Financial Services

Sector Overview

The Financial Services sector plays a crucial role in the overall economy by facilitating capital flow, managing risk, and providing a variety of financial products that are essential for both individual consumers and businesses. This sector includes institutions involved in banking, investing, insurance, and various financial transactions which serve to enhance economic stability and growth. Key players such as asset management firms and investment funds help to allocate capital efficiently across various industries, while banks offer services that allow individuals and corporations to manage their funds and obtain credit.

Key drivers in the Financial Services sector include interest rates, regulatory changes, consumer confidence, and technological advancements. Interest rates, set by central banks, influence borrowing costs and savings returns, thereby impacting financial activities. Regulatory changes can either promote stability or create challenges for businesses within the sector, while advancements in technology, including fintech innovations, are transforming how services are delivered and experienced by consumers. Additionally, trends such as increasing digital banking adoption, investment in sustainable and responsible financial products, and the rise of alternative lending are reshaping the landscape of financial services.

The significance of the Financial Services sector can't be overstated, as it not only supports the functioning of the economy through efficient capital allocation but also offers a wide array of financial products that cater to diverse customer needs. This sector is essential for economic growth, enabling investments in infrastructure, business expansion, and personal financial planning. The ongoing evolution within this industry, driven by technology and changing consumer behaviors, highlights the sector's adaptability and its pivotal role in fostering both individual prosperity and broader economic development.

Key Metrics

*Weighted by Market Cap Last updated: Jun 21, 2026
Avg P/E Ratio 7.8
Profitable Companies 79%
Avg Growth -0.8%
Avg Dividend Yield 2.44%

Historical Return

Last updated: Jun 15, 2026
1 Year +16.1% +2.4% Div
3 Years Ø +9.3% +2.4% Div
5 Years Ø +4.3% +2.4% Div
1 Year +18.3% +2.4% Div
3 Years Ø +7.7% +2.4% Div
5 Years Ø +10.7% +2.4% Div

Risk & Analysis Metrics

Last updated: Jun 21, 2026

Volatility

10.03% 1 Year
17.72% 3 Years
11.69% 5 Years
13.23% 10 Years

Max Drawdown

-7.05% 1 Year
-13.17% 3 Years
-22.44% 5 Years
-31.41% 10 Years

Sharpe Ratio

0.20 1 Year
0.76 3 Years
0.02 5 Years
0.15 10 Years

Volatility

226.64% 1 Year
18.05% 3 Years
86.35% 5 Years
13.10% 10 Years

Max Drawdown

-7.02% 1 Year
-13.70% 3 Years
-19.86% 5 Years
-30.40% 10 Years

Sharpe Ratio

2.84 1 Year
1.13 3 Years
0.49 5 Years
0.59 10 Years

Return Triangle (Heatmap)

Last updated: Jun 15, 2026
2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
2014 2.5% -1.6% 1.2% 3.9% 0.5% 3.1% 3.4% 4.5% 2.1% 3.0% 3.4% 4.2%
2015 -5.6% 0.6% 4.3% 0.0% 3.2% 3.5% 4.7% 2.0% 3.0% 3.5% 4.3%
2016 7.1% 9.7% 1.9% 5.5% 5.5% 6.6% 3.2% 4.2% 4.5% 5.4%
2017 12.3% -0.7% 5.0% 5.1% 6.5% 2.5% 3.8% 4.2% 5.2%
2018 -12.1% 1.5% 2.8% 5.1% 0.7% 2.4% 3.1% 4.3%
2019 17.3% 11.1% 11.5% 4.2% 5.6% 5.9% 6.9%
2020 5.3% 8.7% 0.2% 2.8% 3.7% 5.2%
2021 12.2% -2.3% 2.0% 3.3% 5.2%
2022 -15.0% -2.7% 0.6% 3.5%
2023 11.3% 9.3% 10.6%
2024 7.4% 10.2%
2025 13.1%
2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
2014 - - - - - - - - - - - -
2015 - - - - - - - - - - -
2016 - - - - - - - - - -
2017 - - - - - - - - -
2018 - - - - - - - -
2019 - - - - - - -
2020 - - - - - -
2021 - - - - -
2022 - - - -
2023 11.5% 10.5% 11.9%
2024 9.5% 12.1%
2025 14.7%

Distributions

Last updated: Jun 15, 2026

Profit Margin Distribution

< 0%
1%
1y 3y N/A N/A
0 - 5%
53%
1y 3y N/A N/A
5 - 10%
0%
1y 3y N/A N/A
10 - 15%
1%
1y 3y N/A N/A
15 - 20%
2%
1y 3y N/A N/A
20 - 30%
23%
1y 3y N/A N/A
30 - 40%
16%
1y 3y N/A N/A
> 40%
4%
1y 3y N/A N/A
< 0%
29%
1y 3y N/A N/A
0 - 5%
14%
1y 3y N/A N/A
5 - 10%
10%
1y 3y N/A N/A
10 - 15%
6%
1y 3y N/A N/A
15 - 20%
7%
1y 3y N/A N/A
20 - 30%
10%
1y 3y N/A N/A
30 - 40%
10%
1y 3y N/A N/A
> 40%
14%
1y 3y N/A N/A

