Rayna Kumar Score: 27
Analyst at
Oppenheimer,
UBS
Avg Return (Buy)
How much profit would you make?
Calculates the average return of all BUY recommendations after exactly 1 year (or today if newer).
Note: Sell ratings are ignored here to focus on investment potential.
Calculates the average return of all BUY recommendations after exactly 1 year (or today if newer).
Note: Sell ratings are ignored here to focus on investment potential.
-7.3%
1 Year Cap
Win Rate
How often is the direction correct?
Percentage of trades that are currently profitable.
• Buy: Stock price went UP 📈
• Sell: Stock price went DOWN 📉
Percentage of trades that are currently profitable.
• Buy: Stock price went UP 📈
• Sell: Stock price went DOWN 📉
33%
9 W / 18 L
Target Met
How often was the target reached?
Hits vs. Total.
Hits vs. Total.
64%
7 W / 4 L
Precision Hit
How often precise (±3%)?
Hits vs. Total.
Hits vs. Total.
9%
1 W / 10 L
Bullseye Hit
How often perfect (±1%)?
Hits vs. Total.
Hits vs. Total.
0%
0 W / 11 L
High Conviction
The "Brave" Trades (>20% Upside)
Win Rate only for recommendations where the analyst predicted a massive move (>20%).
Shows if they are right when they bet big.
Win Rate only for recommendations where the analyst predicted a massive move (>20%).
Shows if they are right when they bet big.
20%
3 W / 12 L
Long Wins
Success rate for BUY ratings
How often is the analyst right when saying "Buy"?
(Price went UP).
How often is the analyst right when saying "Buy"?
(Price went UP).
33%
9 W / 18 L
Short Wins
Success rate for SELL ratings
How often is the analyst right when saying "Sell"?
(Price went DOWN).
How often is the analyst right when saying "Sell"?
(Price went DOWN).
0%
0 W / 0 L
Coverage & Price Targets
| Date | Stock | Signal | Target | Start Price | Best Price (1Y) | Accuracy | Current Price |
|---|---|---|---|---|---|---|---|
| May 08, 2026 |
Toast Inc - Ordinary Shares - Class A
TOST
|
BUY |
$36.00
Est. +44%
|
$24.94 | $33.06 |
Pending
|
$32.27
+29.4%
|
| Mar 09, 2026 |
AGI Inc
AGBK
|
BUY |
$15.00
Est. +42%
|
$10.58 | $7.40 |
Pending
|
$7.10
-32.9%
|
| Dec 05, 2025 |
Corpay Inc.
CPAY
|
BUY |
$380.00
Est. +28%
|
$297.39 | $395.49 |
Target Met
|
$382.11
+28.5%
|
| Oct 30, 2025 |
Fiserv, Inc.
FISV
|
BUY |
$91.00
Est. +35%
|
$67.31 | $70.41 |
Pending
|
$53.94
-19.9%
|
| Oct 30, 2025 |
Fiserv, Inc.
FI
|
BUY |
$91.00
Est. +35%
|
$67.31 | $70.10 |
Pending
|
$63.80
-5.2%
|
| Oct 17, 2025 |
Euronet Worldwide Inc
EEFT
|
BUY |
$133.00
Est. +54%
|
$86.13 | $89.32 |
Pending
|
$71.33
-17.2%
|
| Oct 13, 2025 |
TransUnion
TRU
|
BUY |
$93.00
Est. +20%
|
$77.70 | $89.12 |
Pending
|
$78.62
+1.2%
|
| Jul 21, 2025 |
Affirm Holdings Inc - Ordinary Shares - Class A
AFRM
|
BUY |
$80.00
Est. +16%
|
$68.90 | $100.00 |
Target Met
|
$71.51
+3.8%
|
| Jun 12, 2025 |
Sezzle Inc.
SEZL
|
BUY |
$168.00
Est. +20%
|
$140.10 | $186.74 |
Target Met
|
$154.75
+10.5%
|
| Dec 19, 2024 |
Block Inc - Ordinary Shares - Class A
SQ
|
BUY |
$115.00
Est. +22%
|
$94.04 | $93.83 |
Miss
|
$83.46
-11.3%
|
| Nov 07, 2024 |
MoneyLion Inc - Ordinary Shares - Class A
ML
|
BUY |
$80.00
Est. +16%
|
$69.24 | $91.82 |
Target Met
|
$85.90
+24.1%
|
| Sep 30, 2024 |
Jack Henry & Associates, Inc.
