Credit Acceptance Debt to Equity

Credit Acceptance (CACC) currently reports a debt-to-equity ratio of 3.96. That is above the Finance sector average of 2.05. Use the charts on this page to explore Credit Acceptance's debt-to-equity ratio history and peer comparisons.

Credit Acceptance's debt-to-equity ratio of 3.96 is higher than the Finance sector average of 2.05. That is roughly 92.8% above the sector mean. A reading higher peers can reflect different growth expectations, capital structure, or profitability — so it is worth checking the peer comparison chart before drawing conclusions.

The debt-to-equity ratio is a valuation multiple that relates Credit Acceptance's market price to a fundamental measure such as earnings, sales, or book value. At 3.96, CACC can look expensive or cheap only in context — versus its own history, growth rate, and Finance peers. Higher multiples often price in stronger expected growth; lower ones can signal value or concern.

Start with the current debt-to-equity ratio of 3.96, then check the historical chart for trend and the peer comparison chart for relative positioning. The Finance average is 2.05. From there, open related valuation or income-statement pages for Credit Acceptance, and consider following CACC for alerts when major investors trade the stock.

Credit Acceptance is classified in the Finance sector. On debt-to-equity ratio, it currently shows 3.96 versus a sector average near 2.05. Sector peers often share similar capital intensity and growth regimes, so relative rankings inside Finance are usually more informative than comparing CACC with unrelated industries.