P/E Ratio Distribution

< 0
3%
1y 3y N/A N/A
0 - 10
72%
1y 3y N/A N/A
10 - 15
0%
1y 3y N/A N/A
15 - 20
18%
1y 3y N/A N/A
20 - 25
2%
1y 3y N/A N/A
25 - 35
5%
1y 3y N/A N/A
35 - 50
0%
1y 3y N/A N/A
> 50
1%
1y 3y N/A N/A
< 0
37%
1y 3y N/A N/A
0 - 10
16%
1y 3y N/A N/A
10 - 15
8%
1y 3y N/A N/A
15 - 20
8%
1y 3y N/A N/A
20 - 25
2%
1y 3y N/A N/A
25 - 35
9%
1y 3y N/A N/A
35 - 50
7%
1y 3y N/A N/A
> 50
14%
1y 3y N/A N/A

Discounted Cash Flow

Weighted Average Undervaluation
N/A
Undervalued
> 60%
0%
1y 3y N/A N/A
45 - 60%
0%
1y 3y N/A N/A
30 - 45%
0%
1y 3y N/A N/A
15 - 30%
0%
1y 3y N/A N/A
Fair (&plusmn;15%)
0%
1y 3y N/A N/A
Overvalued
15 - 30%
0%
1y 3y N/A N/A
30 - 45%
0%
1y 3y N/A N/A
45 - 60%
0%
1y 3y N/A N/A
> 60%
0%
1y 3y N/A N/A
Equal Weight Average Undervaluation
N/A
Undervalued
> 60%
0%
1y 3y N/A N/A
45 - 60%
0%
1y 3y N/A N/A
30 - 45%
0%
1y 3y N/A N/A
15 - 30%
0%
1y 3y N/A N/A
Fair (&plusmn;15%)
0%
1y 3y N/A N/A
Overvalued
15 - 30%
0%
1y 3y N/A N/A
30 - 45%
0%
1y 3y N/A N/A
45 - 60%
0%
1y 3y N/A N/A
> 60%
0%
1y 3y N/A N/A

Portfolio Concentration

*by Market Cap Last updated: Jun 15, 2026
60.8% Top 5 Holdings
73.8% Top 10 Holdings
96.5% Top 50 Holdings
99.4% Top 100 Holdings
Top 5 Companies
VVIAX Vanguard Small Cap Index Fund
25.7%
AMJB Alerian MLP Index ETN
9.5%
FXAIX Fidelity 500 Index Fund
9.3%
SPTL State Street My2026 Municipal Bond ETF
8.7%
VSCGX Vanguard LifeStrategy Conservative Growth Fund Investor Shares
7.5%

Market Cap Size Distribution

Micro Cap
0.2%
1y 3y N/A N/A
Small Cap
0.6%
1y 3y N/A N/A
Mid Cap
2.1%
1y 3y N/A N/A
Large Cap
28.3%
1y 3y N/A N/A
Mega Cap
68.9%
1y 3y N/A N/A
Micro: < $300M Small: $300Mā€“$2B Mid: $2Bā€“$10B Large: $10Bā€“$200B Mega: > $200B
Micro Cap
56.0%
1y 3y N/A N/A
Small Cap
18.9%
1y 3y N/A N/A
Mid Cap
9.7%
1y 3y N/A N/A
Large Cap
13.4%
1y 3y N/A N/A
Mega Cap
1.9%
1y 3y N/A N/A
Micro: < $300M Small: $300Mā€“$2B Mid: $2Bā€“$10B Large: $10Bā€“$200B Mega: > $200B

Latest News

View all news →
4 days ago • Newsfile Corp

ROSEN, NATIONAL TRIAL COUNSEL, Encourages PennyMac Financial Services, Inc. Investors to Inquire About Securities Class Action Investigation - PFSI

New York, New York--(Newsfile Corp. - June 18, 2026) - WHY: Rosen Law Firm, a global investor rights law firm, continues to investigate potential s...
5 days ago • Business Wire

First Carolina Financial Services Announces Pricing of Initial Public Offering

RALEIGH, N.C.--(BUSINESS WIRE)--First Carolina Financial Services, Inc. (ā€œFirst Carolinaā€ or the ā€œCompanyā€), the holding company for First Carolina...
5 days ago • PRNewsWire

Rosen Law Firm Encourages PennyMac Financial Services, Inc. Investors to Inquire About Securities Class Action Investigation - PFSI

NEW YORK, June 17, 2026 /PRNewswire/ -- Why: Rosen Law Firm, a global investor rights law firm, continues to investigate potential securities claim...