JKHY
|
BUY |
$206.00
Est. +17%
|
$176.54 | $195.30 |
Miss
|
$154.04
-12.7%
|
| Sep 30, 2024 |
Visa Inc - Ordinary Shares - Class A
V
|
BUY |
$318.00
Est. +16%
|
$274.95 | $375.51 |
Target Met
|
$366.13
+33.2%
|
| Sep 30, 2024 |
Fiserv, Inc.
FI
|
BUY |
$203.00
Est. +13%
|
$179.65 | $238.59 |
Target Met
|
$63.80
-64.5%
|
| Sep 30, 2024 |
Fiserv, Inc.
FISV
|
BUY |
$203.00
Est. +13%
|
$179.65 | $114.23 |
Miss
|
$53.94
-70.0%
|
| Mar 18, 2024 |
Block Inc - Ordinary Shares - Class A
SQ
|
BUY |
$95.00
Est. +17%
|
$80.86 | $99.26 |
Target Met
|
$83.46
+3.2%
|
| Sep 06, 2023 |
Toast Inc - Ordinary Shares - Class A
TOST
|
BUY |
$30.00
Est. +40%
|
$21.43 | $27.88 |
Miss
|
$32.27
+50.6%
|
| Jan 15, 2023 |
Cognizant Technology Solutions Corp. - Ordinary Shares - Class A
CTSH
|
BUY |
$68.00
Est. +6%
|
$64.06 | - | - |
$55.35
-13.6%
|
| Nov 04, 2022 |
PayPal Holdings Inc
PYPL
|
BUY |
$123.00
Est. +64%
|
$75.18 | - | - |
$57.21
-23.9%
|
| Nov 03, 2022 |
Cognizant Technology Solutions Corp. - Ordinary Shares - Class A
CTSH
|
BUY |
$62.00
Est. +19%
|
$51.96 | - | - |
$55.35
+6.5%
|
| May 10, 2022 |
Block Inc - Ordinary Shares - Class A
SQ
|
BUY |
$167.00
Est. +99%
|
$83.86 | - | - |
$83.46
-0.5%
|
| Mar 01, 2022 |
Block Inc - Ordinary Shares - Class A
SQ
|
BUY |
$178.00
Est. +41%
|
$126.06 | - | - |
$83.46
-33.8%
|
| Feb 24, 2022 |
PayPal Holdings Inc
PYPL
|
BUY |
$158.00
Est. +50%
|
$105.02 | - | - |
$57.21
-45.5%
|
| Feb 21, 2022 |
Visa Inc - Ordinary Shares - Class A
V
|
BUY |
$303.00
Est. +36%
|
$222.69 | - | - |
$366.13
+64.4%
|
| Dec 15, 2021 |
Fidelity National Information Services, Inc.
FIS
|
BUY |
$136.00
Est. +28%
|
$106.27 | - | - |
$44.77
-57.9%
|
| Nov 17, 2021 |
Fiserv, Inc.
FISV
|
BUY |
$108.00
Est. +7%
|
$100.88 | - | - |
$53.94
-46.5%
|
| Nov 17, 2021 |
Global Payments, Inc.
GPN
|
BUY |
$161.00
Est. +29%
|
$125.02 | - | - |
$84.08
-32.7%
|
Toast Inc - Ordinary Shares - Class A
TOST
May 08, 2026
Signal & Target
BUY
$36.00
Start Price
$24.94
Best Price (1Y)
$33.06
Current Price
$32.27
Return
+29.4%
AGI Inc
AGBK
Mar 09, 2026
Signal & Target
BUY
$15.00
Start Price
$10.58
Best Price (1Y)
$7.40
Current Price
$7.10
Return
-32.9%
Corpay Inc.
CPAY
Dec 05, 2025
Signal & Target
BUY
$380.00
Start Price
$297.39
Best Price (1Y)
$395.49
Current Price
$382.11
Return
+28.5%
Fiserv, Inc.
FISV
Oct 30, 2025
Signal & Target
BUY
$91.00
Start Price
$67.31
Best Price (1Y)
$70.41
Current Price
$53.94
Return
-19.9%
Fiserv, Inc.
