Citizens Financial Services, Inc.
CZFS - Insider Information
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+ FollowMarket Cap$410.52M
Close$
$180.76
110.2% upside
Current Fair Value
110.2% upsideUndervalued by 110.2% based on the discounted cash flow analysis.
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Share Statistics
| Market cap | $410.52 Million |
|---|---|
| Enterprise Value | $774.20 Million |
| Annual dividend | $2.02 |
| Dividend yield | 2.37% |
| Earnings per Share | $7.62 |
| Beta | 0.39 |
| Outstanding Shares | 4,800,757 |
Return
| Return on Equity | 12.18% |
|---|---|
| Return on Assets | 1.35% |
| Return on Invested Capital | 1.22% |
Valuation & Multiples
| P/E Ratio | 9.54 |
|---|---|
| PEG | 49.8 |
| Price to Sales | 2.53 |
| Price to Book Ratio | 1.18 |
| Enterprise Value to Revenue | 4.71 |
| Enterprise Value to EBIT | 19.93 |
| Enterprise Value to Net Income | 18 |
| Total Debt to Enterprise | 0.51 |
| Debt to Equity | 1.12 |
Revenue Sources
No data
Last Earnings Call
Report Date
October 30, 2026
EPS Estimate
$2.20
Consensus analyst estimateRevenue Estimate
$31.00 M
Consensus analyst estimateNext Earnings Call
Expected Date
February 4, 2027
EPS Estimate
$2.24
Consensus analyst estimateRevenue Estimate
$31.40 M
Consensus analyst estimateInstitutional Put/Call Ratio
Compares institutional put options with call options. At 0.00, the ratio is below 1, so institutions hold more calls than puts.
| Put/Call Ratio | 0.00000% |
|---|---|
| Total Calls | - |
| Total Puts | - |
Institutional Ownership
Holdings and activity of institutional investors.
| Ownership % | 2.75%▼ 28.94% |
|---|---|
| Total Invested | $10.36M▼ 90.59% |
| Investors Holding | 22▼ 68.00% |
About Citizens Financial Services, Inc.
293 employees
CEO: Randall Black