Industries

20 total

Average metrics of all companies in sector Last updated: Jun 21, 2026

Compare to
Market
Market Cap The average market value of companies in this sector. $160B
Dividend Yield Yearly payout to shareholders per share. The percentage indicates the payout in relation to the share price. 2.44 %
Beta Indicates the relationship between the price performance of a share and the market. 0.77
P/E Ratio Ratio between share price and earnings per share. A low ratio could indicate that the stock is undervalued or investors aren't expecting high growth. A high ratio could indicate that the stock is overvalued or investors are expecting high growth. 7.75
Negative P/E Ratio A negative P/E ratio shows that the company is not profitable, and it shows how many years it would take the company to lose its entire market capitalisation if it did not change anything. -1.48
Profitable Companies 79%
PEG The ratio between the P/E ratio and the growth rate of the company's earnings per share in the last twelve months. A lower PEG could mean that a stock is undervalued. 16.28
Price to Sales Ratio Market cap divided by the revenue in the most recent year. 2.05
Price to Book Ratio Price to Book Ratio is the Market cap divided by the Book value of the company. 1.03
Compare to
Market
Enterprise Value to EBIT Enterprise Value divided by EBIT. 20.82
Enterprise Value to Revenue Enterprise value divided by revenue. 17.01
Total Debt to Enterprise Value Total debt divided by enterprise value. 0.14
Debt to Equity A higher ratio indicates a higher risk. However, the ratio is difficult to compare between industries where common amounts of debt vary. 0.73
Profit Margin Net income divided by revenue of the last 4 quarters. It indicates the company's profitability. 13.65%
Quarterly Earnings Growth (YoY) The rate at which the company's net income has increased to the same quarter one year ago. -0.8%
Return on Equity Equity divided by market cap. 14.33%
Return on Assets Indicates a company's profitability in relation to its total assets. 11.41%
Return on Invested Capital Return on invested capital (ROIC) is net income after dividends divided by the sum of debt and equity. It shows how effective a company is at turning capital invested by shareholders and other debtholders into profits. 17.10%

Stock Screener

Select filters to narrow down the 458 companies below

458 companies
$0B >$1T

Ratio between share price and earnings per share. A low ratio could indicate undervaluation.

<0 >50

Ratio of dividends in the last 12 months to current share price.

0% 3%

Revenue increase compared to the same quarter one year ago.

0% 30%

Net income increase compared to the same quarter one year ago.

0% 30%

Profitability of the last quarter.

<-30% >30%

A higher ratio indicates a higher risk. The ratio is difficult to compare between industries.

<0 >3

Discounted cash flow valuation vs. current price. Positive = undervalued, negative = overvalued.

<-50% >+100%
Market Cap
Dividends Ratio of dividends in the last 12 months to current share price
P/E Ratio
Revenue Revenue of the last quarter YoY Change
Net income Net income of the last quarter YoY Change
Profit margin Profit margin of the last quarter

Vanguard 500 Index Fund

VFINX

Vanguard 500 Index Fund

VFINX
Market Cap $2.34T
Dividends 0.9%
P/E Ratio
Revenue $1.15B
Net Income $7.79M
Profit Margin +0.7%
View Stock

Vanguard Value Index Fd Admiral Shs

VVIAX

Vanguard Value Index Fd Admiral Shs

VVIAX
Market Cap $2.34T
Dividends 1.8%
P/E Ratio
Revenue $1.15B
Net Income $7.79M
Profit Margin +0.7%
View Stock

Vanguard Small Cap Index Fd Admiral Shs

VSMAX

Vanguard Small Cap Index Fd Admiral Shs

VSMAX
Market Cap $2.34T
Dividends 1.2%
P/E Ratio
Revenue $1.15B
Net Income $7.79M
Profit Margin +0.7%
View Stock

Vanguard 500 Index Fd Admiral Shs

VFIAX

Vanguard 500 Index Fd Admiral Shs

VFIAX
Market Cap $2.34T
Dividends 1.0%
P/E Ratio
Revenue $1.15B
Net Income $7.79M
Profit Margin +0.7%
View Stock

Vanguard Total Stock Market Index Fund

VTSAX

Vanguard Total Stock Market Index Fund

VTSAX
Market Cap $2.34T
Dividends 1.0%
P/E Ratio 0.0
Revenue $1.15B
Net Income $7.79M
Profit Margin +0.7%
View Stock

Vanguard Large Cap Index Fund Admiral Shs

VLCAX

Vanguard Large Cap Index Fund Admiral Shs

VLCAX
Market Cap $2.34T
Dividends 1.0%
P/E Ratio
Revenue $1.15B
Net Income $7.79M
Profit Margin +0.7%
View Stock

