
Best Price (1Y)
$127.14
Current Price $54.26
Return -39.8%
Signal & Target
BUY $605.00
Start Price $508.08
Best Price (1Y)
$601.77
Current Price $570.97
Return +12.4%
Signal & Target
BUY $94.00
Start Price $80.28
Best Price (1Y)
$93.64
Current Price $57.87
Return -27.9%
Signal & Target
BUY $360.00
Start Price $355.81
Best Price (1Y)
$398.34
Current Price $165.76
Return -53.4%
Evertec Inc
EVTC
Sep 05, 2024
Signal & Target
SELL $28.00
Start Price $33.73
Best Price (1Y)
$31.11
Current Price $31.11
Return +7.8%
Signal & Target
BUY $2,350.00
Start Price $2,000.00
Best Price (1Y)
$2,645.22
Current Price $1,898.79
Return -5.1%
Signal & Target
BUY $91.00
Start Price $47.49
Best Price (1Y)
$100.19
Current Price $47.22
Return -0.6%
Signal & Target
BUY $14.00
Start Price $8.36
Best Price (1Y)
$16.44
Current Price $15.31
Return +83.1%
Signal & Target
BUY $23.00
Start Price $20.55
Best Price (1Y)
$26.19
Current Price $7.84
Return -61.8%
Signal & Target
BUY $147.00
Start Price $99.46
Best Price (1Y)
$120.00
Current Price $86.19
Return -13.3%
Signal & Target
BUY $540.00
Start Price $459.49
Best Price (1Y)
$594.71
Current Price $570.97
Return +24.3%
Signal & Target
BUY $16.00
Start Price $13.34
Best Price (1Y)
$16.14
Current Price $14.44
Return +8.2%
Signal & Target
BUY $71.00
Start Price $57.81
Best Price (1Y)
$93.64
Current Price $57.87
Return +0.1%
Signal & Target
SELL $293.00
Start Price $308.98
Best Price (1Y)
$273.19
Current Price $165.76
Return +46.4%
Signal & Target
BUY $19.00
Start Price $18.34
Best Price (1Y)
$24.83
Current Price $10.97
Return -40.2%
Signal & Target
SELL $15.00
Start Price $16.20
Best Price (1Y)
$13.44
Current Price $10.97
Return +32.3%
Signal & Target
BUY $14.00
Start Price $11.55
Best Price (1Y)
$16.14
Current Price $14.44
Return +25.0%
Signal & Target
BUY $16.00
Start Price $15.67
Best Price (1Y)
$26.19
Current Price $7.84
Return -50.0%
Signal & Target
SELL $14.00
Start Price $16.51
Best Price (1Y)
$15.83
Current Price $12.25
Return +25.8%
Signal & Target
BUY $27.00
Start Price $21.34
Best Price (1Y)
$43.60
Current Price $13.92
Return -34.8%
Signal & Target
BUY $78.00
Start Price $64.72
Best Price (1Y)
$67.30
Current Price $57.87
Return -10.6%
Signal & Target
BUY $100.00
Start Price $59.01
Best Price (1Y)
-
Current Price $83.46
Return +41.4%
Signal & Target
BUY $100.00
Start Price $95.03
Best Price (1Y)
-
Current Price $57.87
Return -39.1%
Signal & Target
BUY $370.00
Start Price $319.25
Best Price (1Y)
-
Current Price $107.26
Return -66.4%
Signal & Target
BUY $10.00
Start Price $4.60
Best Price (1Y)
-
Current Price $14.44
Return +213.9%
Signal & Target
BUY $160.00
Start Price $99.93
Best Price (1Y)
-
Current Price $83.46
Return -16.5%
Signal & Target
BUY $115.00
Start Price $92.09
Best Price (1Y)
-
Current Price $57.87
Return -37.2%
Signal & Target
BUY $490.00
Start Price $443.23
Best Price (1Y)
-
Current Price $107.26
Return -75.8%
Signal & Target
BUY $220.00
Start Price $132.57
Best Price (1Y)
-
Current Price $57.87
Return -56.3%
Signal & Target
BUY $290.00
Start Price $227.63
Best Price (1Y)
-
Current Price $365.67
Return +60.6%
Signal & Target
BUY $240.00
Start Price $150.96
Best Price (1Y)
-
Current Price $86.19
Return -42.9%
Signal & Target
BUY $460.00
Start Price $395.22
Best Price (1Y)
-
Current Price $165.76
Return -58.1%
Fiserv, Inc.
FISV
Dec 14, 2021
Signal & Target
BUY $135.00
Start Price $104.23
Best Price (1Y)
-
Current Price $54.35
Return -47.9%
Signal & Target
BUY $176.00
Start Price $106.09
Best Price (1Y)
-
Current Price $44.78
Return -57.8%
Signal & Target
BUY $100.00
Start Price $81.74
Best Price (1Y)
-
Current Price $55.17
Return -32.5%
Signal & Target
BUY $21.00
Start Price $18.03
Best Price (1Y)
-
Current Price $6.55
Return -63.7%
Signal & Target
BUY $450.00
Start Price $380.10
Best Price (1Y)
$399.92
Current Price $570.97
Return +50.2%