FI
Oct 30, 2025
Signal & Target
BUY
$91.00
Start Price
$67.31
Best Price (1Y)
$70.10
Current Price
$63.80
Return
-5.2%
Euronet Worldwide Inc
EEFT
Oct 17, 2025
Signal & Target
BUY
$133.00
Start Price
$86.13
Best Price (1Y)
$89.32
Current Price
$71.33
Return
-17.2%
TransUnion
TRU
Oct 13, 2025
Signal & Target
BUY
$93.00
Start Price
$77.70
Best Price (1Y)
$89.12
Current Price
$78.62
Return
+1.2%
Affirm Holdings Inc - Ordinary Shares - Class A
AFRM
Jul 21, 2025
Signal & Target
BUY
$80.00
Start Price
$68.90
Best Price (1Y)
$100.00
Current Price
$71.51
Return
+3.8%
Sezzle Inc.
SEZL
Jun 12, 2025
Signal & Target
BUY
$168.00
Start Price
$140.10
Best Price (1Y)
$186.74
Current Price
$154.75
Return
+10.5%
Block Inc - Ordinary Shares - Class A
SQ
Dec 19, 2024
Signal & Target
BUY
$115.00
Start Price
$94.04
Best Price (1Y)
$93.83
Current Price
$83.46
Return
-11.3%
MoneyLion Inc - Ordinary Shares - Class A
ML
Nov 07, 2024
Signal & Target
BUY
$80.00
Start Price
$69.24
Best Price (1Y)
$91.82
Current Price
$85.90
Return
+24.1%
Jack Henry & Associates, Inc.
JKHY
Sep 30, 2024
Signal & Target
BUY
$206.00
Start Price
$176.54
Best Price (1Y)
$195.30
Current Price
$154.04
Return
-12.7%
Visa Inc - Ordinary Shares - Class A
V
Sep 30, 2024
Signal & Target
BUY
$318.00
Start Price
$274.95
Best Price (1Y)
$375.51
Current Price
$366.13
Return
+33.2%
Fiserv, Inc.
FI
Sep 30, 2024
Signal & Target
BUY
$203.00
Start Price
$179.65
Best Price (1Y)
$238.59
Current Price
$63.80
Return
-64.5%
Fiserv, Inc.
FISV
Sep 30, 2024
Signal & Target
BUY
$203.00
Start Price
$179.65
Best Price (1Y)
$114.23
Current Price
$53.94
Return
-70.0%
Block Inc - Ordinary Shares - Class A
SQ
Mar 18, 2024
Signal & Target
BUY
$95.00
Start Price
$80.86
Best Price (1Y)
$99.26
Current Price
$83.46
Return
+3.2%
Toast Inc - Ordinary Shares - Class A
TOST
Sep 06, 2023
Signal & Target
BUY
$30.00
Start Price
$21.43
Best Price (1Y)
$27.88
Current Price
$32.27
Return
+50.6%
Signal & Target
BUY
$68.00
Start Price
$64.06
Best Price (1Y)
-
Current Price
$55.35
Return
-13.6%
PayPal Holdings Inc
PYPL
Nov 04, 2022
Signal & Target
BUY
$123.00
Start Price
$75.18
Best Price (1Y)
-
Current Price
$57.21
Return
-23.9%
Signal & Target
BUY
$62.00
Start Price
$51.96
Best Price (1Y)
-
Current Price
$55.35
Return
+6.5%
Block Inc - Ordinary Shares - Class A
SQ
May 10, 2022
Signal & Target
BUY
$167.00
Start Price
$83.86
Best Price (1Y)
-
Current Price
$83.46
Return
-0.5%
Block Inc - Ordinary Shares - Class A
SQ
Mar 01, 2022
Signal & Target
BUY
$178.00
Start Price
$126.06
Best Price (1Y)
-
Current Price
$83.46
Return
-33.8%
PayPal Holdings Inc
PYPL
Feb 24, 2022
Signal & Target
BUY
$158.00
Start Price
$105.02
Best Price (1Y)
-
Current Price
$57.21
Return
-45.5%
Visa Inc - Ordinary Shares - Class A
V
Feb 21, 2022
Signal & Target
BUY
$303.00
Start Price
$222.69
Best Price (1Y)
-
Current Price
$366.13
Return
+64.4%
Fidelity National Information Services, Inc.
FIS
Dec 15, 2021
Signal & Target
BUY
$136.00
Start Price
$106.27
Best Price (1Y)
-
Current Price
$44.77
Return
-57.9%
Fiserv, Inc.
FISV
Nov 17, 2021
Signal & Target
BUY
$108.00
Start Price
$100.88
Best Price (1Y)
-
Current Price
$53.94
Return
-46.5%
Global Payments, Inc.
GPN
Nov 17, 2021
Signal & Target
BUY
$161.00
Start Price
$125.02
Best Price (1Y)
-
Current Price
$84.08
Return
-32.7%