Vanguard Mid-Cap Index Fund Admiral Shares

VIMAX

Vanguard Mid-Cap Index Fund Admiral Shares

VIMAX
Market Cap $2.34T
Dividends 1.3%
P/E Ratio
Revenue $1.15B
Net Income $7.79M
Profit Margin +0.7%
View Stock

Vanguard Small Cap Index Fund

NAESX

Vanguard Small Cap Index Fund

NAESX
Market Cap $2.34T
Dividends 1.1%
P/E Ratio
Revenue $1.15B
Net Income $7.79M
Profit Margin +0.7%
View Stock

JPMorgan Chase & Co.

JPM

JPMorgan Chase & Co.

JPM
Market Cap $871.43B
Dividends 1.8%
P/E Ratio 15.4
Revenue $73.7B +6.9%
Net Income $16.5B +12.6%
Profit Margin +22.4%
Employees 318.48K
View Stock

JPMorgan Chase & Co. - FR SP ETN REDEEM 24/05/2024 USD 19.03661

AMJ

JPMorgan Chase & Co. - FR SP ETN REDEEM 24/05/2024 USD 19.03661

AMJ
Market Cap $871.43B
Dividends 6.0%
P/E Ratio 1.4
Revenue $73.7B +6.9%
Net Income $16.5B +12.6%
Profit Margin +22.4%
Employees 318.48K
View Stock

JPMorgan Chase & Co. - ZC SP ETN REDEEM 28/01/2044 USD 1

AMJB

JPMorgan Chase & Co. - ZC SP ETN REDEEM 28/01/2044 USD 1

AMJB
Market Cap $871.43B
Dividends 5.9%
P/E Ratio 0.0
Revenue $73.7B +6.9%
Net Income $16.5B +12.6%
Profit Margin +22.4%
Employees 318.48K
View Stock

SSgA Active Trust - SPDR S&P 500 ETF Trust

SPY

SSgA Active Trust - SPDR S&P 500 ETF Trust

SPY
Market Cap $771.22B
Dividends 1.0%
P/E Ratio
Revenue $19.9M
Net Income $10.3M
Profit Margin +51.8%
View Stock

SSgA Active Trust - SPDR Dow Jones Industrial Average ETF

DIA

SSgA Active Trust - SPDR Dow Jones Industrial Average ETF

DIA
Market Cap $771.22B
Dividends 1.4%
P/E Ratio
Revenue $19.9M
Net Income $10.3M
Profit Margin +51.8%
View Stock

SSgA Active Trust - Financial Select Sector SPDR

XLF

SSgA Active Trust - Financial Select Sector SPDR

XLF
Market Cap $771.22B
Dividends 1.5%
P/E Ratio
Revenue $19.9M
Net Income $10.3M
Profit Margin +51.8%
View Stock

SSgA Active Trust - The Energy Select Sector SPDR Fund

XLE

SSgA Active Trust - The Energy Select Sector SPDR Fund

XLE
Market Cap $771.22B
Dividends 2.8%
P/E Ratio
Revenue $19.9M
Net Income $10.3M
Profit Margin +51.8%
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SSgA Active Trust - SPDR Homebuilders ETF

XHB

SSgA Active Trust - SPDR Homebuilders ETF

XHB
Market Cap $771.22B
Dividends 0.6%
P/E Ratio
Revenue $19.9M
Net Income $10.3M
Profit Margin +51.8%
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SSgA Active Trust - Health Care Select Sector SPDR

XLV

SSgA Active Trust - Health Care Select Sector SPDR

XLV
Market Cap $771.22B
Dividends 1.7%
P/E Ratio
Revenue $19.9M
Net Income $10.3M
Profit Margin +51.8%
View Stock

SSgA Active Trust - SPDR Gold Shares ETF

GLD

SSgA Active Trust - SPDR Gold Shares ETF

GLD
Market Cap $771.22B
Dividends
P/E Ratio
Revenue $19.9M
Net Income $10.3M
Profit Margin +51.8%
View Stock

SSgA Active Trust - Consumer Staples Select Sector SPDR

XLP

SSgA Active Trust - Consumer Staples Select Sector SPDR

XLP
Market Cap $771.22B
Dividends 2.6%
P/E Ratio
Revenue $19.9M
Net Income $10.3M
Profit Margin +51.8%
View Stock

SSgA Active Trust - Industrial Select Sector SPDR

XLI

SSgA Active Trust - Industrial Select Sector SPDR

XLI
Market Cap $771.22B
Dividends 1.1%
P/E Ratio
Revenue $19.9M
Net Income $10.3M
Profit Margin +51.8%
View Stock